PayPoint plc

PayPoint plc

PAY.L
PayPoint plcGB flagLondon Stock Exchange
591.00
GBp
+3.50
- -
355.32MMarket Cap
PayPoint plc
PAY.L
(London Stock Exchange)

Recent

price

591.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
FRC
2.85
2.95
3.07
3.12
3.21
3.12
3.11
3.13
3.1
2.11
1.87
2.11
2.42
4.57
4.31
5.06
Revenue per Share
0.35
0.4
0.46
0.53
0.58
-0.03
0.88
0.63
0.65
0.67
0.33
1.01
0.5
0.53
0.27
0.59
Basic EPS, GAAP
0.41
0.41
0.45
0.5
0.51
0.75
0.36
0.73
0.71
0.63
0.63
0.17
0.23
0.56
0.08
1.51
Free Cash Flow per Basic Share
0.22
0.24
0.28
0.47
0.36
0.4
1.15
0.82
0.83
0.84
0.31
0.34
0.36
0.41
0.39
0.91
Dividend per Share
1.14
1.31
1.5
1.51
1.67
1.24
0.98
0.82
0.66
0.38
0.39
1.16
1.3
1.47
0.98
0.77
Book Value per Share
0.33
0.49
0.66
0.58
1.49
1.05
0.78
0.52
0.33
0.13
-0.8
-0.15
-1.17
-0.94
-1.45
-1.93
Tangible Book Value per Share
68
68
68
68
68
68
68
68
68
68
68
69
69
67
72
67
Basic Weighted Avg Shares
193
200
209
212
218
213
212
214
212
144
128
145
168
306
311
337
Sales/Revenue/Turnover
17.17
19.43
20.13
20.87
22.05
23.68
24.67
25.04
25.5
34.97
19.87
32.84
30.29
19.82
16.86
21.48
Operating Margin (%)
4
3
4
5
7
6
7
11
10
10
9
11
10
21
25
20
Depreciation Expense
24
27
31
36
39
-2
60
43
44
46
22
70
35
36
19
39
Net Income, GAAP
30.8
27.59
25
21.94
21.01
125.7
13.75
18.91
18.8
19.93
22.13
18.52
18.47
25.93
26.59
25.79
Effective Tax Rate (%)
12.36
13.49
14.86
16.94
17.92
-0.99
28.13
20.11
21
31.65
17.49
47.91
20.69
11.65
6.18
11.67
Profit Margin (%)
6
17
24
15
77
49
26
8
-5
-15
-52
-28
-17
-4
-14
-11
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
23
12
87
81
104
133
LT Debt
81
91
106
104
115
88
73
61
50
31
33
83
112
121
97
76
Total Equity
27.28
30.67
30.09
31.48
33.31
-12.28
54.94
63.9
77.34
52.97
17.44
29.52
23.78
20.79
17.93
25.2
Return on Invested Capital (%)
31.77
32.55
32.62
35.3
36.33
-2.17
79.09
71.03
88.96
65.13
22.25
58.01
22.93
21.59
13.39
23.59
Return on Capital (%)
32.89
32.46
32.51
35.24
36.28
-2.13
78.91
70.22
88.01
128.96
84.81
130.4
40.87
37.74
22.66
64.6
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.85%
30.18%
-22.08%
Free Cash Flow
174.17%
340.53%
1,688.11%
Net Income, GAAP
-277.44%
44.54%
104.96%
Sales/Revenue/Turnover
7.8%
24.34%
8.46%
Total Cash Common Dividend
24.24%
29%
117.83%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
306
2025
- -
- -
- -
- -
311
2026
- -
- -
- -
- -
337

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.53
2025
- -
- -
- -
- -
0.27
2026
- -
- -
- -
- -
0.59

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.41
2025
- -
- -
- -
- -
0.39
2026
- -
- -
- -
- -
0.91
Business
PayPoint plc is a United Kingdom-based provider of multichannel payment solutions and retail services primarily serving public and private sectors. The company operates through two main segments: PayPoint and Love2shop. Its core offerings include payment services such as card payment processing; leased payment devices; electronic point of sale (EPoS) systems; ATM cash machines; SIM card sales; cash top-ups; bill payment services; parcel delivery and collection via the Collect+ network; digital payment services including Open Banking, Direct Debit, PayByLink, and mobile payments; retailer solutions encompassing loyalty and rewards programs, receipt advertising, and business finance services; and consumer engagement platforms that enable brands to reach customers across 40,000+ UK retail locations. PayPoint also provides services for shopping vouchers under the Love2shop brand. Founded in 1996 and headquartered in Welwyn Garden City, UK, PayPoint has expanded its technological and service capabilities notably in recent years. In 2024, the company completed a strategic investment increasing its holding to 55.3% in obconnect, a leading Open Banking technology provider, enhancing PayPoint's Open Banking platform and positioning for growth in this sector. In March 2024, PayPoint expanded its long-term partnership with Lloyds Bank, making Lloyds Bank Cardnet its main card acquiring partner across its extensive UK SME and retailer network, offering integrated card payment services combined with fee-free business banking accounts for merchants. Additionally, PayPoint acquired RSM 2000 in 2021 to enhance its digital payments portfolio with in-house Direct Debit capability and mobile payment products, extending reach into sectors such as charities and events. The company’s operational network includes over 60,000 retail locations across the UK. PayPoint’s business focus includes payments and banking services, retail technology solutions, digital commerce facilitation, and consumer engagement platforms within the UK market. The company supports a wide range of clients from convenience retailers and small businesses to public sector entities, leveraging technology to enable seamless payment acceptance and related services. It continues driving strategic growth through technology investments, expanding partnerships, and acquisitions that bolster its multichannel payment and retail solutions ecosystem. PayPoint plc’s ongoing innovations and partnerships underscore its position as a leading provider in the UK payment and retail service market.