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PB Fintech Limited

PB Fintech Limited

POLICYBZR.NS
PB Fintech LimitedIN flagNational Stock Exchange of India
1,578.30
INR
-12.90
- -
730.27BMarket Cap

Total Valuation

PB Fintech Limited carries a market capitalization of 730.27B, placing it among publicly traded companies globally. Its enterprise value stands at 635.01B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap730.27B
Enterprise Value635.01B

Share Statistics

PB Fintech Limited currently has 462.04M shares outstanding.

Shares Outstanding462.04M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

PB Fintech Limited trades at a trailing price-to-earnings ratio of 122.76. The price-to-sales ratio is 12.68, and the price-to-book ratio stands at 709.82.

PE Ratio122.76
PS Ratio12.68
PB Ratio709.82
P/TBV Ratio8.99
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

On an enterprise value basis, PB Fintech Limited trades at an EV/EBITDA multiple of 205.29 and an EV/FCF ratio of 2,407.33. The EV/Sales ratio of 12.26 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 205.29 provides insight into valuation relative to core operating earnings.

EV / Sales12.26
EV / EBITDA205.29
EV / EBIT205.29
EV / FCF2,407.33

Financial Position

PB Fintech Limited maintains a current ratio of 4.41, meaning it holds 4.4x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 4.92, indicating elevated leverage, while an interest coverage ratio of 11.10 demonstrates strong ability to service its debt obligations.

Current Ratio4.41
Quick Ratio2.57
Debt / Equity4.92
Debt / EBITDA1.16
Interest Coverage11.10

Financial Efficiency

PB Fintech Limited posts a return on equity of 714.22 and a return on invested capital of 4.06.

Return on Equity (ROE)714.22
Return on Assets (ROA)6.59
Return on Invested Capital (ROIC)4.06
Return on Capital Employed (ROCE)-100.59
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, PB Fintech Limited has paid 300.70M in income taxes, reflecting an effective tax rate of 5.32.

Income Tax300.70M
Effective Tax Rate5.32

Stock Price Statistics

PB Fintech Limited's stock has declined approximately -13.50833% over the past 52 weeks. The 50-day moving average sits at 1,655.76, while the 200-day moving average is 1,661.96.

Beta (5Y)N/A
52-Week Price Change-13.50833%
50-Day Moving Average1,655.76
200-Day Moving Average1,661.96
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, PB Fintech Limited generated 51.80B in revenue and converted that into 5.35B in net income, yielding earnings per share of 11.52. EBITDA reached 3.09B, while operating income came in at 3.09B.

Revenue51.80B
Gross Profit33.15B
Operating Income3.09B
Pretax Income5.65B
Net Income5.35B
EBITDA3.09B
EBIT3.09B
Earnings Per Share (EPS)11.52

Balance Sheet

PB Fintech Limited holds 25.52B in cash and equivalents against 3.60B in total debt, resulting in a net debt position of -7.46B. Total book value stands at 925.40M, with working capital of 33.84B providing operational flexibility.

Cash & Cash Equivalents25.52B
Total Debt3.60B
Net Debt-7.46B
Equity (Book Value)925.40M
Book Value Per Share2.01
Working Capital33.84B

Margins

PB Fintech Limited operates with a gross margin of 63.98, reflecting its pricing power and cost economics. The operating margin of 5.97 and net profit margin of 10.33 provide insight into operational efficiency.

Gross Margin63.98
Operating Margin5.97
Pretax Margin10.91
Profit Margin10.33
EBITDA Margin5.97

Scores

PB Fintech Limited posts an Altman Z-Score of 29.55, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score29.55