1. Thailand Stocks

  2. •

    Financial Services

  3. •

    Financial - Credit Services
AEON Thana Sinsap (Thailand) Public Company Limited

AEON Thana Sinsap (Thailand) Public Company Limited

AEONTS-R.BK
AEON Thana Sinsap (Thailand) Public Company LimitedTH flagStock Exchange of Thailand
106.50
THB
+1.00
- -
26.32BMarket Cap
AEON Thana Sinsap (Thailand) Public Company Limited
AEONTS-R.BK
(Stock Exchange of Thailand)

Recent

price

106.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
40.29
33.04
38.89
49.98
56.88
58.38
60.73
63.82
70.81
80.21
71.85
70.49
74.93
71.82
70.6
69.52
70.07
Revenue per Share
3.84
0.64
6.75
10.01
9.67
9.79
9.61
11.87
14.03
15.9
14.76
14.21
15.26
13.04
11.44
12.44
12.43
Basic EPS, GAAP
3.72
-10.86
-20.93
-26.59
-8.87
-6.58
1.58
-24.19
-11.76
-12.9
29.43
1.06
3.27
16.05
16.42
24.46
17.22
Free Cash Flow per Basic Share
1.05
2.42
2.91
3.45
3.45
3.45
3.47
3.51
4.78
4.96
4.49
5.23
5.22
5.54
5.56
5.66
5.57
Dividend per Share
6.94
3.89
7.62
14.17
20.37
27.33
33.43
41.89
51.3
62.21
50.89
60.24
70.53
78.14
84.48
90.86
87.12
Book Value per Share
23.34
21.98
26.2
33.15
38.83
46.42
52.73
61.18
71.44
81.91
66.73
77.37
89.7
96.84
105
110.01
107.66
Tangible Book Value per Share
250
250
250
250
250
250
250
250
250
250
250
250
250
250
250
249
250
Basic Weighted Avg Shares
10,071
8,260
9,721
12,494
14,221
14,596
15,182
15,955
17,703
20,053
17,962
17,623
18,732
17,955
17,650
17,284
17,517
Sales/Revenue/Turnover
30.35
11.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
464
569
564
544
559
578
563
573
554
549
1,123
1,099
1,052
1,020
971
944
954
Depreciation Expense
959
161
1,688
2,501
2,418
2,446
2,403
2,966
3,506
3,975
3,690
3,553
3,815
3,259
2,860
3,094
3,108
Net Income, GAAP
31.61
58.22
25.41
20.26
20.19
20.27
19.74
19.38
19.57
19.9
20.81
21.86
20.12
19.79
23.32
20.15
23.13
Effective Tax Rate (%)
9.52
1.95
17.37
20.02
17
16.76
15.83
18.59
19.81
19.82
20.54
20.16
20.37
18.15
16.21
17.9
17.74
Profit Margin (%)
26,545
25,214
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
25,790
25,249
26,344
36,314
35,760
38,612
42,811
42,795
50,570
50,686
48,728
39,509
49,291
43,187
37,265
31,946
40,473
LT Debt
6,737
6,382
7,258
8,907
10,445
12,257
13,773
15,822
18,388
21,125
17,380
20,264
23,348
25,062
27,054
28,129
27,733
Total Equity
5.41
0.97
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
5.84
2.18
4.12
5.34
4.57
4.12
3.73
4.38
4.69
4.72
4.57
4.47
4.41
3.77
3.36
3.84
3.63
Return on Capital (%)
27.18
11.9
117.37
91.83
55.99
41.03
31.64
31.5
30.1
28.02
26.1
25.58
23.34
17.54
14.07
14.16
15.05
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Aug'25
Nov'25
May'26
ST Debt
25,139
29,709
18,544
LT Borrowings
36,675
31,198
40,082
LT Finance Leases
360
388
391
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
250
250
249
Market Capitalization
32,000
30,875
25,748

Working Capital

FRC

•

in mil. unless spec.
Aug'25
Nov'25
May'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,519
3,950
4,538
Accounts Receivable, Net
41
43
62
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2,569
2,130
2,136
ST Debt
25,139
29,709
18,544
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.17%
10.22%
3.97%
Free Cash Flow
-157.09%
110.37%
48.13%
Net Income, GAAP
3.11%
-2.99%
8.17%
Sales/Revenue/Turnover
1.94%
-0.7%
-2.07%
Total Cash Common Dividend
5.63%
4.82%
1.26%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,491
4,651
4,426
4,387
17,955
2025
4,423
4,619
4,300
4,308
17,650
2026
4,290
4,259
4,389
- -
17,284

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.47
3.37
2.82
- -
13.04
2025
2.1
3.29
3.15
- -
11.44
2026
3.09
2.49
- -
- -
12.44

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
2.96
2.55
- -
5.54
2025
- -
2.98
2.56
- -
5.56
2026
0.01
2.55
- -
- -
5.66
Similar Companies
Fusion Micro Finance Limited (FUSION.BO)
Avis Budget Group, Inc. (0HK4.L)
S&U plc (SUS.L)
Maha Rashtra Apex Corporation Limited (MAHAPEXLTD.BO)
BCL Enterprises Limited (BCLENTERPR.BO)
Nicholas Financial, Inc. (NICK)
Business
AEON Thana Sinsap (Thailand) Public Company Limited (AEONTS-R.BK) operates as a leading financial services provider in Thailand, offering a comprehensive range of consumer finance products and services including hire purchase financing for motorcycles, passenger cars, light trucks and pick-up vehicles; personal loans; credit card services; and insurance brokerage. The company provides these through its extensive branch network and digital channels, targeting retail customers across urban and rural areas in Thailand. Established in 1992 and headquartered in Bangkok, AEON Thana Sinsap serves as a subsidiary of AEON Financial Service Co., Ltd., with operations focused exclusively on the Thai market. In recent developments, the company reported strong growth in its motorcycle financing segment amid rising demand in 2024-2025, expanded its digital lending platforms to enhance customer accessibility, and strengthened strategic partnerships with major motorcycle and automotive manufacturers for exclusive financing deals. Additionally, AEON Thana Sinsap launched new personal loan products tailored for small businesses and participated in funding initiatives to support sustainable lending practices as of late 2025.