- Business
- Aditya Birla Capital Limited (ABCAPITAL.NS), a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and holding company for the Aditya Birla Group's financial services businesses, provides a comprehensive suite of financial solutions across lending, investments, insurance, and payments to retail, SME, corporate, and high-net-worth customers throughout India. Founded in 2007 and headquartered in Mumbai, the company offers core products and services including home loans, personal loans, flexi loans, SME and business finance such as secured business loans, working capital demand loans, invoice discounting, and unsecured business loans; gold loans, loans against property, securities, shares, mutual funds, and life insurance policies; corporate finance encompassing project finance, structured finance, term loans, IPO financing, and promoter funding; asset management through mutual funds (debt, equity, hybrid, index, ETFs, fund of funds, retirement, and children's funds), stocks and securities trading, portfolio management services, wealth management, pension funds, fixed deposits, digital gold and silver, tax solutions, and National Pension System; life insurance products like term plans, ULIPs, savings plans, retirement plans, and human life value calculators; health and general insurance covering health and wellness plans, super top-up, motor, bike, car, eye, dental, hospicash, mental health, nutrition, personal accident, and travel insurance with tele OPD consultations; and digital payments including UPI, bill payments, peer-to-peer transfers, credit track, credit cards, and prepaid gift cards, supported by over 63,750 employees across 1,712 branches and more than 200,000 agents/channel partners managing aggregate assets under management of over Rs. 5.50 lakh crore and a consolidated lending book exceeding Rs. 1.78 lakh crore as of September 30, 2025. In recent developments, the company completed the amalgamation of its wholly-owned subsidiary Aditya Birla Finance Limited into itself effective April 1, 2025, simplifying its corporate structure, enhancing operational efficiencies, improving capital access, and consolidating businesses for accelerated growth and stakeholder value; it invested INR 100 crore via rights issue in subsidiary Aditya Birla Capital Digital Limited in November 2024 followed by an additional INR 400 million infusion in November 2025 to bolster digital initiatives including direct-to-consumer platforms surpassing 2.5 million users for payments, loans, and insurances alongside B2B platform Udyog Plus expansions.