Albina Community Bancorp
Other OTCTotal Valuation
Albina Community Bancorp carries a market capitalization of 1.79M, placing it among publicly traded companies globally. Its enterprise value stands at 22.02M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.79M |
| Enterprise Value | 22.02M |
Share Statistics
Albina Community Bancorp currently has 1.02M shares outstanding.
| Shares Outstanding | 1.02M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Albina Community Bancorp trades at a trailing price-to-earnings ratio of 9.95. The price-to-sales ratio is 1.04, and the price-to-book ratio stands at 1.19.
| PE Ratio | 9.95 |
| PS Ratio | 1.04 |
| PB Ratio | 1.19 |
| P/TBV Ratio | 0.64 |
| P/FCF Ratio | 8.57 |
| P/OCF Ratio | 8.49 |
Enterprise Valuation
On an enterprise value basis, Albina Community Bancorp trades at an EV/EBITDA multiple of 18.23 and an EV/FCF ratio of 17.81. The EV/Sales ratio of 2.19 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 18.23 provides insight into valuation relative to core operating earnings.
| EV / Sales | 2.19 |
| EV / EBITDA | 18.23 |
| EV / EBIT | 18.23 |
| EV / FCF | 17.81 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 138.35 |
| Debt / EBITDA | 18.64 |
| Interest Coverage | N/A |
Financial Efficiency
Albina Community Bancorp posts a return on equity of 23.82 and a return on invested capital of 3.40.
| Return on Equity (ROE) | 23.82 |
| Return on Assets (ROA) | 0.69 |
| Return on Invested Capital (ROIC) | 3.40 |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Albina Community Bancorp has paid 197,773.00 in income taxes, reflecting an effective tax rate of 15.79.
| Income Tax | 197,773.00 |
| Effective Tax Rate | 15.79 |
Income Statement
Over the trailing twelve months, Albina Community Bancorp generated 10.05M in revenue and converted that into 1.05M in net income, yielding earnings per share of 1.02. EBITDA reached 1.21M, while operating income came in at 1.21M.
| Revenue | 10.05M |
| Gross Profit | N/A |
| Operating Income | 1.21M |
| Pretax Income | 1.25M |
| Net Income | 1.05M |
| EBITDA | 1.21M |
| EBIT | 1.21M |
| Earnings Per Share (EPS) | 1.02 |
Balance Sheet
Albina Community Bancorp holds 11.00M in cash and equivalents against 22.52M in total debt, resulting in a net debt position of 11.53M.
| Cash & Cash Equivalents | 11.00M |
| Total Debt | 22.52M |
| Net Debt | 11.53M |
| Equity (Book Value) | 8.85M |
| Book Value Per Share | 8.65 |
| Working Capital | N/A |
Cash Flow
Albina Community Bancorp produced 1.24M in operating cash flow over the past twelve months.
| Operating Cash Flow | 1.24M |
| Capital Expenditures | N/A |
| Free Cash Flow | 1.24M |
| FCF Per Share | 1.21 |
Margins
Albina Community Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 12.03 and net profit margin of 10.50 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | 12.03 |
| Pretax Margin | 12.46 |
| Profit Margin | 10.50 |
| EBITDA Margin | 12.03 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -132.09 |
| FCF Yield | 11.67 |
Stock Splits
Albina Community Bancorp's most recent stock split took place on May 30, 2006 with a 2:3 split ratio.
| Last Split Date | 5/30/2006 |
| Split Ratio | 2:3 |
Scores
Albina Community Bancorp posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.17 |