Alliance Bank Malaysia Berhad

Alliance Bank Malaysia Berhad

2488.KL
Alliance Bank Malaysia BerhadMY flagMalaysian Stock Exchange
4.76
MYR
+0.01
- -
8.24BMarket Cap
Alliance Bank Malaysia Berhad
2488.KL
(Malaysian Stock Exchange)

Recent

price

4.76

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
0.72
0.81
0.83
0.88
0.88
0.91
0.94
0.99
1.02
1.04
1.14
1.18
1.21
1.27
1.43
1.47
1.47
Revenue per Share
0.26
0.32
0.34
0.36
0.34
0.33
0.33
0.31
0.34
0.27
0.23
0.36
0.43
0.43
0.47
0.49
0.49
Basic EPS, GAAP
0.79
0.65
0.19
0.62
0.2
-0.67
-0.96
-1.15
0.03
1.96
0.54
-0.71
0.88
1.35
0.83
0.71
0.71
Free Cash Flow per Basic Share
0.07
0.13
0.16
0.19
0.19
0.14
0.15
0.15
0.15
0.14
- -
0.14
0.22
0.2
0.2
0.19
0.19
Dividend per Share
1.61
1.78
1.93
2.09
2.14
2.15
2.3
3.18
3.38
3.48
3.79
4.04
4.12
4.47
4.76
5.17
5.17
Book Value per Share
1.96
2.19
2.35
2.45
2.65
2.86
3.02
3.18
3.34
3.49
3.67
3.77
3.97
4.23
4.5
4.95
4.95
Tangible Book Value per Share
1,571
1,564
1,562
1,556
1,563
1,565
1,567
1,589
1,589
1,589
1,589
1,589
1,589
1,589
1,589
1,678
1,678
Basic Weighted Avg Shares
1,133
1,267
1,302
1,363
1,368
1,432
1,470
1,572
1,622
1,647
1,817
1,867
1,920
2,020
2,269
2,465
2,465
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
54
48
47
41
40
45
44
45
54
84
88
90
94
98
101
125
125
Depreciation Expense
409
503
538
564
531
522
512
493
538
424
359
573
678
690
751
827
827
Net Income, GAAP
26.03
25.42
24.63
24.8
24.51
24.86
24.84
27.95
24.07
25.29
25.87
30.77
23.55
24.23
24.39
22.62
22.62
Effective Tax Rate (%)
36.11
39.7
41.32
41.35
38.8
36.46
34.84
31.37
33.14
25.76
19.74
30.67
35.3
34.18
33.08
33.53
33.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,312
612
686
624
1,425
1,853
1,237
1,383
1,481
1,651
1,696
1,698
1,685
1,697
2,492
2,620
2,620
LT Debt
3,430
3,772
4,035
4,166
4,495
4,842
5,114
5,460
5,733
5,989
6,258
6,417
6,747
7,175
7,668
8,821
8,821
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
20.07
18.97
18.57
17.96
16.07
15.53
14.67
11.38
10.3
7.79
6.22
9.21
10.47
10.13
10.24
10.18
10.18
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,730
1,730
1,730
Market Capitalization
7,023
8,294
8,087

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,215
3,428
4,622
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.23%
7.19%
15.03%
Free Cash Flow
624.5%
-90.14%
-10.16%
Net Income, GAAP
6.56%
19.74%
10.1%
Sales/Revenue/Turnover
5.64%
6.35%
8.62%
Total Cash Common Dividend
- -
9.69%
-2.76%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
466
528
510
516
2,020
2025
540
605
561
563
2,269
2026
615
627
631
593
2,465

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.12
0.11
0.11
0.43
2025
0.11
0.12
0.12
0.12
0.47
2026
0.13
0.12
0.12
0.12
0.49

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.1
- -
0.11
- -
0.2
2025
0.11
- -
0.09
- -
0.2
2026
0.1
- -
0.09
- -
0.19
Business
Alliance Bank Malaysia Berhad operates as a comprehensive financial services provider across Malaysia, delivering a wide array of banking and related solutions. The institution structures its operations into several key areas: Consumer Banking, Business Banking, Financial Markets, Stockbroking and Corporate Advisory, and other complementary divisions. Within its Consumer Banking arm, the bank extends numerous personal financial solutions, encompassing diverse deposit products such as savings, current, and fixed accounts, alongside personal and home financing, as well as share and portfolio funding services. Customers also have access to various credit and debit card offerings and comprehensive wealth management services, including investment products like unit trusts and retail bonds, alongside life, general, and family Takaful insurance plans. The Business Banking segment caters to small and medium-sized enterprises (SMEs) and corporate clients, furnishing them with essential financing for equipment, working capital, and business premises, encompassing bridging and trade financing facilities. The bank has a recognized strength in supporting SMEs, recently earning accolades as a top SME bank. Additionally, its Financial Markets unit offers foreign exchange, money market, and hedging strategies, while Stockbroking and Corporate Advisory provides equity trading, initial public offering guidance, equity and debt fundraising, and strategic advisory for mergers and acquisitions. Moreover, the bank delivers robust Islamic banking services through its subsidiary, Alliance Islamic Bank Berhad, presenting Shariah-compliant financing, deposit products, and transaction solutions, complemented by Takaful and Islamic wealth management offerings. Digital channels, including online and mobile banking platforms, ensure convenient access to services. Established in 1982 and headquartered in Kuala Lumpur, Malaysia, Alliance Bank has been advancing its strategic "Acceler8" plan since 2023, targeting growth through personalized, efficient solutions, and expansion into segments like the emerging affluent and high-growth sectors such as education and healthcare. The bank reported a strong financial year in FY2025, with revenue climbing to RM2.3 billion and net profit after tax reaching RM750.7 million, driven by significant loan growth across all business segments. Alliance Bank is also deeply committed to sustainability, having achieved RM14.4 billion in new sustainable banking business by FY2025 and aiming for RM15 billion by FY2027, actively supporting businesses in their environmental, social, and governance (ESG) transitions through various programs and partnerships.