Peppermint Innovation Limited

Peppermint Innovation Limited

PIL.AX
Peppermint Innovation LimitedAU flagAustralian Securities Exchange
0.00
AUD
- -
- -
12.89MMarket Cap
Peppermint Innovation Limited
PIL.AX
(Australian Securities Exchange)

Recent

price

0.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
-0.02
-0.04
-0.02
-0.03
-0.01
-0.01
-0.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.07
0.03
0.04
0.04
0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.08
0.04
0.05
0.04
0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
61
62
69
139
223
322
639
892
921
982
1,010
1,254
1,869
2,038
2,062
2,174
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
1
1
1
1
3
2
1
- -
1
- -
Sales/Revenue/Turnover
- -
-98,961.6
- -
- -
- -
- -
-233.46
-162.77
-197.72
-304.04
-62.13
-97.39
-262.15
-653.1
-471.73
-840.86
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-1
-2
-1
-4
-3
-4
-9
-2
-2
-2
-2
-3
-4
-2
-4
-2
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
- -
-100,349.77
- -
- -
- -
- -
-1,450.73
-158.77
-196.33
-314.5
-60.61
-146.17
-273.76
-648.15
-444.26
-552.7
Profit Margin (%)
2
- -
- -
2
1
- -
2
- -
- -
-1
- -
3
5
3
- -
-1
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
- -
- -
LT Debt
5
3
3
6
5
1
2
1
- -
-1
-1
3
5
3
- -
-1
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-25.39
-81.96
-55.42
-104.45
-60.11
-160.6
-548.21
-119.9
- -
- -
- -
- -
-109.11
-77.24
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2,098.9%
-144.37%
-312.88%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
9.65%
13.09%
-55.66%
Sales/Revenue/Turnover
- -
-13.34%
-64.36%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
1
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
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- -
- -
- -
- -
2025
- -
- -
- -
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Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
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Business
Peppermint Innovation Limited (ASX:PIL), founded in 2016 and headquartered in Perth, Australia, develops and commercializes the proprietary Peppermint Platform, a financial technology solution targeting mobile payments, eCommerce, delivery and logistics, and mobile financial services primarily in the Philippines with operations extending to Australia. The company offers core products including Bizmoto, a mobile payment system enabling bill payments, cash transfers, e-loading, QR code payments, and linked m-wallet services; BizmoTinda, an e-commerce platform accessible to agents, merchants, and consumers; BizmoGo, an on-demand curbside delivery and logistics service utilizing accredited riders; BizmoLoan, a non-bank micro-enterprise lending solution; BizmoProtect, a mobile app-based micro-insurance service; and white-label banking software solutions, alongside AI and customer experience (CX) services for application modernization. It serves unbanked and underbanked populations, micro-businesses, cooperatives, merchants, and financial institutions through its subsidiary Peppermint Bizmoto Inc. Recent developments include going live with InstaPay integration and merchant acquisition in August 2025 to enable direct peer-to-peer transfers up to $1,350; national expansion initiatives announced in October 2025 to accelerate Philippines rollout; acquisition of AI and CX expertise from XPON Technologies in December 2023 followed by $1.1 million capital raise in March 2024 for AI/CX and BizmoLoan growth; new technology contracts with MASS-SPECC and cooperatives worth $53,000 in 2024-2025; multiple AI/CX contracts secured from early 2024; and strategic partnerships such as with MASS-SPECC in 2023 and go-live implementations like MASS-SPECC Tagum Cooperative in September 2024.