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    Financial - Credit Services
Net Protections Holdings, Inc.

Net Protections Holdings, Inc.

7383.T
Net Protections Holdings, Inc.JP flagTokyo Stock Exchange
370.00
JPY
-9.00
- -
36.82BMarket Cap
Net Protections Holdings, Inc.
7383.T
(Tokyo Stock Exchange)

Recent

price

370.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2020
2021
2022
2023
2024
2025
2026
TTM
FRC
161.77
228.46
207.37
200.13
215.07
236.39
253.74
- -
Revenue per Share
-6.52
7.24
2.61
-4.59
-8.54
13.86
17.43
- -
Basic EPS, GAAP
-1.37
71.36
1.59
-42.18
1.97
51.52
73.57
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-2.59
4.16
50.67
42.81
34.35
48.82
65.49
65.46
Book Value per Share
-105.81
-58.23
38.52
28.24
15.48
28.06
43.65
43.63
Tangible Book Value per Share
94
79
90
97
97
97
99
99
Basic Weighted Avg Shares
15,182
18,105
18,665
19,329
20,844
23,031
25,213
- -
Sales/Revenue/Turnover
-3.57
7.59
4.81
-2.1
-3.01
9.13
11.3
- -
Operating Margin (%)
1,274
1,179
1,315
1,383
1,626
1,629
1,746
- -
Depreciation Expense
-612
574
235
-443
-828
1,350
1,732
- -
Net Income, GAAP
- -
34.14
62.7
- -
- -
37.45
39.57
- -
Effective Tax Rate (%)
-4.03
3.17
1.26
-2.29
-3.97
5.86
6.87
- -
Profit Margin (%)
-11,730
-307
5,592
4,427
3,324
4,291
920
920
Working Capital
150
6,285
5,285
5,049
5,009
5,254
3
3
LT Debt
5,441
10,509
18,641
18,465
17,779
19,228
21,075
21,075
Total Equity
- -
4.67
1.55
- -
- -
4.62
5.9
- -
Return on Invested Capital (%)
- -
8.12
3.83
- -
- -
10.5
13.02
- -
Return on Capital (%)
- -
- -
9.61
-10.19
-22.19
33.39
30.75
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'26
Mar'26
ST Debt
6,281
- -
6,273
LT Borrowings
4,979
- -
- -
LT Finance Leases
399
- -
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
98
- -
99
Market Capitalization
32,884
52,285
35,983

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'26
Mar'26
Total Current Assets
44,798
- -
64,787
Cash, Cash Equivalents & STI
14,056
- -
20,216
Accounts Receivable, Net
30,424
- -
43,695
Inventories
26
- -
22
Total Current Liabilities
41,205
- -
63,867
Payables & Accruals
- -
- -
- -
ST Debt
6,281
- -
6,273
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
18.1%
9.61%
Free Cash Flow
- -
-115.44%
45.62%
Net Income, GAAP
- -
-99.08%
28.3%
Sales/Revenue/Turnover
- -
6.89%
9.47%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,173
5,156
5,441
5,072
20,844
2025
- -
- -
- -
- -
23,031
2026
- -
- -
- -
- -
25,213

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-2.85
-2.27
0.57
- -
-8.54
2025
- -
- -
- -
- -
13.86
2026
- -
- -
- -
- -
17.43

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Net Protections Holdings, Inc. (7383.T) operates as a holding company primarily engaged in providing buy now, pay later (BNPL) payment solutions and settlement services in Japan and internationally; its core offerings through subsidiary Net Protections, Inc. include B2C e-commerce BNPL services such as NP Atobarai (pay-after-delivery without membership or credit card), NP Atobarai air (for on-site services like utilities and housekeeping), and atone (smartphone-based cardless BNPL for online and in-store purchases with point rewards via NP Point Club and atone shops); B2B BNPL service NP Kakebarai (handling credit screening, invoicing, collections, and bad debt risk); overseas BNPL services AFTEE in Taiwan and Vietnam; and related services like credit card payments and lending through NP Finance, Inc. Founded in July 2018 and headquartered at Sumitomo Fudosan Kojimachi First Building in Chiyoda-ku, Tokyo, the company serves e-commerce platforms, merchants, corporations, and consumers across Japan with additional offices in Kyoto, Osaka, Fukuoka, Nagoya, Matsuyama, and overseas subsidiaries in Taipei and Ho Chi Minh City. Recent developments encompass the April 2024 establishment of subsidiary NP Finance, Inc. for online lending including NP Handy Lending; November 2025 opening of an Osaka office; launches of NP Atobarai air as a white-label solution with Osaka Gas Finance and atone Pay in 10 days on platforms like Qoo10 and coconala; partnerships with NTT DATA, Kyushu Card, Recruit, Salesforce AppExchange, EC-CUBE, Sendo in Vietnam, Shimamura, Japannet Takata, Hyakugo Bank, and China Bank; NP Kakebarai credit card payment volumes surpassing JPY 100 million monthly; and business matching initiatives with regional banks.