PB Holding N.V.

PB Holding N.V.

PBH.AS
PB Holding N.V.NL flagEuronext Amsterdam
3.48
EUR
- -
- -
18.62MMarket Cap
PB Holding N.V.
PBH.AS
(Euronext Amsterdam)

Recent

price

3.48

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
169.12
173.1
173.36
162.39
158.72
193.03
193.41
198.18
174.22
174.33
- -
- -
- -
- -
- -
- -
Revenue per Share
1.87
1.11
-1.28
0.54
0.64
1.95
2
1.32
0.09
3.77
-4.82
-4.12
0.11
-0.46
-0.07
- -
Basic EPS, GAAP
-3.02
-9.27
-6.55
-6.12
-6.5
-18.27
-10.61
-13.17
-17.18
-19.66
1.03
0.46
-0.09
-0.03
-0.06
- -
Free Cash Flow per Basic Share
- -
0.69
1
- -
0.2
0.25
1
1
0.75
3.5
- -
- -
14.5
- -
- -
- -
Dividend per Share
1.97
1.05
-1.21
0.53
0.56
1.99
2.16
1.09
0.04
3.85
-5.47
-4.17
0.24
-0.36
0.04
- -
Book Value per Share
21.55
21.76
19.23
19.12
19.52
21.28
22.38
22.7
21.95
22.95
21.69
18.01
3.61
3.1
3.1
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Tangible Book Value per Share
5
5
5
6
6
6
6
6
6
6
6
6
6
6
5
- -
Basic Weighted Avg Shares
920
939
936
918
898
1,095
1,098
1,125
989
989
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
1.36
0.77
-0.75
0.3
0.16
1.28
0.93
0.41
-0.94
-0.32
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- -
- -
- -
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Operating Margin (%)
41
40
44
42
44
48
51
51
58
53
31
27
4
- -
- -
- -
Depreciation Expense
10
6
-7
3
4
11
11
7
- -
21
-27
-23
1
-3
- -
-1
Net Income, GAAP
- -
14.08
- -
18.17
- -
23.33
26.21
20.53
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
1.1
0.64
-0.74
0.33
0.4
1.01
1.03
0.67
0.05
2.16
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- -
- -
- -
- -
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Profit Margin (%)
-100
-118
-154
-162
-1
-41
-179
6
10
19
11
83
1
1
- -
-1
Working Capital
45
39
39
37
214
145
6
206
244
144
112
- -
- -
- -
- -
- -
LT Debt
149
149
134
138
141
151
157
159
155
153
125
102
21
17
17
16
Total Equity
- -
1.53
- -
0.54
- -
2.43
1.65
0.79
- -
- -
-0.03
-0.04
0.16
- -
- -
- -
Return on Invested Capital (%)
- -
3.9
- -
2.52
- -
4.83
4.48
3.26
- -
- -
-9.73
-27.65
-27.56
- -
- -
- -
Return on Capital (%)
141.33
73.41
- -
- -
116.99
153.21
96.57
81.41
15.21
193.72
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- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-14.07%
-24.84%
-6.12%
Free Cash Flow
-18.02%
-20.41%
17.84%
Net Income, GAAP
338.16%
-112.81%
164.32%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
-0.46
2024
- -
- -
- -
- -
-0.07
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
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Business
PB Holding N.V. is a Netherlands-based financial services company that primarily acts as a holding entity managing certificates of shares in the capital of Bovemij N.V. and oversees its affiliated automotive and financial services businesses; the firm operates through subsidiaries and investment vehicles aligned with dealer networks, financial services, and mobility-related services. Headquartered in the Netherlands, PB Holding traces its roots to the Stern Groep N.V. transformation and rebranding in 2022. Main products and services - Financial services and related mobility offerings: leasing, fleet management, car rental, insurance products, and related consumer financial services; management and administration of credit facilities and financing arrangements for automotive customers. - Automotive dealership operations and vehicle services: ownership and governance of dealer platforms and brands, facilitating the sale of new and used vehicles, after-sales services, maintenance, and repair across its dealer network. - Asset management and corporate governance services: holding company activities that oversee investments in the Bovemij N.V. ecosystem and related entities, including strategic oversight, governance, and capitalization arrangements. - Subsidiary and brand portfolio administration: governance of specialty automotive and mobility services through affiliated subsidiaries focused on facilities management, mobility solutions, and service-oriented offerings. Latest major company changes - Strategic corporate restructuring and leadership updates following the Nafimij B.V. public offer settlement in early 2025, including changes to the Management Board and Supervisory Board. - Completion of a €300 thousand revolving credit facility with Handelsbanken, guaranteed by Mont Cervin S.à r.l., and related liquidity management actions in 2024–2025. - Ongoing evaluation of strategic options regarding minority stake sales in Bovemij N.V. through Project Vaals, with potential implications for ownership structure and future debt capacity. - Appointment of external auditor changes, with BDO Audit & Assurance B.V. taking on FY2024 audit responsibilities to strengthen governance and financial reporting. Additional context - Industry and segments: automotive retail and services; financial services; mobility solutions; specialty consumer finance linked to automotive ecosystem. - Target markets: primarily the Dutch market with segments spanning dealer networks, automotive finance and leasing, fleet management, and mobility-related services. - Geographic footprint: operations concentrated in the Netherlands, with corporate activities and subsidiaries structured around regional automotive and financial service operations. - Founding year and headquarters: originated from the Stern Groep lineage, with current headquarters in the Netherlands; name change to PB Holding N.V. occurred in March 2022. - Subsidiaries and parent relationships: holds and manages shares in Bovemij N.V. and operates via multiple subsidiaries under the PB Holding umbrella; participates in governance together with majority and minority stakeholders in related entities.