Pepper Money Limited
PPM.AX
Australian Securities Exchange1.63
AUD
-0.02
- -
Pepper Money Limited
PPM.AX
(Australian Securities Exchange)
Recent
price
1.63
P/E
ratio
- -
div
yld
- -
ROIC.AI
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in mil. unless spec.- Similar Companies
- Business
- Pepper Money Limited (ASX:PPM) operates as a leading non-bank lender specializing in residential mortgages, asset finance, and loan servicing primarily in Australia and New Zealand. The company offers a broad range of products including prime and non-conforming home loans for owner-occupied and investment properties; asset finance such as auto, equipment, commercial real estate, and novated leases; personal loans; commercial loans; SMSF loans; Sharia-compliant lending solutions; and third-party loan origination and broker services. Founded in 2000 and headquartered in North Sydney, New South Wales, Australia, Pepper Money conducts operations across Australia, New Zealand, and maintains support facilities in the Philippines, serving retail customers, small businesses, investors, and brokers with flexible lending options for underserved markets. In March 2024, the company acquired the remaining 35% shareholding in Stratton Finance Pty Ltd, consolidating its broker network capabilities. Most recently, in November 2025, Pepper Money, as part of a consortium with KKR, agreed to acquire Westpac's RAMS home loan portfolio comprising approximately $21.4 billion in residential mortgages, with Pepper Money assuming legal title and servicing responsibilities to expand its capital-light servicing business, subject to regulatory approvals and targeted completion in the third quarter of 2026.