Laurentian Bank of Canada

Laurentian Bank of Canada

LRCDF
Laurentian Bank of CanadaUS flagOther OTC
29.10
USD
- -
- -
1.30BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
29.68
29.59
30.15
29.15
28.42
25.28
22.89
22.63
23.09
23.87
23.59
22.92
22.22
21.47
Basic EPS, GAAP
3.8
4.5
3.21
4.55
5.4
5.1
3.78
2.37
1.03
4.96
3.89
-0.41
2.84
0.3
Free Cash Flow per Basic Share
-43.87
19.44
18.18
46.01
26.97
-13.52
-8.01
15.32
1.51
19.41
-14.18
3.69
7.73
26.11
Dividend per Share
1.92
2.12
2.52
1.81
2.15
2.15
2.42
2.48
1.21
2.29
1.91
1.95
1.99
2.1
Book Value per Share
43.16
45.77
46.74
53.18
56.74
54.94
54.38
53.89
54.55
57.47
59.43
56.94
57.84
55.67
Tangible Book Value per Share
34.12
36.68
40.95
46.8
44.99
42.83
42.92
43.57
49.81
52.64
54.48
57.63
58.29
55.76
Basic Weighted Avg Shares
28
29
29
30
35
41
42
43
43
43
43
44
44
45
Sales/Revenue/Turnover
841
850
873
889
996
1,043
969
971
1,002
1,034
1,026
1,004
983
957
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
55
56
53
39
37
42
47
66
62
52
60
58
46
66
Net Income, GAAP
119
140
102
152
206
225
173
114
57
227
181
-5
140
28
Effective Tax Rate (%)
20.79
22.49
23.19
23.03
22.58
19.86
11.96
5.15
21.39
17.81
13.94
- -
18.94
35.21
Profit Margin (%)
14.21
16.52
11.74
17.09
20.72
21.53
17.83
11.75
5.69
21.91
17.66
-0.55
14.23
2.91
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,420
5,311
5,943
10,144
12,379
11,737
12,397
13,179
14,032
15,045
15,230
15,594
15,628
15,842
Total Equity
1,434
1,545
1,587
1,975
2,330
2,496
2,568
2,611
2,641
2,781
2,858
2,828
2,882
2,755
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
8.88
10.2
6.96
9.32
10.49
9.89
6.99
4.41
1.91
8.84
6.67
-0.71
4.97
0.54

Capital Structure

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
ST Debt
- -
- -
- -
LT Borrowings
15,522
15,357
15,842
LT Finance Leases
106
- -
- -
Preferred Equity and Hybrid Capital
122
122
122
Shares Outstanding
45
45
45
Market Capitalization
1,438
1,790
1,767

Working Capital

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,631
1,771
1,748
Accounts Receivable, Net
189
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,196
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.42%
2.01%
1.89%
Free Cash Flow
54.59%
180.9%
111.32%
Net Income, GAAP
-248.38%
-503.94%
-2,643.63%
Sales/Revenue/Turnover
1.31%
0.27%
-2.14%
Total Cash Common Dividend
10.22%
8.85%
0.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
258
253
257
237
1,004
2025
249
243
247
245
983
2026
252
214
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.75
-2.72
0.67
- -
-0.41
2025
0.76
0.69
0.73
- -
2.84
2026
-0.58
-0.5
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
0.45
0.52
- -
1.95
2025
0.52
0.45
0.53
- -
1.99
2026
0.57
0.5
- -
- -
- -

Company Description

APIChat
CEO
Eric Provost
Full Time Employees
2,800
Sector
Financial Services
Industry
Banks - Regional
Address
1360 RenE-LEvesque Boulevard West Montreal QC Canada H3G 0E5
IPO Date
Apr 26, 2010
Website
lbcfg.ca
Business
Laurentian Bank of Canada (LRCDF) operates as a Schedule I bank providing diversified financial services across personal banking, commercial banking, and capital markets segments primarily in Canada with select U.S. operations; it offers retail products including bank accounts, credit cards, mortgages, personal loans, guaranteed investment certificates, and investment accounts; commercial services encompassing current accounts, corporate Visa credit cards, term deposits, equipment and inventory financing through Northpoint Commercial Finance, real estate lending, and syndicated loans; and capital markets solutions via Laurentian Bank Securities such as fixed income trading as a primary dealer with the Bank of Canada, institutional services, and specialized investment products. Founded in 1846 as the Montreal City and District Savings Bank and headquartered at 1360 René-Lévesque Boulevard West in Montreal, Quebec, the bank serves individual consumers, small-to-medium enterprises, and institutional clients with a network focused on Quebec, Ontario, and national digital channels like LBC Digital and LBCDirect online banking. In December 2025, Laurentian Bank announces a transformative C$1.9 billion all-cash acquisition by Fairstone Bank of Canada for its commercial banking and capital markets operations, aligning with its 2024 Strategic Plan to specialize in commercial lending while preserving its Montreal headquarters and brand; concurrently, National Bank of Canada agrees to acquire its retail and small-to-medium enterprise banking portfolios, enabling enhanced technology and service integration for affected customers.

Company News

APIChat
  • Laurentian Bank of Canada Q2 Earnings Call Highlights

  • Visible Alpha Breakdown Of Canadian Big Banks' Q2 2026 Earnings Expectations

  • Laurentian Bank of Canada (LB:CA) Q1 2026 Earnings Call Transcript

  • Laurentian Bank of Canada (OTCMKTS:LRCDF) Receives Average Recommendation of “Reduce” from Brokerages

  • Laurentian Bank of Canada (LB:CA) Q4 2025 Earnings Call Transcript

  • Fairstone Bank to Buy Laurentian Bank for About $1.4 Billion

  • Laurentian Bank of Canada (LRCDF) Q3 2025 Earnings Call Transcript

  • Visible Alpha Breakdown Of Canadian Big Banks' Q3 Earnings Expectations

  • Laurentian Bank: Long Road To Success, But Worth The Wait

  • Laurentian Bank of Canada (LRCDF) Q2 2025 Earnings Call Transcript

  • Laurentian Bank: 7% Yield, But Buyout Potential Is What Got Us In

  • Laurentian Bank: Dividend Yield Of 7.0% But Earnings Outlook Is Lackluster (Rating Upgrade)

  • Laurentian Bank of Canada (LRCDF) Q1 2025 Earnings Call Transcript

  • ZDV Exposed To Energy Tariffs And Potential Canadian Banking Problems

  • Laurentian Bank: But Maybe We Will Be TD

  • Laurentian Bank of Canada (LRCDF) Q4 2024 Earnings Call Transcript

  • Laurentian Bank of Canada: We'll Never Be Royal

  • Laurentian Bank of Canada (LRCDF) Q3 2024 Earnings Call Transcript

  • CI Investment Services Inc. to Assume Client Accounts of Discount Brokerage Arm of Laurentian Bank Securities

  • Laurentian Bank of Canada (LRCDF) Q2 2024 Earnings Call Transcript