Finger, Inc.

Finger, Inc.

163730.KQ
Finger, Inc.KR flagKOSDAQ
8,620.00
KRW
-890.00
- -
79.85BMarket Cap
Finger, Inc.
163730.KQ
(KOSDAQ)

Recent

price

8,620.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5,919.1
10,325.92
7,662.2
81,380.34
9,781.3
9,080.77
7,755.1
9,890.44
9,900.34
Revenue per Share
297
590
434
515
189
486
87
32
-18.08
Basic EPS, GAAP
850.34
-537.32
965.3
9,431.65
981.31
762.57
-19.41
708.97
227.99
Free Cash Flow per Basic Share
- -
- -
- -
- -
100.21
99.55
87.85
70.97
- -
Dividend per Share
121.81
803.8
1,023.35
8,098.89
1,151.65
3,122.77
3,043.5
2,993.16
2,901.32
Book Value per Share
149.37
2,475.12
2,187.45
39,198.26
4,771.2
5,297.45
5,108.87
5,062.15
4,913.06
Tangible Book Value per Share
6
6
8
1
9
9
9
9
9
Basic Weighted Avg Shares
38,044
58,301
59,752
94,788
90,102
83,127
71,606
91,607
91,455
Sales/Revenue/Turnover
6.94
8.17
5.51
7.83
6.04
4.41
-0.52
1.71
1.16
Operating Margin (%)
348
494
1,222
1,522
1,862
1,824
1,957
1,904
1,896
Depreciation Expense
1,909
3,331
3,384
600
1,741
4,449
803
296
-167
Net Income, GAAP
22.27
15.23
2.6
61.29
13.56
9.38
- -
84.18
115.86
Effective Tax Rate (%)
5.02
5.71
5.66
0.63
1.93
5.35
1.12
0.32
-0.18
Profit Margin (%)
30
12,530
12,469
31,575
29,463
29,158
27,530
24,015
22,942
Working Capital
1,851
8,100
5,920
1,675
1,014
241
262
2,619
2,380
LT Debt
1,772
14,691
17,554
46,080
45,415
49,811
47,995
47,668
46,369
Total Equity
- -
13.59
9.1
7.82
9.61
6.67
- -
0.5
-0.33
Return on Invested Capital (%)
- -
15.99
14.79
2.67
13.5
20.86
- -
0.98
-0.45
Return on Capital (%)
- -
125.2
54.07
6.89
17.37
22.7
2.83
1.06
-0.61
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1,237
1,221
1,163
LT Borrowings
- -
- -
- -
LT Finance Leases
2,887
2,619
2,380
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
109,144
92,119
85,539

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
42,073
39,252
37,202
Cash, Cash Equivalents & STI
29,212
31,543
26,025
Accounts Receivable, Net
4,938
2,128
4,271
Inventories
- -
- -
- -
Total Current Liabilities
14,775
15,238
14,260
Payables & Accruals
- -
- -
- -
ST Debt
1,237
1,221
1,163
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
33.28%
-0.68%
Free Cash Flow
- -
-772.06%
-3,763.18%
Net Income, GAAP
- -
23.69%
-63.1%
Sales/Revenue/Turnover
- -
12.01%
27.93%
Total Cash Common Dividend
- -
- -
-18.97%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16,268
15,153
19,967
20,218
71,606
2025
20,614
21,845
25,268
23,880
91,607
2026
20,462
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
12
14
19
- -
87
2025
56
60
155.58
- -
32
2026
5.33
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
87.85
2025
- -
- -
- -
- -
70.97
2026
- -
- -
- -
- -
- -
Business
Finger, Inc. operates as a leading developer and provider of financial IT solutions primarily serving the Korean banking sector. The company offers a diversified portfolio that includes mobile banking platforms; open banking and financial portal services; corporate cash management systems; overseas remittance solutions; big data brokerage; voice-phishing prevention technology under its VPP brand; screen-scraping banking data integration technologies, notably through its BIGs scraping solutions; and security technologies for non-face-to-face financial applications. Finger also develops and maintains comprehensive digital banking systems for major Korean financial institutions, including KB Kookmin Bank, IBK, NH Nonghyup, Shinhan Bank, Hana Bank, and Woori Bank. Founded in 2000 and headquartered in South Korea, Finger operates through a group structure with affiliates such as Fintech Inc., FingerPrime, Finddy, FingerIS, FingerVina, and MyCreditChain, employing around 300 people as of 2025. In recent developments, Finger joined BTQ Technologies Corp.’s Quantum Secure Stablecoin Network (QSSN) pilot program in 2025, marking a strategic move into quantum-secure financial technology and post-quantum cryptography services. This alliance underscores Finger’s commitment to delivering secure, reliable digital banking solutions on a national scale while integrating cutting-edge security frameworks. The company also continues to innovate with proprietary technologies and a dedicated Smart Technology Lab driving ongoing platform enhancement and research and development activities. Finger holds more than fifty patents supporting its technology leadership and fintech group strategy. Finger’s focus lies in financial IT solutions spanning smartphone financial services, corporate cash management, and private wealth management services tailored for both corporate and private consumers. Its operations extend across South Korea with strategic engagements in technology partnerships and ecosystem development to address evolving regulatory and market dynamics. The company maintains a robust intellectual property position and prioritizes compliance-ready, drop-in integration solutions designed to preserve existing user and merchant workflows. Finger continues to enhance its fintech ecosystem through strategic partnerships and technology-driven service expansion. Overall, Finger, Inc. presents as a comprehensive fintech solutions provider with extensive experience and technological innovation in banking platforms, security solutions, and data services, supported by strategic collaborations such as its recent engagement in the quantum secure network initiative led by BTQ Technologies. This positions Finger to meet advancing digital banking needs in South Korea while exploring new technology frontiers in the financial sector.