The Toronto-Dominion Bank Toronto-Dominion Bank operates as one of Canada's largest banks and a major North American financial institution, providing personal and commercial banking, wealth management, insurance, and wholesale banking services to over 27 million customers worldwide; its core offerings include chequing and savings accounts, mortgages, credit cards, personal and business loans, investment products, cash management solutions, international trade financing, and day-to-day banking services through brands such as TD Canada Trust and TD Bank in the US. The bank maintains dominant market share in Canadian banking products, derives over 55% of revenue from Canada with significant US retail operations including TD Auto Finance and TD Wealth, and conducts global activities via TD Securities in corporate and investment banking, capital markets, mergers and acquisitions advisory, equity and debt financing; it was founded in 1955 through the merger of the Bank of Toronto (established 1835) and Dominion Bank (established 1871), with headquarters in Toronto, Ontario. Recent developments include a strategic partnership with Fiserv finalized in July 2025 to enhance technology capabilities, expansion of low-cost and no-cost banking options for Indigenous Peoples in Canada announced on November 25, 2025, ongoing US anti-money laundering remediation efforts, reinstatement of medium-term growth targets with plans for CAD 2-2.5 billion in annual cost savings, a share buyback program repurchasing over CAD 4 billion in shares year-to-date through Q3 2025, and balance sheet restructuring following a US fine, alongside strong Q3 2025 results with CAD 3.9 billion in earnings.