R S Software (India) Limited

R S Software (India) Limited

RSSOFTWARE.NS
R S Software (India) LimitedIN flagNational Stock Exchange of India
32.64
INR
-0.11
- -
843.13MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
149.12
146.71
74.05
29.61
24.66
25.44
23.45
13.79
10.71
11.72
23.16
24.04
9.39
9.49
Basic EPS, GAAP
19.98
26.26
4.14
-6.35
-10.03
-10.57
-27.99
-7.8
-5.88
-3.17
7.04
3.66
-10.87
-10.99
Free Cash Flow per Basic Share
16.25
22.7
6.97
-18.52
-15.48
-14.71
-18.2
-5.86
3.56
-4.09
3.77
-0.06
-6.41
-6.48
Dividend per Share
3.13
3.86
1.5
1.2
- -
0.16
- -
- -
- -
- -
- -
0.27
- -
- -
Book Value per Share
54.03
73.33
76.21
69.61
59.29
48.76
19.96
11.72
5.56
2.39
9.44
13.59
4.82
4.87
Tangible Book Value per Share
67.78
86.44
89.83
80.23
70.17
57.8
24.09
17.21
12.03
9.82
16.5
20.29
5.92
5.98
Basic Weighted Avg Shares
26
26
26
26
26
26
26
26
26
26
26
24
27
27
Sales/Revenue/Turnover
3,819
3,764
1,900
761
634
654
603
355
275
301
595
573
251
251
Operating Margin (%)
20.51
23.38
-0.3
-50.48
-73.39
-60.49
-89.05
-62.85
-61.87
-29.84
23.77
15.95
-111.87
-111.87
Depreciation Expense
55
55
42
40
22
33
41
48
42
41
47
45
55
55
Net Income, GAAP
512
674
106
-163
-258
-272
-720
-200
-151
-81
181
87
-291
-291
Effective Tax Rate (%)
30.83
31.98
26.23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
13.4
17.9
5.59
-21.44
-40.69
-41.54
-119.38
-56.54
-54.96
-27.04
30.41
15.23
-115.81
-115.81
Working Capital
940
1,674
1,790
1,557
1,078
817
520
404
260
199
383
459
130
130
LT Debt
- -
- -
- -
- -
- -
- -
- -
78
1
24
16
5
141
141
Total Equity
1,758
2,240
2,321
2,153
1,890
1,626
785
569
397
307
491
587
312
312
Return on Invested Capital (%)
36.15
29.95
-0.18
- -
- -
- -
- -
- -
- -
- -
34.27
16.75
- -
- -
Return on Capital (%)
44.63
41.35
5.59
- -
- -
- -
- -
- -
- -
- -
101.03
25.37
- -
- -
Return on Common Equity (%)
44.11
41.28
5.53
-8.72
-15.57
-19.55
-81.47
-49.23
-68.1
-79.69
119.11
30.81
-128.47
-128.47

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
9
9
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
143
141
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
1,725
1,269
581

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
442
382
224
Cash, Cash Equivalents & STI
217
220
86
Accounts Receivable, Net
98
36
85
Inventories
- -
- -
- -
Total Current Liabilities
127
133
94
Payables & Accruals
- -
- -
- -
ST Debt
- -
9
9
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-13.29%
-4.03%
-46.78%
Free Cash Flow
1,061.19%
2,208.73%
11,712.87%
Net Income, GAAP
-97.6%
-175.66%
-433.53%
Sales/Revenue/Turnover
-9.77%
4.97%
-56.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
111
109
193
182
595
2025
188
172
127
87
573
2026
78
61
54
59
251

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.58
0.76
3.06
- -
7.04
2025
1.98
1.92
0.81
-1.03
3.66
2026
-1.4
-2.29
-3.28
-3.89
-10.87

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
0.28
- -
- -
- -
0.27
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Rajnit Rai Jain
Full Time Employees
148
Sector
Technology
Industry
Information Technology Services
Address
FMC FORTUNA Kolkata India 700020
IPO Date
Jul 1, 2002
Business
R S Software (India) Limited, founded in 1987 and headquartered in Kolkata, West Bengal, India, provides software products and services focused on digital payment solutions to electronic payment industries worldwide, including India, the United States, United Kingdom, and Japan; it develops, tests, and maintains software for payment modernization, real-time payments, merchant acquiring, and related financial operations. Core products include RS RealEdge for real-time payment market infrastructure; RS DigitalEdge as an open-source payment API platform; RS BillAbhi (Central and Bank variants) for electronic bill presentment and payment; RS IntelliEdge Central and Banks for intelligent processing; RS iFinSwitch for financial switching; RS MerchantEdge for merchant solutions; RS SettleEdge for clearing and settlement; RS Test2Pay 3DS2.0 for testing and certification; and Payabbhi for payment service provider modernization. Services encompass ISO 20022 compliance, switching and authorization, clearing and settlement, dispute management, data management and analytics, fraud and risk management using AI and machine learning, acceptance solutions, electronic bill payments, testing and certification, and tokenization. In recent developments, the company wins key multiyear deals in FY24 and FY25 for merchant acquiring and acceptance led by Payabbhi, advances sales with major Canadian financial institutions for real-time payment infrastructure contributions, expands channel partner networks in North America, Europe, and the Middle East, and works on integrating bilateral payment platforms including UPI in 10 countries such as UAE, Singapore, and France while planning over Rs 100 crore investment in payments network systems over five years.