NewtekOne, Inc. (NASDAQ: NEWT; LSE: 0K7X.L) operates as a financial holding company for Newtek Bank, National Association, and through its subsidiaries provides a broad range of business and financial solutions to small- and medium-sized businesses across all 50 states in the United States. The company offers complete lending solutions including SBA loans, accounts receivable lines of credit, and small balance unsecured term loans; electronic payment processing with tablet-based and mobile solutions; payroll and benefit processing; web design and full e-commerce business solutions; health, commercial, and personal insurance; complete IT solutions; and the Newtek Advantage cloud-based operating platform that integrates these services for seamless business management. Founded in 1998 and headquartered in Boca Raton, Florida, NewtekOne serves diverse industries from quick-serve restaurants and retail to professional services, delivering innovative, cost-effective tools via its subsidiaries focused on banking, lending, payments, insurance, payroll, technology, and marketing. In recent developments, the company divested Newtek Technology Solutions, Inc. to Paltalk, Inc. in January 2025 to comply with Federal Reserve commitments following its bank holding company transition; expanded its revolving credit facility with Capital One to $100 million in 2025 with a two-year maturity extension to support Alternative Loan Program originations; amended its Deutsche Bank facility earlier in the year to bolster lending capacity targeting up to $2 billion in total loan volume for 2025; and raised its full-year 2025 earnings guidance to $2.10-$2.50 per share after reporting strong first-quarter 2025 results.