1. South Korea Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Shinhan Financial Group Co., Ltd.

Shinhan Financial Group Co., Ltd.

055550.KS
Shinhan Financial Group Co., Ltd.KR flagKorea Exchange
109,200.00
KRW
+4,200.00
- -
51.42TMarket Cap
Shinhan Financial Group Co., Ltd.
055550.KS
(Korea Exchange)

Recent

price

109,200.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
24,056.65
26,875.51
26,590.99
24,883.96
27,096.67
28,267.95
28,511.56
30,812.16
33,559.43
42,211.6
41,633.86
40,800.57
29,616.62
32,928.7
34,711.16
37,803.55
38,829.5
Revenue per Share
5,175.04
6,200.48
4,730.54
3,686.2
4,258.06
4,861.31
5,811.78
6,155.25
6,664.69
6,998.97
6,824.5
7,525.99
9,170.28
8,412.88
8,790.79
10,219.36
7,658.59
Basic EPS, GAAP
1,959.08
1,983.81
18,244.81
-3,106.74
-4,904.6
5,720.87
7,288.53
1,591.93
-13,977.2
13,551.15
-3,354
6,197.44
12,275.11
-358.99
7,600.33
18,692.91
33,055
Free Cash Flow per Basic Share
901.67
1,234.83
1,372.2
851.01
843.09
1,151.75
1,411.02
1,490.02
1,508.93
1,708.4
1,936.36
2,282.11
3,028.57
2,814.62
2,503.1
2,659.55
2,699.51
Dividend per Share
30,455.99
27,837.9
31,813.97
33,235.43
38,466.45
42,303.14
44,308.42
48,845.84
53,479.34
57,367.14
60,728.99
63,868.1
71,881.92
75,274.1
82,405.3
91,455.57
113,793.57
Book Value per Share
48,299.85
47,198.04
51,547.06
50,887.75
55,014.83
57,513.04
57,453.47
61,485.17
67,681.42
74,051.53
80,973.95
82,781.96
92,877.85
95,972.88
103,562.97
111,422.08
114,822.86
Tangible Book Value per Share
474
474
474
498
474
474
474
474
474
486
500
534
509
519
506
486
481
Basic Weighted Avg Shares
11,407,652
12,744,357
12,609,436
12,398,378
12,849,232
13,404,650
13,520,169
14,611,113
15,895,395
20,526,896
20,831,222
21,789,544
15,068,299
17,096,837
17,571,888
18,390,840
18,669,306
Sales/Revenue/Turnover
27.08
- -
25.55
21.27
20.66
22.18
22.99
26.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
304,398
287,734
298,836
319,730
312,966
278,882
259,941
253,344
301,916
677,152
768,488
902,692
999,682
1,185,006
1,280,382
1,295,085
1,276,587
Depreciation Expense
2,684,589
3,214,124
2,320,319
1,898,577
2,081,110
2,367,171
2,774,778
2,918,816
3,156,722
3,403,497
3,414,595
4,019,254
4,665,643
4,368,035
4,450,177
4,971,561
3,682,265
Net Income, GAAP
16.63
22.02
22.87
23.21
23.29
22.12
10.9
22.34
28.4
25.84
26.42
26.35
25.31
24.93
24.4
26.62
26.99
Effective Tax Rate (%)
23.53
25.22
18.4
15.31
16.2
17.66
20.52
19.98
19.86
16.58
16.39
18.45
30.96
25.55
25.33
27.03
19.72
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
58,371,727
61,244,772
60,467,293
59,934,276
62,329,091
65,927,172
73,068,104
82,985,080
86,023,408
105,075,191
105,921,075
123,316,428
119,125,148
126,438,204
138,686,561
141,530,776
132,874,734
LT Debt
27,195,225
26,858,805
28,913,144
29,855,138
30,514,908
31,813,056
31,744,980
33,703,618
36,651,430
41,930,381
46,356,858
50,215,950
53,423,558
56,321,865
58,821,033
60,372,324
61,474,363
Total Equity
2.91
- -
2.78
2.24
2.21
2.41
2.72
2.37
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
19.3
21.27
15.86
11.61
11.6
12.04
13.42
13.22
13.02
12.79
11.72
12.46
13.2
11.55
11.02
11.53
7.55
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
54,293
- -
LT Borrowings
131,876,267
140,740,437
132,874,734
LT Finance Leases
- -
790,339
- -
Preferred Equity and Hybrid Capital
274,055
274,055
274,055
Shares Outstanding
482
477
473
Market Capitalization
34,798,898
37,379,880
42,166,348

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
147,046,183
144,609,392
144,991,630
Accounts Receivable, Net
- -
27,441,511
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
514,163
38,792,300
722,000
ST Debt
- -
54,293
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.69%
5.44%
2.64%
Free Cash Flow
-369.21%
-467.88%
136.35%
Net Income, GAAP
7.97%
8.2%
11.72%
Sales/Revenue/Turnover
4.3%
-1.07%
4.66%
Total Cash Common Dividend
11.28%
7.18%
2.11%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,261,109
4,397,951
4,270,615
4,600,080
17,571,888
2025
4,335,263
4,724,775
4,458,492
4,802,923
18,390,840
2026
4,683,116
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,583.24
2,804.37
2,573.62
814.05
8,790.79
2025
3,003.19
3,178.1
- -
1,070.12
10,219.36
2026
3,419.87
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81.73
1,155.72
618.69
653.63
2,503.1
2025
98.2
1,222.85
663.74
686.89
2,659.55
2026
111.22
- -
- -
- -
- -
Similar Companies
The Federal Bank Limited (FEDERALBNK.NS)
Banco Inter S.A. (BIDI3.SA)
First Business Financial Services, Inc. (FBIZ)
American Capital Trust I PFD TR SECS 6% (AMBKP)
Addiko Bank AG (ZYE1.F)
The Federal Bank Limited (FEDERALBNK.BO)
Business
Shinhan Financial Group Co., Ltd. (055550.KS) operates as a financial holding company providing a comprehensive range of financial products and services through its subsidiaries in South Korea and internationally; core offerings include retail banking such as demand, savings, and fixed deposits, checking accounts, mortgages, home equity and retail lending, electronic banking, ATMs, bill payments, payroll and check-cashing, currency exchange, and wire transfers; corporate banking encompassing investment banking, real estate financing, overseas real estate and development project financing, infrastructure and structured financing, equity/venture investments, mergers and acquisitions consulting, securitization and derivatives including securities and foreign exchange trading, business expansion financing and consulting, and working capital and facilities loans; treasury and investment activities in international capital markets featuring foreign currency-denominated securities trading, foreign exchange services, trade-related financial services, international factoring, and foreign banking operations; as well as real estate trust, investment advisory, venture business investment, life and non-life insurance, trust account management, securities brokerage, asset management, credit cards, and cash and liquidity management services including transaction inquiries, fund transfers, letters of credit, trade finance, payment and collection management, sales and acquisition settlement, business-to-business settlement, sweeping, pooling, ERP interface, host-to-host banking, and SWIFT SCORE. The company, founded in 1982 and headquartered in Seoul, South Korea, manages key subsidiaries such as Shinhan Bank, Shinhan Card, Shinhan Investment Corp., Shinhan Life Insurance (following its merger with Orange Life in July 2021), Shinhan Capital, Shinhan Asset Management, Jeju Bank, and others, with operations spanning 17 countries including the United States, Vietnam, Japan, China, and Europe. Recent developments include the completion in July 2025 of a US$5 billion global medium-term notes program update and a US$500 million 4.500% senior unsecured notes offering due 2030, alongside provision of KRW 960.5 billion in transition finance in 2024 to support carbon neutrality efforts, expanded green financing totaling 5.3 trillion won, and ongoing digital transformation and Southeast Asian market growth initiatives.