- CEO
- James D. Rollins
- Full Time Employees
- 5,356
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- One Mississippi Plaza Tupelo MS United States of America 38804
- IPO Date
- Nov 15, 2019
- Business
- Cadence Bank is a regional commercial bank operating primarily in the southern United States and Texas, with dual headquarters in Tupelo, Mississippi, and Houston, Texas. Founded in 1876, the bank offers a comprehensive suite of financial products and services including consumer banking; consumer loans; mortgages; home equity lines and loans; credit cards; commercial and business banking; treasury management; specialized lending; asset-based lending; commercial real estate financing; equipment financing; correspondent banking; SBA lending; foreign exchange; wealth management; investment and trust services; financial planning; and retirement plan management. Cadence Bank serves individual consumers, small and medium-sized businesses, and corporate customers across its geographic footprint with over 380 branch locations and more than 400 ATMs and LIVE Teller access points.
In 2025, Cadence Bank completed the acquisition and merger of Industry Bancshares, Inc., expanding its branch network and reinforcing its financial solutions offering across the South and Texas markets. The bank launched new digital tools such as a set of Card Decks in English and Spanish designed to support everyday banking tasks and enhance financial literacy for customers. Most notably, Cadence Bank entered into a definitive agreement to be acquired by Huntington Bancshares Incorporated in an all-stock transaction valued at $7.4 billion, a deal expected to close in early 2026. This acquisition positions Huntington with a significant presence in Texas, Alabama, Arkansas, Mississippi, and other high-growth southern metropolitan areas, and provides Cadence Bank customers access to Huntington’s broader digital capabilities and Fair Play products. The partnership marks a pivotal strategic expansion for Cadence Bank, emphasizing relationship-focused banking while unlocking new growth and innovation opportunities.
Cadence Bank operates mainly in Texas, Alabama, Arkansas, Florida, Georgia, Mississippi, and other southern states, serving a diverse customer base from individual consumers to large corporations. The bank holds investment-grade credit ratings and maintains robust liquidity and capital ratios, reflecting strong operational performance. Its recent strategic developments—including acquisitions, product innovation, and its pending integration into Huntington Bancshares—underscore its commitment to expanding its footprint and enhancing customer banking experiences through modernized, accessible financial solutions.