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    Banks - Regional
The Daito Bank, Ltd.

The Daito Bank, Ltd.

8563.T
The Daito Bank, Ltd.JP flagTokyo Stock Exchange
1,001.00
JPY
+12.00
- -
12.69BMarket Cap
The Daito Bank, Ltd.
8563.T
(Tokyo Stock Exchange)

Recent

price

1,001.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
1,068.76
1,067.79
1,072.84
976.53
1,014.94
1,065.28
1,018.85
949.35
889.92
883.37
940.5
910.98
909.83
932.03
879.59
- -
472.41
Revenue per Share
-75.91
120.48
165.16
197.25
179.2
201.7
115.34
102.41
98.32
83.8
78.12
94.78
101.36
98.98
105.03
- -
31.5
Basic EPS, GAAP
301.41
4,908.04
571.33
2,251.65
536.89
-1,105.59
-357.53
-1,252.07
-1,697.23
-196.48
8,931.5
-2,694.5
-7,379.78
-802.53
-2,487.07
- -
- -
Free Cash Flow per Basic Share
14.77
9.83
9.83
14.83
19.88
24.77
29.74
29.74
29.67
29.75
29.75
29.75
29.78
29.65
29.85
- -
- -
Dividend per Share
1,741.46
1,843.63
2,003.27
2,175.62
2,335.9
2,523.62
2,608.63
2,679.45
2,794.92
2,848.73
2,897.17
2,971.04
3,046.52
3,109.35
3,188.66
- -
3,154.72
Book Value per Share
1,738.76
2,026.2
2,393.74
2,588.02
2,902.84
3,014.97
2,901.94
2,960.71
3,149.21
3,007.89
3,181.98
3,099.36
2,870.67
2,986.63
2,539.59
- -
2,897.67
Tangible Book Value per Share
13
13
13
13
13
13
13
13
13
13
13
13
13
13
13
- -
13
Basic Weighted Avg Shares
13,460
13,463
13,537
12,382
12,868
13,505
12,915
12,033
11,278
11,195
11,918
11,543
11,517
11,818
11,138
12,047
5,984
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,042
880
795
688
655
803
1,149
1,080
1,036
979
888
442
402
448
585
501
- -
Depreciation Expense
-956
1,519
2,084
2,501
2,272
2,557
1,462
1,298
1,246
1,062
990
1,201
1,283
1,255
1,330
1,680
399
Net Income, GAAP
- -
18.67
28.81
14.19
19.68
19.11
- -
20.33
35.4
26.03
34.65
34.07
34.45
31.74
33.38
32.09
34.08
Effective Tax Rate (%)
-7.1
11.28
15.39
20.2
17.66
18.93
11.32
10.79
11.05
9.49
8.31
10.4
11.14
10.62
11.94
13.95
6.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
5,300
8,500
4,475
2,100
2,195
376
475
385
400
470
105,345
114,290
50,650
40,215
4,500
100
205
LT Debt
23,033
26,567
30,964
33,482
37,955
40,351
39,194
39,539
41,414
39,088
40,759
39,633
36,769
38,515
32,717
30,033
37,309
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-4.24
6.72
8.59
9.46
7.94
8.3
4.49
3.87
3.59
2.97
2.72
3.23
3.37
3.22
3.33
4.1
1.01
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
- -
13
Market Capitalization
9,774
9,754
8,854

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
72,280
- -
53,836
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-2.71%
-5.7%
-8.2%
Free Cash Flow
-443.33%
16.49%
-81.36%
Net Income, GAAP
-2.13%
11.65%
26.32%
Sales/Revenue/Turnover
-1.01%
0.33%
8.16%
Total Cash Common Dividend
- -
- -
6.08%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,935
2,899
2,993
2,991
11,818
2025
- -
- -
- -
- -
11,138
2026
- -
- -
- -
- -
12,047

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
41.07
- -
- -
- -
98.98
2025
- -
- -
- -
- -
105.03
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
29.65
2025
- -
- -
- -
- -
29.85
2026
- -
- -
- -
- -
- -
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Business
The Daito Bank, Ltd. is a regional bank in Japan primarily engaged in providing comprehensive banking and financial services to individual and corporate customers. Its core products and services include deposits such as time and foreign currency time deposits; various loans including housing, car, education, card, free, and business loans; as well as annuity, life, cancer, medical, and financial insurance products. The bank also offers credit card services, safe-deposit boxes, credit guarantees, currency exchange, institutional loans, internet banking, and leasing services through its Leasing Business segment. Additionally, it provides investment products such as government bonds and securities investment trusts along with over-the-counter sales of insurance products. The company operates mainly in Japan, with headquarters located in Koriyama City, Fukushima Prefecture. The Daito Bank was founded in 1942. In the last 1-2 years, the bank has made notable operational changes, including executing an equity buyback program announced in May 2024, demonstrating shareholder value focus. While there have been no reports of major acquisitions or strategic alliances publicly disclosed recently, the bank continues to expand its service offerings digitally, enhancing its internet banking capabilities and broadening its credit guarantee and leasing businesses to meet evolving customer needs. The bank’s strategic emphasis appears focused on maintaining stable earnings through diversified financial products and services tailored to both individual consumers and businesses within the region. The Daito Bank operates within the financial services industry, segmented into banking, leasing, and other related financial service businesses. Its target markets include retail customers in need of banking and loan products and corporate clients requiring credit and leasing facilities. The bank maintains a workforce of around 419 employees and carries out its operations predominantly in the Fukushima region and across Japan more broadly. The company forms part of Japan's regional banking landscape, competing with other local banks while emphasizing community banking services and regional economic support. Overall, The Daito Bank, Ltd. presents as a diversified regional financial institution with a comprehensive suite of banking, loan, credit, leasing, and insurance services supported by evolving digital banking solutions, focused on serving the needs of individuals and businesses in Japan. Its continued operational adjustments, including equity buybacks, suggest an active posture in financial management and shareholder relations. This description integrates recent company developments and detailed product/service offerings reflective of The Daito Bank's current business profile as of late 2025.