1. People's Republic of China Stocks

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    Banks - Regional
Bank of Chengdu Co., Ltd.

Bank of Chengdu Co., Ltd.

601838.SS
Bank of Chengdu Co., Ltd.CN flagShanghai Stock Exchange
18.89
CNY
+0.14
- -
80.06BMarket Cap
Bank of Chengdu Co., Ltd.
601838.SS
(Shanghai Stock Exchange)

Recent

price

18.89

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.13
1.53
1.72
2.18
2.78
2.75
2.61
2.93
3.22
3.51
4.03
4.74
5.39
5.56
5.83
5.43
4.32
Revenue per Share
0.5
0.74
0.78
0.92
1.09
0.87
0.79
1.2
1.3
1.54
1.67
2.09
2.69
3.01
3.28
3.07
2.47
Basic EPS, GAAP
10.65
0.14
7.68
0.65
7.66
2.54
4.08
13.05
-3.37
6.56
-0.29
-0.99
2.56
-6.18
-24.36
17.19
16.74
Free Cash Flow per Basic Share
0.1
0.16
0.23
0.23
0.28
0.29
0.38
0.33
0.36
0.42
0.63
0.65
0.82
1.04
1.2
1.15
0.17
Dividend per Share
1.2
1.58
2.1
2.27
2.85
3.28
3.54
4.15
4.55
5.19
5.91
6.58
7.81
8.82
10.15
10.56
11.45
Book Value per Share
2.73
3.32
3.91
4.66
5.55
6.23
6.73
7.67
8.73
9.87
12.77
13.88
16.45
18.39
21.91
22.96
24.14
Tangible Book Value per Share
3,251
3,249
3,258
3,234
3,255
3,237
3,263
3,257
3,576
3,604
3,608
3,747
3,733
3,877
3,920
4,327
4,266
Basic Weighted Avg Shares
3,657
4,964
5,615
7,036
9,061
8,889
8,527
9,546
11,522
12,658
14,527
17,750
20,121
21,567
22,867
23,511
18,436
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
60
93
109
138
150
158
156
145
126
110
139
414
499
533
542
516
- -
Depreciation Expense
1,625
2,404
2,542
2,975
3,548
2,816
2,577
3,909
4,649
5,551
6,025
7,831
10,042
11,671
12,858
13,283
10,552
Net Income, GAAP
20.53
22.54
22.11
22.59
22.37
20.95
18.78
15.85
8.42
10.79
11.41
10.91
14.02
15.98
15.27
15.22
15.14
Effective Tax Rate (%)
44.44
48.43
45.26
42.29
39.16
31.68
30.23
40.94
40.35
43.85
41.47
44.12
49.91
54.11
56.23
56.5
57.24
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
53
3,800
10,956
4,030
12,462
23,458
27,164
44,241
81,853
75,548
94,775
94,902
141,292
147,445
209,826
211,107
206,926
LT Debt
9,013
10,948
12,900
15,209
18,199
20,279
21,984
25,024
31,276
35,630
46,115
52,022
61,426
71,320
85,904
99,343
102,987
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
46.54
53.35
42.52
42
42.72
28.31
23.26
31.18
31.22
31.75
30.09
34.06
37.32
36.84
34.75
31.08
23.01
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
4,238
4,238
Market Capitalization
73,176
68,382
73,031

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
140,049
160,114
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.37%
16.62%
15.64%
Free Cash Flow
-57.78%
-65.98%
-177.88%
Net Income, GAAP
17.8%
17.58%
3.31%
Sales/Revenue/Turnover
10.48%
10.32%
2.82%
Total Cash Common Dividend
19.28%
17.28%
5.42%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,609
5,928
5,614
5,716
22,867
2025
5,792
6,427
- -
5,839
23,511
2026
6,170
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.75
- -
- -
- -
3.28
2025
0.71
- -
- -
- -
3.07
2026
0.74
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.03
- -
- -
- -
1.2
2025
0.02
- -
- -
- -
1.15
2026
- -
- -
- -
- -
- -
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Business
Bank of Chengdu Co., Ltd. (601838.SS) operates as a city commercial bank providing a range of corporate banking, personal banking, and treasury services in China. Its corporate banking segment offers corporate loans, discounted bills, corporate deposits, trade chain financing, guarantees, real estate development loans, legal person account overdrafts, and fee- and commission-based products and services; personal banking includes personal loans, personal deposits, personal finance, bank cards such as the Furong Jincheng series (one-card, gold, platinum, and diamond variants), credit cards, and fee- and commission-based products; treasury operations encompass money market business, portfolio management, interbank market activities, and wealth management products including Ningyin Wealth Management Ningxin Tian Tian Liujin series, Furong Jincheng Cheng Hui 7-day holding period open-ended net value products, Xingfu 99 Fengyu fixed-income products, funds, and agency national bonds. The bank also provides electronic banking services via personal and corporate online banking, mobile banking, and phone banking; personal loans such as Youyi Loan, comprehensive consumer loans, and first-home mortgages; small and micro enterprise financing including Hui Di Loan, Wen Chuang Tong, and Gu Gai Loan; personal cross-border financial services like foreign exchange deposits, settlement and sales, remittances; insurance agency, and payment services such as payroll, social insurance, and utility fee collection. Founded in 1996 and headquartered at No. 16 Xiyu Street, Chengdu, Sichuan, the bank primarily serves urban and rural residents, small and micro enterprises, and the local economy in the Chengdu-Chongqing Economic Circle and surrounding regions, with 256 branches including 14 directly-managed, 31 sub-branches, and 211 community branches as of end-2023; it maintains a subsidiary relationship with Jiangsu Baoying Jincheng Village Bank Co., Ltd. and lists Hong Leong Bank Malaysia as a strategic overseas partner. In recent developments, the bank continues to integrate into the Chengdu-Chongqing Economic Circle with RMB26.5 billion in loans to 176 municipal key projects as of 2024, advances its "anchoring with retail, propelling with technology, empowering with talents" strategy emphasizing large retail business, digital finance, and "all-in-one four-wheel drive" development, and experienced dilution of Hong Leong Bank's stake in 2025 following convertible bonds conversion into new ordinary shares; it issued its 2024 annual report in early 2025 and announced adjustments to personal housing loan interest rate pricing mechanisms in late 2024.