The Shimane Bank,Ltd.

The Shimane Bank,Ltd.

7150.T
The Shimane Bank,Ltd.JP flagTokyo Stock Exchange
495.00
JPY
+7.00
- -
4.07BMarket Cap
The Shimane Bank,Ltd.
7150.T
(Tokyo Stock Exchange)

Recent

price

495.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1,911.56
1,549.66
1,713.57
1,714.29
1,534.28
1,533.74
1,519.88
1,685.98
1,356.73
1,350.22
856.77
856.64
834.7
946.43
1,056.08
1,161.59
946.43
Revenue per Share
138.86
125.04
130.98
137.1
116.61
124.89
185.17
113.91
65.86
-350.99
42.83
35.36
50.25
50.67
74.08
45
50.67
Basic EPS, GAAP
2,034.61
613.89
1,129.36
1,544.08
1,007.74
1,592.59
-301.78
-1,389.78
-2,948.39
4,835.05
6,231.53
-2,327.72
-3,356.23
739.27
2,185.01
-545.64
- -
Free Cash Flow per Basic Share
49.56
54.88
54.88
49.84
50.03
54.71
50.03
50.21
35.01
8.47
0.36
11.91
11.18
20.68
23.84
24.08
- -
Dividend per Share
2,527.02
2,199.17
2,275.1
2,363.08
2,451.14
2,521.14
2,673.92
2,836.96
2,871.89
2,296.47
1,839.73
1,868.67
1,906.95
1,948.36
2,015.08
2,037.83
1,948.36
Book Value per Share
2,808.8
2,470.67
3,076.11
3,096.44
3,696.06
3,617.06
3,558.39
3,249.06
3,053.23
2,094.87
2,069.94
1,623.09
1,975.48
2,192.16
1,751.86
1,444.87
2,192.16
Tangible Book Value per Share
5
6
6
6
6
6
6
6
6
6
8
8
8
8
8
8
8
Basic Weighted Avg Shares
8,948
8,613
9,524
9,528
8,526
8,523
8,446
9,369
7,519
8,767
7,142
7,123
6,943
7,826
8,682
9,550
7,826
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
540
521
455
437
481
321
309
497
539
540
562
553
552
563
584
664
- -
Depreciation Expense
650
695
728
762
648
694
1,029
633
365
-2,279
357
294
418
419
609
370
419
Net Income, GAAP
38.76
31.83
46.51
55.14
34.9
32.92
24.89
32.52
26.36
- -
- -
- -
0.95
20.9
23.56
12.68
20.9
Effective Tax Rate (%)
7.26
8.07
7.64
8
7.6
8.14
12.18
6.76
4.85
-26
5
4.13
6.02
5.35
7.01
3.87
5.35
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
5,687
6,573
7,973
15,946
19,051
25,123
23,326
20,810
32,515
31,757
33,811
35,282
13,200
18,034
19,967
18,234
18,034
LT Debt
13,629
14,255
17,491
17,519
20,811
20,378
20,131
18,597
17,637
14,326
17,833
14,045
16,979
18,669
14,944
12,374
18,669
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.65
5.78
5.85
5.91
4.84
5.02
7.13
4.13
2.3
-14.79
2.36
1.9
2.66
2.62
3.73
2.22
2.62
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'24
Dec'24
Mar'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
4,457
4,259
4,713

Working Capital

FRC

in mil. unless spec.
Sep'24
Dec'24
Mar'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
31,299
59,087
33,592
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-3.58%
-5.51%
-17.2%
Free Cash Flow
-1.96%
-29.21%
-124.97%
Net Income, GAAP
-84.17%
6.18%
-39.24%
Sales/Revenue/Turnover
1.92%
6.17%
10%
Total Cash Common Dividend
308.86%
658.69%
1.02%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,780
1,970
1,855
2,221
7,826
2025
- -
- -
- -
- -
8,682
2026
- -
- -
- -
- -
9,550

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13.91
- -
- -
- -
50.67
2025
- -
- -
- -
- -
74.08
2026
- -
- -
- -
- -
45

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
20.68
2025
- -
- -
- -
- -
23.84
2026
- -
- -
- -
- -
24.08
Business
The Shimane Bank, Ltd. The Shimane Bank, Ltd. (7150.T) operates as a regional bank primarily providing banking, leasing, and related financial services to individual and corporate customers in Japan, with a focus on Shimane and Tottori prefectures. The bank offers a comprehensive range of deposit products including ordinary, regular, and special yen deposits such as Shimagin Piska; lending solutions encompassing housing loans (e.g., Flat 35S, Anshin III, Super Housing Loan My Select), automobile loans, card loans (e.g., Shimagin Card Loan, Premium Gold Card Loan), education loans, multipurpose loans (e.g., Kai Soku Loan), and unsecured loans; investment products like investment trusts and individual defined contribution pensions (iDeCo); insurance offerings covering whole life, personal annuity, medical, cancer, income security, disability, and fire policies; and digital services via Shimagin app, corporate internet banking, and web-based loan applications. Founded in 1915 and headquartered in Matsue City, Shimane Prefecture, the bank maintains approximately 34 branches across its core regions and engages in general banking operations through segments including banking, leasing, and others, while providing financial product intermediation via partners like SBI Securities. Recent developments include the launch of the corporate defined contribution pension "Dare demo DC NEO Plan" in October 2025, enhancing retirement savings options for businesses; a revised earnings forecast for the fiscal year ending March 2026 announced in November 2025, alongside the release of second-quarter financial results; a partnership agreement with Kurayoshi City in October 2025 to support business succession; initiation of SDGs declaration assistance for local firms in October 2025; adoption of OpenLegacy technology to bolster digital transformation platforms; and deployment of Lenovo TruScale Infrastructure as a Service as Japan's first financial institution to do so, modernizing IT procurement and operations. The bank also announced a branch network reorganization in November 2025 and the termination of the Shimagin Business Club service, reflecting ongoing operational streamlining.