- Business
- 1867 Western Financial Corporation functions as the parent entity for Bank of Stockton, a prominent regional institution delivering an extensive array of financial solutions. This community-focused bank, California's oldest operating under its original charter since 1867, offers diverse personal and business banking products. For individual clients, the bank provides various deposit accounts, including checking, savings, money market options, and certificates of deposit. It also issues debit and credit cards, and facilitates a comprehensive suite of lending services such as home, vehicle, personal, real estate, and agricultural loans. Further credit offerings encompass construction financing, home equity lines of credit, revolving lines of credit, and options for home refinancing, alongside overdraft protection services like Reserve Cash Accounts. The corporation extends its services to businesses and commercial ventures with specialized offerings like online cash management, payroll solutions including direct deposit and preparation, personnel reporting systems, and merchant services for BankCard acceptance and remote deposits. Additionally, it features a robust wealth management division, which encompasses investment management, corporate trustee roles, estate planning, executor support, estate settlement, custody, trustee agency, and comprehensive retirement planning, along with retail investment and insurance options. Customers benefit from modern banking conveniences, including bill payment functionalities, extensive ATM access, secure internet, mobile banking with remote deposit and alerts, and convenient telephone banking. Headquartered in Stockton, California, the bank has expanded its footprint to 21 branches across 17 cities within nine contiguous counties in Northern California, emphasizing a commitment to local decision-making and personalized customer service. As of June 2025, the Bank of Stockton reported total assets of approximately $4.64 billion.