St. Galler Kantonalbank AG St. Galler Kantonalbank AG (SGKN.SW), Switzerland's fifth-largest cantonal bank founded in 1868 and headquartered in St. Gallen, operates as a publicly listed stock corporation with the Canton of St. Gallen holding a 51% majority stake; the bank provides a full range of universal banking services to retail, commercial, private, and institutional clients primarily in the Cantons of St. Gallen and Appenzell Ausserrhoden, including current and savings accounts, debit and credit cards, mortgages, Lombard loans, sureties and guarantees, pillar 3a and 3b pension solutions, investment funds, structured products, equities, derivatives, bonds, customized trading solutions, succession planning, retirement planning, wealth tax advisory, e-banking, mobile banking, and investment research. The bank maintains subsidiaries such as St.Galler Kantonalbank Deutschland AG in Munich and RSN Risk Solution Network AG, while benefiting from a state guarantee on its assets and an Aa1 Moody's rating. In recent developments, St. Galler Kantonalbank AG partners with SEBA Bank (now Amina Bank) since 2023 to offer digital asset custody and brokerage services for Bitcoin and Ethereum to select clients, with plans for expansion; the bank reports strong net new money inflows of CHF 2.0 billion in the first half of 2025, driving managed assets to CHF 66.9 billion, and sustains robust client loan growth amid profitable operations in core markets.