Cadence Bank

Cadence Bank

CADE-PA
Cadence BankUS flagNew York Stock Exchange
20.70
USD
-0.34
- -
3.86BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
695
674
686
710
728
742
857
931
1,027
1,049
1,694
1,235
1,793
1,793
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
31
30
32
30
29
30
35
43
75
176
256
239
203
203
Net Income, GAAP
84
94
117
127
133
153
221
234
228
195
463
542
524
524
Effective Tax Rate (%)
28.29
28.52
30.26
31.73
32.43
33.93
16.52
21.79
20.69
20.45
22.48
- -
22.57
22.57
Profit Margin (%)
12.13
13.96
17.02
17.96
18.22
20.62
25.82
25.17
22.2
18.61
27.35
43.91
29.21
29.21
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
194
113
101
93
543
30
6
302
302
482
463
438
11
11
Total Equity
1,449
1,513
1,606
1,655
1,724
1,713
2,206
2,685
2,822
5,248
4,311
5,168
5,570
5,570
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
7.72
7.92
9.14
9.31
9.1
9.86
13.01
12.41
10.79
8.33
18.02
18.77
16.13
16.13

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
3,500
3,500
- -
LT Borrowings
269
226
11
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
167
167
167
Shares Outstanding
182
182
184
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10,532
11,830
9,026
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
3,500
3,500
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.79%
20.17%
7.78%
Free Cash Flow
63.18%
116.94%
66.93%
Net Income, GAAP
21.3%
26.78%
-3.45%
Sales/Revenue/Turnover
12.41%
18.41%
45.16%
Total Cash Common Dividend
23.58%
22.01%
6.31%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
389
420
403
-107
1,235
2024
438
457
447
451
1,793
2025
476
517
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
James D. Rollins
Full Time Employees
5,356
Sector
Financial Services
Industry
Banks - Regional
Address
One Mississippi Plaza Tupelo MS United States of America 38804
IPO Date
Nov 15, 2019
Business
Cadence Bank is a regional commercial bank operating primarily in the southern United States and Texas, with dual headquarters in Tupelo, Mississippi, and Houston, Texas. Founded in 1876, the bank offers a comprehensive suite of financial products and services including consumer banking; consumer loans; mortgages; home equity lines and loans; credit cards; commercial and business banking; treasury management; specialized lending; asset-based lending; commercial real estate financing; equipment financing; correspondent banking; SBA lending; foreign exchange; wealth management; investment and trust services; financial planning; and retirement plan management. Cadence Bank serves individual consumers, small and medium-sized businesses, and corporate customers across its geographic footprint with over 380 branch locations and more than 400 ATMs and LIVE Teller access points. In 2025, Cadence Bank completed the acquisition and merger of Industry Bancshares, Inc., expanding its branch network and reinforcing its financial solutions offering across the South and Texas markets. The bank launched new digital tools such as a set of Card Decks in English and Spanish designed to support everyday banking tasks and enhance financial literacy for customers. Most notably, Cadence Bank entered into a definitive agreement to be acquired by Huntington Bancshares Incorporated in an all-stock transaction valued at $7.4 billion, a deal expected to close in early 2026. This acquisition positions Huntington with a significant presence in Texas, Alabama, Arkansas, Mississippi, and other high-growth southern metropolitan areas, and provides Cadence Bank customers access to Huntington’s broader digital capabilities and Fair Play products. The partnership marks a pivotal strategic expansion for Cadence Bank, emphasizing relationship-focused banking while unlocking new growth and innovation opportunities. Cadence Bank operates mainly in Texas, Alabama, Arkansas, Florida, Georgia, Mississippi, and other southern states, serving a diverse customer base from individual consumers to large corporations. The bank holds investment-grade credit ratings and maintains robust liquidity and capital ratios, reflecting strong operational performance. Its recent strategic developments—including acquisitions, product innovation, and its pending integration into Huntington Bancshares—underscore its commitment to expanding its footprint and enhancing customer banking experiences through modernized, accessible financial solutions.