Credit Bureau Asia Limited

Credit Bureau Asia Limited

TCU.SI
Credit Bureau Asia LimitedSG flagStock Exchange of Singapore
1.13
SGD
- -
- -
259.27MMarket Cap
Credit Bureau Asia Limited
TCU.SI
(Stock Exchange of Singapore)

Recent

price

1.13

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.15
0.16
0.18
0.21
0.2
0.21
0.24
0.26
- -
Revenue per Share
0.02
0.02
0.03
0.03
0.03
0.04
0.04
0.05
- -
Basic EPS, GAAP
0.04
0.05
0.07
0.09
0.07
0.09
0.11
0.12
- -
Free Cash Flow per Basic Share
0.09
0.05
0.03
0.12
0.06
0.07
0.08
0.09
- -
Dividend per Share
0.06
0.07
0.04
0.23
0.22
0.22
0.23
0.24
- -
Book Value per Share
0.08
0.09
0.08
0.23
0.23
0.23
0.25
0.27
- -
Tangible Book Value per Share
230
230
230
204
230
230
230
230
- -
Basic Weighted Avg Shares
36
37
41
43
45
49
54
60
60
Sales/Revenue/Turnover
32.07
34.37
43.9
43.42
45.23
43.27
44.07
46.59
47.04
Operating Margin (%)
3
2
4
4
4
4
4
5
5
Depreciation Expense
5
5
7
7
8
8
10
11
11
Net Income, GAAP
10.83
15.16
16.6
15.04
16.79
15.61
17.49
16.57
17.07
Effective Tax Rate (%)
14.55
14.6
17.28
15.76
17.27
17.29
18.17
18.82
17.87
Profit Margin (%)
13
15
10
38
42
39
45
50
53
Working Capital
- -
- -
2
1
2
1
1
4
3
LT Debt
29
30
29
59
63
64
68
73
74
Total Equity
- -
34.39
43.22
30.99
24.78
25.01
26.88
29.17
27.86
Return on Invested Capital (%)
- -
-3.53
-5.66
-8.28
-3.33
-3.29
-3.08
-3.64
-4.02
Return on Capital (%)
- -
36.48
58.33
25.1
16.33
16.73
19.1
20.99
19.42
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.93%
2.33%
Free Cash Flow
- -
8.24%
-4.94%
Net Income, GAAP
- -
9.75%
-4.43%
Sales/Revenue/Turnover
- -
6.81%
0.68%
Total Cash Common Dividend
- -
0.43%
3.67%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
54
2024
- -
- -
- -
- -
60
2025
- -
- -
- -
- -
60

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.04
2024
- -
- -
- -
- -
0.05
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.08
2024
- -
- -
- -
- -
0.09
2025
- -
- -
- -
- -
- -
Business
Credit Bureau Asia Limited (TCU.SI) is a Singapore-based investment holding company that provides credit and risk information solutions across Southeast Asia, including Singapore, Malaysia, Cambodia, and Myanmar. Founded in 2019 and headquartered at 6 Shenton Way, No. 17-10 OUE Downtown, Singapore 068809, the company operates through subsidiaries such as Credit Bureau (Singapore) Pte Ltd, a joint venture with The Association of Banks in Singapore; Dun & Bradstreet Singapore and Malaysia; Credit Bureau Cambodia; Singapore Commercial Credit Bureau; and Myanmar Credit Bureau, delivering nationwide and cross-border credit reporting services to over 255 financial institution members, including banks, microfinance institutions, leasing companies, and rural credit operators, as well as to multi-national corporations, telecommunications firms, government agencies, and local enterprises. Its core products and services encompass consumer credit scores to assess individual repayment likelihood and default probability; corporate credit reports for evaluating customer and partner risks; compliance and due diligence tools for regulatory adherence; credit and risk information reports; monitoring services; data trends and analytics; and client-specific tailored solutions, supported by a database covering more than 500 million credit files accessible in over 200 countries. The company segments its operations into Non-Financial Institution Data and Financial Institution Data, enabling better credit and lending decisions for clients in the financial services and broader commercial sectors. Recent developments include Credit Bureau (Singapore) Pte Ltd receiving the Consumer Credit Bureau License in April 2025, enhancing its position in Singapore's consumer credit reporting market; double-digit revenue and profit growth for FY2024 ended December 31, 2024, with an 8.1% increase in total dividends over FY2023 announced in February 2025; repeated recognition among Forbes Asia's Best Under a Billion in 2024 and again in 2025; and an update on Dun & Bradstreet agreements in April 2024, alongside strategic focus on potential acquisitions to fuel expansion as stated in late 2025.