1. Saudi Arabia Stocks

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  3. •

    Insurance - Property & Casualty
Malath Cooperative Insurance Company

Malath Cooperative Insurance Company

8020.SR
Malath Cooperative Insurance CompanySA flagSaudi Exchange
10.30
SAR
- -
- -
515.00MMarket Cap
Malath Cooperative Insurance Company
8020.SR
(Saudi Exchange)

Recent

price

10.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
20.16
23.33
26.17
36.3
56.62
93.45
97.8
48.25
12.57
14.23
15.46
16.37
18.77
18.26
20.37
29.33
26.12
Revenue per Share
0.94
0.73
- -
- -
- -
- -
-7.81
-0.57
0.08
0.12
0.15
-1.71
-0.83
0.76
0.57
0.45
0.34
Basic EPS, GAAP
0.29
0.98
-0.66
10.1
12.19
12.5
3.65
-26.12
-2.5
0.33
-0.13
-1.3
-2.59
-2.22
5
-1.81
-6.07
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
15.63
15.63
16.08
13.9
13.18
12.67
4.52
23.4
9.05
9.15
9.31
7.36
6.54
7.3
7.84
8.27
7.71
Book Value per Share
13.69
14.62
16.83
15.1
14.32
13.57
4.58
23.43
9
9.11
9.21
7.87
7.08
7.8
8.66
9.25
8.59
Tangible Book Value per Share
19
19
19
19
19
19
19
19
50
50
50
50
50
50
50
50
54
Basic Weighted Avg Shares
387
448
502
697
1,087
1,793
1,880
928
629
712
773
818
938
913
1,018
1,467
1,420
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
-15.64
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
3
3
2
2
2
2
4
2
3
2
2
Depreciation Expense
18
14
- -
- -
- -
- -
-150
-11
4
6
8
-86
-41
38
29
23
18
Net Income, GAAP
- -
- -
100
100
100
- -
- -
- -
76.53
68.08
66.71
- -
- -
19.07
24.95
26.29
33.51
Effective Tax Rate (%)
4.67
3.15
- -
- -
- -
- -
-7.99
-1.19
0.63
0.87
0.98
-10.47
-4.41
4.18
2.81
1.55
1.29
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
2
2
1
- -
- -
LT Debt
263
281
323
292
277
260
88
450
450
455
460
394
354
390
433
462
467
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.02
4.7
- -
- -
- -
- -
-91.01
-4.11
0.88
1.36
1.64
-20.56
-11.91
11.04
7.55
5.64
4.46
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
50
50
50
Market Capitalization
729
508
524

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
213
270
233
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
35.16%
0.68%
6.83%
Free Cash Flow
-66.69%
109.24%
-136.25%
Net Income, GAAP
- -
-304.91%
-20.59%
Sales/Revenue/Turnover
1.71%
14.67%
44.01%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
206
230
262
280
1,018
2025
339
351
386
387
1,467
2026
296
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
- -
0.11
- -
0.57
2025
0.2
0.13
0.01
- -
0.45
2026
0.11
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Malath Cooperative Insurance Company Malath Cooperative Insurance Company (8020.SR) is a Saudi public joint-stock company that provides general cooperative insurance products and related services to individuals, small and medium enterprises, and corporates in the Kingdom of Saudi Arabia. Incorporated in 2007 and headquartered on Prince Mohammed bin Abdulaziz Road in Riyadh, the company operates primarily through Medical, Motor, Property, Engineering, Marine, and Others segments, offering comprehensive health insurance for corporate and individual customers; third-party and comprehensive motor insurance products; property and engineering insurance; marine cargo and hull coverage; casualty insurance including accident and group life; and other general insurance solutions such as home contents and reinsurance services. It maintains regional administrations and branches across Saudi Arabia, including Jeddah and Dammam, and holds a founding stake in Najm for Insurance Services Company. In August 2025, Malath extended its memorandum of understanding with LIVA Insurance Company until February 2026 to evaluate a potential merger under which LIVA would merge into Malath, following a preliminary non-binding agreement reached in December 2024 to structure the deal; this strategic move aligns with ongoing sector consolidation amid regulatory pressures and market growth driven by Vision 2030.