Bank of Changsha Co., Ltd.

Bank of Changsha Co., Ltd.

601577.SS
Bank of Changsha Co., Ltd.CN flagShanghai Stock Exchange
8.95
CNY
-0.04
- -
35.99BMarket Cap
Bank of Changsha Co., Ltd.
601577.SS
(Shanghai Stock Exchange)

Recent

price

8.95

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.61
1.64
2
2.27
2.86
3.01
3.27
3.95
4.42
4.96
4.96
5.04
5.41
5.93
6.2
6.05
4.79
Revenue per Share
0.62
0.7
0.91
0.97
1.07
0.98
1.04
1.28
1.42
1.48
1.47
1.55
1.61
1.78
1.87
1.93
1.49
Basic EPS, GAAP
2.31
8.64
18.05
5.78
-5.28
11.83
7.84
8.97
-12.29
-7.69
5.57
0.69
4.36
9.94
5.44
8.62
10.1
Free Cash Flow per Basic Share
0.06
0.11
0.17
0.17
0.2
0.16
0.16
0.24
0.2
0.46
0.6
0.63
0.66
0.7
0.75
0.99
0.77
Dividend per Share
1.97
1.77
2.22
2.67
3.31
3.18
3.33
4.05
5.01
5.45
6.09
6.46
7.06
8.17
9.16
10.39
11.45
Book Value per Share
3.23
2.9
3.56
4.05
5.9
6.31
6.55
7.7
9.81
10.26
10.77
12.24
12.91
14.47
17.35
19.16
20.67
Tangible Book Value per Share
1,408
1,996
2,106
2,265
2,246
2,788
3,067
3,071
3,154
3,433
3,632
4,067
4,231
4,193
4,185
4,201
4,033
Basic Weighted Avg Shares
2,270
3,277
4,208
5,147
6,416
8,396
10,041
12,125
13,937
17,019
18,024
20,484
22,870
24,876
25,931
25,404
19,317
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
52
67
78
74
92
113
148
150
233
246
272
621
725
802
794
790
- -
Depreciation Expense
866
1,407
1,913
2,193
2,411
2,732
3,190
3,931
4,479
5,080
5,338
6,304
6,811
7,463
7,827
8,108
6,004
Net Income, GAAP
23.46
18.37
21.81
22.39
22.12
21.89
23.57
19.82
18.33
18.48
17.8
17.97
17.76
16.36
16.08
18.64
21.33
Effective Tax Rate (%)
38.16
42.93
45.46
42.62
37.58
32.54
31.77
32.42
32.14
29.85
29.62
30.78
29.78
30
30.18
31.91
31.08
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
500
1,290
1,292
1,891
9,534
19,019
52,483
64,329
104,778
133,156
144,127
163,573
175,661
173,441
234,422
235,530
243,823
LT Debt
4,577
5,836
7,533
9,222
13,303
17,816
20,362
23,997
31,366
41,833
45,723
56,646
62,172
68,319
80,350
82,338
85,130
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
37.74
44.6
46.6
40.96
35.82
33.57
33.45
34.71
31.73
29.45
26.16
26.05
24.26
23.28
21.57
19.79
13.86
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
4,022
4,022
Market Capitalization
35,534
39,036
38,834

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
84,264
81,356
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.91%
12.72%
2.47%
Free Cash Flow
14.91%
122.22%
58.88%
Net Income, GAAP
11.66%
8.83%
3.59%
Sales/Revenue/Turnover
11.96%
7.26%
-2.03%
Total Cash Common Dividend
31%
14.27%
32.77%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,557
6,481
6,428
6,465
25,931
2025
6,810
6,443
- -
5,680
25,404
2026
7,193
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
- -
- -
- -
1.87
2025
0.54
- -
- -
- -
1.93
2026
0.57
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
- -
- -
- -
0.75
2025
0.05
- -
- -
- -
0.99
2026
0.06
- -
- -
- -
- -
Business
Bank of Changsha Co., Ltd. (601577.SS) operates as a commercial bank in China, providing a range of banking products and services including corporate deposits, loans, and settlement services; personal deposits, loans, wealth management products, and bancassurance services; settlement services; corporate financing products such as acceptance bills, letters of credit, and trade financing; personal financing products including credit cards and consumer loans; and interbank lending, investment, and trust services. The bank serves corporate and individual customers primarily in Hunan province, with a network of branches and sub-branches centered in Changsha. Founded in 1996 and headquartered in Changsha, Hunan province, the bank focuses on regional financial services within the Chinese banking sector. In recent developments, Bank of Changsha has pursued strategic expansions and partnerships, including enhancing its digital banking capabilities and forming alliances with fintech firms to bolster cross-border settlement services as of 2024-2025. The bank completed a capital raise through rights issuance in late 2023, strengthening its balance sheet for lending growth amid China's economic recovery efforts, and launched new green finance products targeting sustainable development projects in central China during 2025. No major acquisitions or name changes have been reported in the last two years, though the bank continues to optimize its branch network for operational efficiency.