1. Singapore Stocks

  2. •

    Consumer Cyclical

  3. •

    Luxury Goods
Aspial Lifestyle Limited

Aspial Lifestyle Limited

5UF.SI
Aspial Lifestyle LimitedSG flagStock Exchange of Singapore
0.36
SGD
+0.01
- -
730.32MMarket Cap
Aspial Lifestyle Limited
5UF.SI
(Stock Exchange of Singapore)

Recent

price

0.36

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.2
0.19
0.2
0.19
0.21
0.27
0.24
0.2
0.21
0.25
0.22
0.28
0.33
0.38
0.45
0.21
Revenue per Share
0.01
0.01
- -
- -
0.01
0.02
0.02
0.01
0.01
0.03
0.01
0.01
0.01
0.02
0.04
0.01
Basic EPS, GAAP
-0.13
-0.09
-0.05
-0.03
-0.02
-0.05
-0.1
- -
0.01
0.04
-0.05
-0.02
0.01
-0.04
-0.02
0.01
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.01
- -
0.01
0.01
0.02
0.02
0.01
0.01
0.01
0.01
0.01
Dividend per Share
0.1
0.12
0.11
0.11
0.11
0.14
0.15
0.14
0.13
0.13
0.14
0.17
0.14
0.16
0.14
0.13
Book Value per Share
0.1
0.12
0.11
0.11
0.12
0.16
0.16
0.14
0.13
0.15
0.15
0.13
0.11
0.15
0.16
0.13
Tangible Book Value per Share
435
523
575
575
573
603
812
1,014
1,037
1,037
1,038
1,148
1,418
1,534
1,855
1,037
Basic Weighted Avg Shares
88
101
113
110
121
163
193
204
218
263
226
319
472
588
830
218
Sales/Revenue/Turnover
5.66
7.14
3.65
3.61
6.72
10.65
9.85
9.36
13.57
13.22
10.18
10.37
10.21
12.25
14.08
13.6
Operating Margin (%)
1
1
1
1
1
1
2
2
12
14
15
18
30
35
38
9
Depreciation Expense
3
4
2
2
4
11
13
10
15
29
14
16
19
34
81
15
Net Income, GAAP
11.93
14.58
- -
- -
9.8
12.92
10.66
13.1
16.74
- -
17.3
26.27
16.57
23.05
17.7
16.74
Effective Tax Rate (%)
3.54
4.13
1.96
1.65
3.17
6.95
6.87
5.1
6.79
11.13
6.4
5.01
4.07
5.84
9.72
6.79
Profit Margin (%)
41
59
58
58
61
91
110
160
139
167
118
148
152
209
343
139
Working Capital
- -
- -
- -
- -
- -
- -
78
82
108
136
108
223
213
216
296
108
LT Debt
45
64
64
65
67
97
129
141
139
153
151
160
171
252
316
139
Total Equity
- -
4.34
- -
- -
4.48
6.44
4.77
3.74
5.2
- -
3.54
3.62
4.86
5.42
7.19
5.21
Return on Invested Capital (%)
- -
4.68
- -
- -
4.59
6.66
5.72
4.52
5.42
- -
4.32
4.17
5.08
5.81
7.93
5.42
Return on Capital (%)
- -
7.65
3.49
2.84
6
14.98
12.88
8.12
10.81
21.32
10.33
9.56
9.82
15.25
32.06
10.81
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'19
Sep'19
Dec'19
ST Debt
301
275
252
LT Borrowings
12
78
82
LT Finance Leases
26
26
26
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,037
1,037
1,037
Market Capitalization
135
132
143

Working Capital

FRC

•

in mil. unless spec.
Jun'19
Sep'19
Dec'19
Total Current Assets
409
427
413
Cash, Cash Equivalents & STI
14
13
17
Accounts Receivable, Net
313
330
313
Inventories
78
78
74
Total Current Liabilities
320
293
275
Payables & Accruals
- -
- -
- -
ST Debt
301
275
252
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.91%
16.94%
25.38%
Free Cash Flow
-70.45%
-217.16%
-27.06%
Net Income, GAAP
52.47%
38.82%
135.15%
Sales/Revenue/Turnover
22.71%
28.18%
41.28%
Total Cash Common Dividend
77.56%
-4.21%
12.91%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
472
2024
- -
- -
- -
- -
588
2025
- -
- -
- -
- -
830

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.01
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
0.04

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.01
2024
- -
- -
- -
- -
0.01
2025
- -
- -
- -
- -
0.01
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Business
Aspial Lifestyle Limited Aspial Lifestyle Limited is a Singapore-based investment holding company primarily engaged in pawnbroking, secured lending, and the retail and trading of jewellery and branded merchandise. The company operates through its renowned brands, including Maxi-Cash for pawnbroking services, jewellery and branded merchandise retail; Lee Hwa Jewellery and Goldheart Jewelry for diamond and gold jewellery retail chains in Singapore; Niessing for European luxury jewellery; BigFundr for real estate debt investment platform services; and Dr. Pajak. It also provides property rental, financial, real estate, and management support services to customers in Singapore and internationally, targeting individual consumers, investors and affluent clientele with a network of retail outlets primarily in Singapore and expansion into Malaysia. Founded in 2008 and headquartered in Singapore, Aspial Lifestyle Limited functions as a subsidiary of Aspial Corporation Limited. Recent developments include increasing its stake in BigFundr to 70% from 15% via Maxi-Cash Capital Management Pte. Ltd. in early 2025 for S$2.72 million; acquiring a 65% stake in Maxion Holdings to expand pawnbroking operations into Malaysia through a partnership with Ion World; scaling up its retail jewellery segment in Q4 2022 by integrating Lee Hwa and Goldheart from its parent company; and acquiring the European luxury brand Niessing in FY2024 to bolster international presence.