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    Financial - Diversified
SMC Credits Limited

SMC Credits Limited

SMCREDT.BO
SMC Credits LimitedIN flagBombay Stock Exchange
11.25
INR
- -
- -

Total Valuation

SMC Credits Limited carries a market capitalization of - -, placing it among publicly traded companies globally. Its enterprise value stands at 28.75M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap- -
Enterprise Value28.75M

Share Statistics

SMC Credits Limited currently has 25.06M shares outstanding.

Shares Outstanding25.06M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Enterprise Valuation

On an enterprise value basis, SMC Credits Limited trades at an EV/EBITDA multiple of 0.12 and an EV/FCF ratio of 4.04. The EV/Sales ratio of 0.13 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 0.12 provides insight into valuation relative to core operating earnings.

EV / Sales0.13
EV / EBITDA0.12
EV / EBIT0.12
EV / FCF4.04

Financial Position

SMC Credits Limited maintains a current ratio of 10.27, meaning it holds 10.3x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 0.42, indicating conservative leverage, while an interest coverage ratio of 30.34 demonstrates strong ability to service its debt obligations.

Current Ratio10.27
Quick Ratio0.79
Debt / Equity0.42
Debt / EBITDA0.22
Interest Coverage30.34

Financial Efficiency

SMC Credits Limited posts a return on equity of 149.28 and a return on invested capital of 1.51.

Return on Equity (ROE)149.28
Return on Assets (ROA)2.61
Return on Invested Capital (ROIC)1.51
Return on Capital Employed (ROCE)105.02
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, SMC Credits Limited has paid 42.28M in income taxes, reflecting an effective tax rate of 10.15.

Income Tax42.28M
Effective Tax Rate10.15

Income Statement

Over the trailing twelve months, SMC Credits Limited generated 219.06M in revenue and converted that into 374.03M in net income, yielding earnings per share of 14.93. EBITDA reached 240.14M, while operating income came in at 240.14M.

Revenue219.06M
Gross Profit206.01M
Operating Income240.14M
Pretax Income416.31M
Net Income374.03M
EBITDA240.14M
EBIT240.14M
Earnings Per Share (EPS)14.93

Balance Sheet

SMC Credits Limited holds 25.09M in cash and equivalents against 53.84M in total debt, resulting in a net debt position of 28.75M. Total book value stands at 250.56M, with working capital of 295.06M providing operational flexibility.

Cash & Cash Equivalents25.09M
Total Debt53.84M
Net Debt28.75M
Equity (Book Value)250.56M
Book Value Per Share10.00
Working Capital295.06M

Margins

SMC Credits Limited operates with a gross margin of 94.04, reflecting its pricing power and cost economics. The operating margin of 109.62 and net profit margin of 170.75 provide insight into operational efficiency.

Gross Margin94.04
Operating Margin109.62
Pretax Margin190.04
Profit Margin170.75
EBITDA Margin109.62

Scores

SMC Credits Limited posts an Altman Z-Score of 0.11, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.11