SmartFinancial, Inc.
New York Stock ExchangeTotal Valuation
SmartFinancial, Inc. carries a market capitalization of 863.99M, placing it among publicly traded companies globally. Its enterprise value stands at 74.07M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 863.99M |
| Enterprise Value | 74.07M |
Share Statistics
SmartFinancial, Inc. currently has 17.10M shares outstanding.
| Shares Outstanding | 17.10M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
SmartFinancial, Inc. trades at a trailing price-to-earnings ratio of 13.74. The price-to-sales ratio is 3.75, and the price-to-book ratio stands at 1.39.
| PE Ratio | 13.74 |
| PS Ratio | 3.75 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.66 |
| P/FCF Ratio | 9.75 |
| P/OCF Ratio | 10.74 |
Enterprise Valuation
On an enterprise value basis, SmartFinancial, Inc. trades at an EV/EBITDA multiple of 9.49 and an EV/FCF ratio of 0.91.
| EV / Sales | 0.35 |
| EV / EBITDA | 9.49 |
| EV / EBIT | N/A |
| EV / FCF | 0.91 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 17.13 |
| Debt / EBITDA | 12.66 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.47 |
| Return on Assets (ROA) | 0.99 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, SmartFinancial, Inc. has paid 13.59M in income taxes, reflecting an effective tax rate of 19.14.
| Income Tax | 13.59M |
| Effective Tax Rate | 19.14 |
Stock Price Statistics
SmartFinancial, Inc.'s stock has gained approximately 43.91911% over the past 52 weeks. The 50-day moving average sits at 50.98, while the 200-day moving average is 44.65.
| Beta (5Y) | N/A |
| 52-Week Price Change | 43.91911% |
| 50-Day Moving Average | 50.98 |
| 200-Day Moving Average | 44.65 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, SmartFinancial, Inc. generated 210.19M in revenue and converted that into 57.39M in net income, yielding earnings per share of 3.39.
| Revenue | 210.19M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 70.98M |
| Net Income | 57.39M |
| EBITDA | 7.80M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.39 |
Balance Sheet
SmartFinancial, Inc. holds 827.11M in cash and equivalents against 98.81M in total debt, resulting in a net debt position of -274.87M.
| Cash & Cash Equivalents | 827.11M |
| Total Debt | 98.81M |
| Net Debt | -274.87M |
| Equity (Book Value) | 576.81M |
| Book Value Per Share | 33.73 |
| Working Capital | N/A |
Cash Flow
SmartFinancial, Inc. produced 73.44M in operating cash flow over the past twelve months. After subtracting -8.08M in capital expenditures, free cash flow totaled 65.36M - equivalent to 3.89 per share.
| Operating Cash Flow | 73.44M |
| Capital Expenditures | -8.08M |
| Free Cash Flow | 65.36M |
| FCF Per Share | 3.89 |
Margins
SmartFinancial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 33.77 |
| Profit Margin | 27.30 |
| EBITDA Margin | 3.71 |
Dividends & Yields
The company's payout ratio of 9.82 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.34 |
| Dividend Yield | N/A |
| Payout Ratio | 9.82 |
| Shareholder Yield | -69.77 |
| FCF Yield | 10.26 |
Stock Splits
SmartFinancial, Inc.'s most recent stock split took place on September 23, 2015 with a 4:1 split ratio.
| Last Split Date | 9/23/2015 |
| Split Ratio | 4:1 |
Scores
SmartFinancial, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |