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  3. •

    Insurance - Diversified
Buruj Cooperative Insurance Company

Buruj Cooperative Insurance Company

8270.SR
Buruj Cooperative Insurance CompanySA flagSaudi Exchange
16.01
SAR
+0.14
- -
480.30MMarket Cap
Buruj Cooperative Insurance Company
8270.SR
(Saudi Exchange)

Recent

price

16.01

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
2.74
2.17
6.19
7.83
13.07
13.64
14.18
16.77
12.67
10.43
7.32
7.05
13.54
12.36
12.75
13.44
Revenue per Share
-1.15
-0.62
-0.75
0.23
0.86
1.14
3.37
3.6
2.26
0.16
0.25
0.14
-0.97
0.67
0.31
0.17
Basic EPS, GAAP
-0.14
-0.24
2.1
1.46
4.18
4.45
4.4
5.48
-1.41
-1.64
-1.36
1.48
-5.07
-0.34
-2.8
2.07
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
0.42
- -
1
- -
- -
- -
- -
- -
- -
Dividend per Share
5.16
3.38
2.63
2.83
3.83
8.35
10.02
11.86
13.41
12.51
12.66
11.9
10.94
11.47
11.72
11.63
Book Value per Share
4.01
3.37
2.67
2.8
3.83
8.15
10.43
13.12
15
14.48
14.72
14.76
14.02
14.83
15.81
15.73
Tangible Book Value per Share
25
25
25
25
23
28
30
30
30
30
30
30
30
30
30
30
Basic Weighted Avg Shares
69
55
156
197
304
380
425
503
379
313
220
212
406
371
383
410
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
23.76
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
2
2
1
1
1
1
1
3
3
3
3
3
3
3
Depreciation Expense
-29
-16
-19
6
20
32
101
108
68
5
7
4
-29
20
9
5
Net Income, GAAP
- -
- -
- -
29.42
10.89
13.46
8.1
- -
14.94
69.33
60.32
72.65
- -
21.49
51.1
61.27
Effective Tax Rate (%)
-42.05
-28.74
-12.18
2.93
6.56
8.39
23.76
21.46
17.88
1.53
3.39
2.04
-7.14
5.42
2.45
1.24
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
6
3
3
- -
- -
1
2
LT Debt
101
85
67
70
89
227
313
394
449
434
442
443
420
445
474
480
Total Equity
- -
- -
- -
- -
- -
- -
32.29
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-14.66
-25.09
8.39
24.86
19.83
37.91
32.9
17.91
1.24
1.97
1.17
-8.46
5.97
2.7
1.43
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
1
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
1
2
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
30
30
30
Market Capitalization
597
567
549

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
235
293
355
Accounts Receivable, Net
2
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.89%
1.87%
6.64%
Free Cash Flow
-8.54%
-6.91%
726.03%
Net Income, GAAP
-82.79%
-196.33%
-53.27%
Sales/Revenue/Turnover
6.61%
10.59%
3.16%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
80
87
94
109
371
2024
106
84
108
84
383
2025
101
116
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
-0.59
1.02
0.05
- -
0.67
2024
0.13
0.11
0.02
- -
0.31
2025
0.04
0.05
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
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Business
Buruj Cooperative Insurance Company (8270.SR) provides a range of general non-life insurance products to individuals and businesses in the Kingdom of Saudi Arabia. The company operates through segments including motor insurance, offering comprehensive and unified compulsory motor coverage against losses, liability, death, bodily injuries, and property damage, with options for extended personal accident and third-party coverage; medical insurance, including medical malpractice policies for bodily or mental injuries, diseases, or death due to negligence; property and casualty insurance, covering fire, property damage, workers' compensation, fidelity guarantee, electronic equipment, refrigerated inventory, machinery breakdown, loss of profits, public liability, and boiler and pressure vessel risks; marine insurance for cargo, sea voyages, and inland transit; engineering insurance such as erection all risks, contractors' plant and machinery, and factory installation; as well as travel insurance, group personal accident, professional indemnity, and extended warranty products. Buruj maintains regional offices in Riyadh, Jeddah, and Al-Khobar, supported by a network of agents and an electronic sales platform serving personal and commercial customers across the Kingdom. Founded in 2009 and headquartered in Riyadh on Al Thoumamah Road, An Nada District, the company traces its insurance market presence to 1979 through prior agency operations and listed on the Saudi Stock Exchange (Tadawul) in February 2010 with a share capital of SAR 300 million. It functions as a Saudi joint-stock cooperative insurer regulated by the Saudi Central Bank (SAMA) and later the Insurance Authority. In a major strategic development, Buruj completes its merger into Mediterranean and Gulf Cooperative Insurance and Reinsurance Company (Medgulf) in late 2025, following binding agreement in July 2025 and approval by general assemblies on October 23, 2025; under the terms, all of Buruj's assets, liabilities, rights, and contracts transfer to Medgulf, which issues 33,157,894 new shares of SAR 10 nominal value to Buruj shareholders, marking the first public merger under the new Insurance Authority framework and enhancing scale in Saudi Arabia's consolidating insurance sector.