The Russian Public Joint-Stock Commercial Roads Bank (Public joint-stock company)

The Russian Public Joint-Stock Commercial Roads Bank (Public joint-stock company)

RDRB.ME
The Russian Public Joint-Stock Commercial Roads Bank (Public joint-stock company)RU flagMoscow Stock Exchange
119.20
RUB
+0.20
- -
2.85BMarket Cap
The Russian Public Joint-Stock Commercial Roads Bank (Public joint-stock company)
RDRB.ME
(Moscow Stock Exchange)

Recent

price

119.20

P/E

ratio

- -

div

yld

- -

ROIC.AI

2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
TTM
FRC
- -
60.65
72.53
55.54
66.06
82.21
75.8
81.94
89.84
101.13
96.59
87.45
106.38
90.92
74.79
Revenue per Share
- -
-3.67
14.82
7.3
-6.88
5.34
7.42
7.23
12.43
0.24
23.22
20.35
14.25
15.36
14.19
Basic EPS, GAAP
- -
52.11
-53.07
73.92
73.3
68.63
-25.49
252.93
-152.68
-21.77
-124.49
-72.05
246.45
11.71
221.96
Free Cash Flow per Basic Share
- -
0.02
0.01
0.01
4.47
0.05
1
7.44
7.49
10.12
4.66
12.83
9.12
6.39
- -
Dividend per Share
- -
141.19
141.27
141.33
141.25
132.57
138.94
138.77
148.94
145.88
153.48
136.27
191.32
142.97
157.11
Book Value per Share
- -
114.24
129.11
136.47
125
138.27
144.63
144.45
154.16
150.67
156.92
142.39
219.29
161.03
156.06
Tangible Book Value per Share
- -
10
10
10
10
10
10
10
9
10
11
11
11
16
16
Basic Weighted Avg Shares
- -
584
698
535
636
792
730
789
833
1,019
1,053
953
1,189
1,451
1,164
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
22
23
25
29
33
- -
- -
9
11
13
50
95
92
66
Depreciation Expense
- -
-35
143
70
-66
51
72
70
115
3
253
222
159
245
221
Net Income, GAAP
- -
- -
23.13
3.28
- -
48.93
39.63
39.74
14.57
94.75
13.19
12.32
23.18
25.08
29.56
Effective Tax Rate (%)
- -
-6.05
20.43
13.15
-10.41
6.5
9.8
8.82
13.85
0.25
24.05
23.28
13.41
16.9
18.97
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,839
985
813
2,386
1,443
1,193
993
1,154
609
505
745
1,570
1,371
4,509
2,144
LT Debt
919
1,100
1,243
1,314
1,204
1,332
1,393
1,391
1,443
1,550
1,746
1,593
2,495
2,626
2,491
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-2.82
10.49
5.17
-4.87
3.9
5.46
5.21
8.48
0.17
16.11
14.05
8.79
11.09
9.25
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'21
Jun'21
Sep'21
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
2
Shares Outstanding
16
15
15
Market Capitalization
3,766
3,516
3,485

Working Capital

FRC

in mil. unless spec.
Mar'21
Jun'21
Sep'21
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,684
2,376
2,205
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.36%
14.63%
5.23%
Free Cash Flow
-154.66%
-30.42%
-93.22%
Net Income, GAAP
942.85%
1,939.72%
53.81%
Sales/Revenue/Turnover
11.22%
12.6%
22.02%
Total Cash Common Dividend
4,477.49%
29.1%
0.1%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2019
366
249
296
344
1,189
2020
319
304
- -
417
1,451
2021
334
412
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2019
-1.37
6.55
- -
- -
14.25
2020
0.94
0.25
- -
- -
15.36
2021
0.32
6.59
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2019
- -
- -
- -
- -
9.12
2020
- -
- -
- -
- -
6.39
2021
- -
- -
- -
- -
- -
Business
The Russian Public Joint-Stock Commercial Roads Bank Russian Public Joint-Stock Commercial Roads Bank (Public joint-stock company) (RDRB.ME), operating as RosDorBank, is a regional commercial bank headquartered at 86 Dubininskaya Street, Moscow, Russia, founded in 1991. The bank provides a comprehensive range of financial services to corporate and individual clients across Russia, with branches including those in Krasnodar and Saint Petersburg; its corporate offerings encompass loans, project financing, payroll projects, leasing, cash management, settlement services, foreign trade support, trade finance, bank-client systems, collection, depository services, factoring, overdrafts, credit lines, bill of exchange loans, and online banking, while individual products include deposits, consumer loans, credit and debit cards, safe deposit boxes, securities brokerage, conversion operations, and transfers without account opening. RosDorBank primarily serves sectors such as the road industry, farming, transportation, industrial and housing construction, building materials, trade organizations, and the military-industrial complex, participating actively in Russia's economic development and strategic national projects through infrastructure financing in line with international standards. In recent developments, RosDorBank strengthened its market position amid tight monetary policy in 2024 by expanding its corporate lending portfolio to a record 23.9 billion rubles as of mid-2025, up 9.3% year-to-date, attracting new large clients from Russia's top-500 businesses while growing liabilities from both corporate and retail clients. The bank reported record net profit of 725.33 million rubles for 2024, a 34% increase from 2023, leading to approval of unprecedented dividends of 16.40 rubles per ordinary share in July 2025, representing 62% of net profit and exceeding its 25% policy minimum, with payments completed by September 2025; this milestone earned it status as a dividend aristocrat through consistent and growing payouts over multiple years. Under Strategy 2025, RosDorBank prioritizes enhancing industry competencies, client relationships, and technological solutions to elevate its competitive standing, supported by strong ratings from leading agencies reflecting financial stability.