St. Galler Kantonalbank AG

St. Galler Kantonalbank AG

SGKN.SW
St. Galler Kantonalbank AGCH flagSwiss Exchange
651.00
CHF
+8.00
- -
3.89BMarket Cap
St. Galler Kantonalbank AG
SGKN.SW
(Swiss Exchange)

Recent

price

651.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
88.39
86.42
90.17
87.69
80.98
79.78
75.84
79.41
79.47
78.89
77.66
82.85
82.15
94.19
93.75
99.63
Revenue per Share
26.38
24.49
27.28
19.58
26.32
23.97
26.25
28.03
28.49
28.3
27.93
30.29
30.71
34.63
35.95
37.93
Basic EPS, GAAP
- -
-20.34
118.04
322.55
297.79
207.34
-38.63
6.52
37.54
335.82
253.32
47.94
294.2
-151.55
399.94
265.81
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
96.71
94.87
97.61
89.87
96.51
94.09
96.38
98.13
98.59
111.08
108.04
110.41
110.84
114.75
116.08
118.06
Book Value per Share
315.41
325.43
341.33
353.37
362.46
371.11
384.77
400.78
412.61
439.78
432.33
448.26
462.99
485.02
502.34
521.02
Tangible Book Value per Share
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
Basic Weighted Avg Shares
490
479
500
487
450
444
422
442
442
457
465
496
492
564
561
596
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
35
30
31
53
13
16
14
14
15
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
146
136
151
109
146
133
146
156
159
164
167
181
184
207
215
227
Net Income, GAAP
19.24
17.97
19.97
15.41
18.16
16.48
17.92
17.71
16.92
17.55
12.9
15.72
15.21
14.68
15.26
14.85
Effective Tax Rate (%)
29.85
28.33
30.26
22.33
32.5
30.05
34.62
35.29
35.86
35.87
35.97
36.56
37.38
36.76
38.34
38.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
4,539
4,472
4,539
5,025
6,257
7,135
7,339
7,212
7,171
8,229
7,593
7,187
6,950
7,219
8,400
9,533
LT Debt
1,830
1,863
1,934
1,962
2,027
2,075
2,148
2,235
2,304
2,552
2,591
2,684
2,771
2,903
3,006
3,118
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.73
25.55
28.36
20.89
28.26
25.17
27.56
28.82
28.97
27.5
25.92
27.73
27.76
30.7
31.14
32.4
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.18%
3.78%
3.73%
Free Cash Flow
93.27%
-23.28%
-33.53%
Net Income, GAAP
5.52%
6.37%
5.53%
Sales/Revenue/Turnover
3.12%
5.25%
6.28%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
564
2024
- -
- -
- -
- -
561
2025
- -
- -
- -
- -
596

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
34.63
2024
- -
- -
- -
- -
35.95
2025
- -
- -
- -
- -
37.93

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
St. Galler Kantonalbank AG St. Galler Kantonalbank AG (SGKN.SW), Switzerland's fifth-largest cantonal bank founded in 1868 and headquartered in St. Gallen, operates as a publicly listed stock corporation with the Canton of St. Gallen holding a 51% majority stake; the bank provides a full range of universal banking services to retail, commercial, private, and institutional clients primarily in the Cantons of St. Gallen and Appenzell Ausserrhoden, including current and savings accounts, debit and credit cards, mortgages, Lombard loans, sureties and guarantees, pillar 3a and 3b pension solutions, investment funds, structured products, equities, derivatives, bonds, customized trading solutions, succession planning, retirement planning, wealth tax advisory, e-banking, mobile banking, and investment research. The bank maintains subsidiaries such as St.Galler Kantonalbank Deutschland AG in Munich and RSN Risk Solution Network AG, while benefiting from a state guarantee on its assets and an Aa1 Moody's rating. In recent developments, St. Galler Kantonalbank AG partners with SEBA Bank (now Amina Bank) since 2023 to offer digital asset custody and brokerage services for Bitcoin and Ethereum to select clients, with plans for expansion; the bank reports strong net new money inflows of CHF 2.0 billion in the first half of 2025, driving managed assets to CHF 66.9 billion, and sustains robust client loan growth amid profitable operations in core markets.