- Business
- Abirami Financial Services (India) Limited is a Chennai-headquartered financial services company founded in 1993. The company operates primarily in the finance and rental/leasing industry across India. Its main businesses include hire purchase financing; leasing services; lending money against securities as well as movable and immovable properties; and various loan products such as personal loans, business loans including working capital and term loans, vehicle loans for cars and two-wheelers, and home and commercial property loans. Abirami Financial Services also provides investment services including mutual fund advisory and portfolio management, fixed deposits, insurance services comprising life and general insurance products, wealth management, tax advisory and filing, stockbroking and derivatives trading, corporate financial services like debt syndication and project financing, microfinance, and mergers and acquisitions advisory services.
In recent years, the company has maintained a nearly debt-free balance sheet and delivered consistent dividend payouts, with a 25% dividend declared for the financial year 2023-24 and a 15% dividend declared in 2025. It has held its annual general meetings via video conferencing and focused on enhancing shareholder services through electronic voting facilities. There are no widely publicized recent acquisitions or major strategic shifts but the company continues to expand its service offerings in financial advisory, investment, and credit products, aiming to diversify and strengthen its presence in the Indian financial services market.
Abirami Financial Services (India) Limited targets retail and corporate clientele with a comprehensive suite of financial products and services designed to meet personal, business, and investment needs. The company remains under the promotion of its original founders and operates as a listed entity on Indian stock exchanges, emphasizing its stable financial management and shareholder returns.