Lufax Holding Ltd

Lufax Holding Ltd

6623.HK
Lufax Holding LtdHK flagHong Kong Stock Exchange
10.90
HKD
-0.12
- -
18.89BMarket Cap
Lufax Holding Ltd
6623.HK
(Hong Kong Stock Exchange)

Recent

price

10.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
21.58
32.11
37.52
40.58
46.21
42.87
24.55
13.75
13.33
14.13
Revenue per Share
- -
5.44
12.43
12.27
11.19
14.22
6.79
0.71
-2.77
-1.21
-2.86
Basic EPS, GAAP
- -
2.01
-1.57
1.85
6.26
4.09
4.22
11.05
1.25
7.17
1.34
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
6.74
1.25
3.68
- -
- -
Dividend per Share
- -
2.44
14.82
27
37.07
47.34
54.04
54.67
42.14
32.71
43.43
Book Value per Share
- -
9.67
21.78
34.23
65.42
71.71
73.28
72.16
52.66
41.51
54.27
Tangible Book Value per Share
- -
1,096
1,096
1,087
1,104
1,182
1,145
1,146
1,395
1,733
1,354
Basic Weighted Avg Shares
- -
23,644
35,187
40,770
44,803
54,608
49,075
28,140
19,183
23,113
19,133
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
870
951
817
863
825
788
624
428
274
- -
Depreciation Expense
- -
5,965
13,620
13,332
12,354
16,804
7,777
810
-3,871
-2,098
-3,871
Net Income, GAAP
- -
27.94
27.2
31.47
31.45
28.59
34.77
40
- -
- -
285.56
Effective Tax Rate (%)
- -
25.23
38.71
32.7
27.57
30.77
15.85
2.88
-20.18
-9.08
-20.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
16,807
24,038
15,094
13,943
28,943
44,797
53,127
44,878
57,405
70,147
57,405
LT Debt
14,320
21,236
34,948
48,145
83,151
94,559
93,678
92,494
83,598
82,041
83,598
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
144.02
58.5
35.16
34.69
13.2
1.3
-6.37
-3.63
-6.37
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
- -
- -
187
LT Borrowings
46,901
47,276
57,289
LT Finance Leases
343
319
116
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,147
1,733
1,733
Market Capitalization
9,955
17,110
12,516

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
28,553
28,320
31,239
Accounts Receivable, Net
3,406
4,536
4,622
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
76,500
63,265
51,785
ST Debt
- -
- -
187
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
0.01%
-1.86%
Free Cash Flow
- -
131.81%
613.01%
Net Income, GAAP
- -
-146.24%
-45.81%
Sales/Revenue/Turnover
- -
-8.45%
20.49%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
8,332
7,560
6,533
5,692
28,140
2024
5,579
4,586
4,387
4,581
19,183
2025
- -
- -
- -
- -
23,113

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.59
0.84
0.08
- -
0.71
2024
-0.76
- -
-0.56
- -
-2.77
2025
- -
- -
- -
- -
-1.21

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.25
2024
- -
- -
- -
- -
3.68
2025
- -
- -
- -
- -
- -
Business
Lufax Holding Ltd operates as a financial services platform offering retail credit enablement, wealth management, and financial product distribution through a diversified suite of loan origination, loan servicing, and asset management activities. The company’s core products and services encompass bank-funded loans, trust-funded loans, consumer finance loans; wealth and asset management solutions including investment products distribution, investment advisory services, and related financing arrangements; and technology-enabled financial services that connect borrowers, institutional funders, and third-party product providers. Lufax principally facilitates loan origination, credit facilitation, and loan servicing for small and micro enterprises and individual borrowers, while generating fees from wealth management activities and asset management services. The company operates primarily in China with international exposure in select markets, and maintains subsidiaries and affiliated entities across its corporate structure to support its lending, wealth management, and technology-enabled platforms. Founded in 2011, Lufax is headquartered in Shanghai, China, and maintains a listing on the New York Stock Exchange and a secondary listing in Hong Kong, reflecting its cross-border investor base. The business is organized into segments including retail credit facilitation; wealth management and asset management; and technology-enabled financial services, with geographic and regulatory considerations shaping its operations in mainland China and overseas markets. Key subsidiaries include operating entities that manage wealth management platforms, consumer finance lending, microloan facilitation, and related financial services, forming an integrated ecosystem around lending, investment products, and financial technology services. Recent strategic developments focus on governance enhancements, incremental auditing progress, and ongoing efforts to resume trading and strengthen internal controls, combined with continued expansion of core lending and wealth management activities, partnerships, and product refinements to align with evolving regulatory and market environments. See further sources for governance updates, resumption progress, and disclosures related to the company’s restructuring and operational milestones.