1. Malaysia Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
MBSB Berhad

MBSB Berhad

1171.KL
MBSB BerhadMY flagMalaysian Stock Exchange
0.64
MYR
- -
- -
5.26BMarket Cap
MBSB Berhad
1171.KL
(Malaysian Stock Exchange)

Recent

price

0.64

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.4
0.64
0.74
0.9
0.51
0.47
0.34
0.25
0.22
0.21
0.26
0.23
0.21
0.14
0.2
0.18
0.18
Revenue per Share
0.13
0.27
0.31
0.36
0.38
0.09
0.05
0.07
0.1
0.11
0.04
0.06
0.06
0.07
0.05
0.03
0.03
Basic EPS, GAAP
0.03
-1.04
-0.56
0.87
-0.3
0.02
0.27
0.52
-0.45
0.45
-0.21
0.19
0.13
0.19
-0.07
-0.07
0.13
Free Cash Flow per Basic Share
0.02
0.08
0.08
0.26
0.05
0.11
0.02
0.03
0.05
0.05
0.01
- -
- -
0.08
0.04
0.07
0.06
Dividend per Share
-0.13
0.42
0.59
0.91
1.26
1.19
1.58
1.21
1.25
1.29
1.27
1.25
1.3
1.32
1.17
1.15
1.15
Book Value per Share
0.33
0.94
1
1.28
1.73
1.67
1.63
1.21
1.2
1.27
1.26
1.19
1.21
1.28
1.15
1.16
1.14
Tangible Book Value per Share
1,113
1,191
1,443
1,667
2,680
2,882
4,108
5,873
6,226
6,533
6,814
7,058
7,171
7,433
8,222
8,222
8,222
Basic Weighted Avg Shares
442
758
1,075
1,499
1,362
1,359
1,408
1,452
1,348
1,387
1,778
1,622
1,520
1,037
1,648
1,505
1,460
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
8
14
24
27
28
27
22
20
42
68
80
107
108
99
94
- -
Depreciation Expense
146
325
447
598
1,015
258
201
417
642
717
269
439
460
492
407
280
225
Net Income, GAAP
29.59
24.01
31.94
35.91
- -
27.44
40.48
24.26
24.74
20.08
36.82
38.56
33.43
12.13
30.63
28.34
28.39
Effective Tax Rate (%)
33.07
42.91
41.57
39.86
74.53
18.96
14.31
28.72
47.64
51.69
15.15
27.05
30.27
47.41
24.68
18.57
15.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
200
552
701
2,184
2,717
4,524
3,191
2,288
1,968
2,967
2,671
2,406
2,458
2,431
1,533
1,335
1,342
LT Debt
381
1,130
1,497
2,186
4,682
4,862
6,724
7,125
7,786
8,587
8,881
8,679
8,959
9,838
9,778
9,859
9,686
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
66.13
50.44
41.56
7.58
4.06
6.12
8.63
8.85
3.15
5.02
5.07
5.14
4.19
2.93
2.37
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,222
8,222
8,222
Market Capitalization
6,043
5,797
5,345

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,353
2,267
2,467
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.82%
2.2%
0.83%
Free Cash Flow
87.9%
-61.35%
0.9%
Net Income, GAAP
11.45%
5.22%
-31.29%
Sales/Revenue/Turnover
3.41%
0.67%
-8.7%
Total Cash Common Dividend
- -
- -
87.14%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
365
436
437
411
1,648
2025
379
425
380
322
1,505
2026
334
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.01
0.01
0.02
0.05
2025
0.01
0.01
0.01
- -
0.03
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.04
2025
0.02
- -
0.02
0.03
0.07
2026
0.01
- -
- -
- -
- -
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Business
MBSB Berhad (1171.KL) operates as a diversified financial services provider in Malaysia, offering banking, financing, investment, and insurance products primarily to retail, corporate, and small and medium enterprise customers. The company provides personal financing, including hire purchase for vehicles and machinery; mortgage financing for residential and commercial properties; corporate financing such as term loans and trade financing; Islamic banking products compliant with Shariah principles, encompassing murabahah, ijara, and tawarruq facilities; unit trust management and investment advisory services through its subsidiary MBSB Trustee Berhad; general takaful and family takaful products via MBSB Insurance Berhad; and digital banking solutions including mobile apps for deposits, payments, and loan applications. MBSB conducts its operations exclusively within Malaysia, with a nationwide branch network focused on urban and semi-urban areas, targeting middle-income individuals, SMEs, and select corporates in sectors like manufacturing, construction, and real estate. Founded in 2004 and headquartered in Kuala Lumpur, the company has no listed parent but maintains strategic subsidiaries for specialized services. In recent developments, MBSB Berhad completed the acquisition of Malaysian Industrial Development Finance Berhad (MIDF) in early 2024, significantly expanding its corporate banking and investment banking capabilities; launched new digital financing platforms in mid-2025 to enhance SME lending accessibility; formed a strategic partnership with a leading fintech firm in late 2024 to integrate blockchain-based remittance services; and reported a successful rights issue in 2025 raising approximately MYR 500 million for capital strengthening and business diversification. These initiatives mark a shift toward digital transformation and broader financial inclusion, with the MIDF integration enabling new offerings in equity underwriting and advisory services. The company also restructured its takaful operations in 2025 to improve operational efficiency amid regulatory changes by Bank Negara Malaysia.