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    Banks - Regional
Atlantic Coast Federal Corp.

Atlantic Coast Federal Corp.

ACFC
Atlantic Coast Federal Corp.US flagNASDAQ
10.89
USD
+0.02
- -

Total Valuation

Atlantic Coast Federal Corp. carries a market capitalization of - -, placing it among publicly traded companies globally. Its enterprise value stands at 302.86M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap- -
Enterprise Value302.86M

Share Statistics

Atlantic Coast Federal Corp. currently has 15.55M shares outstanding.

Shares Outstanding15.55M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Atlantic Coast Federal Corp. trades at a trailing price-to-earnings ratio of 51.18. The price-to-sales ratio is 4.76, and the price-to-book ratio stands at -29.10.

PE Ratio51.18
PS Ratio4.76
PB Ratio-29.10
P/TBV Ratio1.73
P/FCF Ratio11.08
P/OCF Ratio11.30

Enterprise Valuation

On an enterprise value basis, Atlantic Coast Federal Corp. trades at an EV/EBITDA multiple of 46.50 and an EV/FCF ratio of 21.10. The EV/Sales ratio of 9.07 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 55.63 provides insight into valuation relative to core operating earnings.

EV / Sales9.07
EV / EBITDA46.50
EV / EBIT55.63
EV / FCF21.10

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity209.59
Debt / EBITDA29.54
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)N/A
Return on Assets (ROA)0.34
Return on Invested Capital (ROIC)0.90
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Atlantic Coast Federal Corp. has paid 4.18M in income taxes, reflecting an effective tax rate of 57.38.

Income Tax4.18M
Effective Tax Rate57.38

Stock Price Statistics

Atlantic Coast Federal Corp.'s stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 10.46, while the 200-day moving average is 9.59.

Beta (5Y)N/A
52-Week Price Change0%
50-Day Moving Average10.46
200-Day Moving Average9.59
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Atlantic Coast Federal Corp. generated 33.41M in revenue and converted that into 3.11M in net income, yielding earnings per share of 0.20. EBITDA reached 6.51M, while operating income came in at 5.44M.

Revenue33.41M
Gross ProfitN/A
Operating Income5.44M
Pretax Income7.29M
Net Income3.11M
EBITDA6.51M
EBIT5.44M
Earnings Per Share (EPS)0.20

Balance Sheet

Atlantic Coast Federal Corp. holds 48.52M in cash and equivalents against 192.38M in total debt, resulting in a net debt position of 143.86M.

Cash & Cash Equivalents48.52M
Total Debt192.38M
Net Debt143.86M
Equity (Book Value)-5.46M
Book Value Per Share-0.35
Working CapitalN/A

Cash Flow

Atlantic Coast Federal Corp. produced 14.07M in operating cash flow over the past twelve months. After subtracting -283,000.00 in capital expenditures, free cash flow totaled 13.79M - equivalent to 0.89 per share.

Operating Cash Flow14.07M
Capital Expenditures-283,000.00
Free Cash Flow13.79M
FCF Per Share0.89

Margins

Atlantic Coast Federal Corp. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of 16.29 and net profit margin of 9.30 provide insight into operational efficiency.

Gross Margin100.00
Operating Margin16.29
Pretax Margin21.82
Profit Margin9.30
EBITDA Margin19.49

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-1.98
FCF Yield9.03

Stock Splits

Atlantic Coast Federal Corp.'s most recent stock split took place on February 4, 2011 with a 250:49 split ratio.

Last Split Date2/4/2011
Split Ratio250:49

Scores

Atlantic Coast Federal Corp. posts an Altman Z-Score of 0.16, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.16