Assurant, Inc.
New York Stock ExchangeTotal Valuation
Assurant, Inc. carries a market capitalization of 14.16B, placing it among publicly traded companies globally. Its enterprise value stands at 10.88B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 14.16B |
| Enterprise Value | 10.88B |
Share Statistics
Assurant, Inc. currently has 49.38M shares outstanding.
| Shares Outstanding | 49.38M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Assurant, Inc. trades at a trailing price-to-earnings ratio of 12.63. The price-to-sales ratio is 1.00, and the price-to-book ratio stands at 2.17.
| PE Ratio | 12.63 |
| PS Ratio | 1.00 |
| PB Ratio | 2.17 |
| P/TBV Ratio | 4.49 |
| P/FCF Ratio | 6.50 |
| P/OCF Ratio | 7.18 |
Enterprise Valuation
| EV / Sales | 0.81 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 5.00 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 36.21 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 18.34 |
| Return on Assets (ROA) | 2.97 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 14.53 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Assurant, Inc. has paid 263.70M in income taxes, reflecting an effective tax rate of 19.87.
| Income Tax | 263.70M |
| Effective Tax Rate | 19.87 |
Stock Price Statistics
Assurant, Inc.'s stock has gained approximately 34.94215% over the past 52 weeks. The 50-day moving average sits at 280.67, while the 200-day moving average is 245.83.
| Beta (5Y) | N/A |
| 52-Week Price Change | 34.94215% |
| 50-Day Moving Average | 280.67 |
| 200-Day Moving Average | 245.83 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Assurant, Inc. generated 13.46B in revenue and converted that into 1.06B in net income, yielding earnings per share of 21.06.
| Revenue | 13.46B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 1.33B |
| Net Income | 1.06B |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 21.06 |
Balance Sheet
Assurant, Inc. holds 4.59B in cash and equivalents against 2.21B in total debt, resulting in a net debt position of 509.40M.
| Cash & Cash Equivalents | 4.59B |
| Total Debt | 2.21B |
| Net Debt | 509.40M |
| Equity (Book Value) | 6.10B |
| Book Value Per Share | 123.48 |
| Working Capital | N/A |
Cash Flow
Assurant, Inc. produced 1.87B in operating cash flow over the past twelve months. After subtracting -215.10M in capital expenditures, free cash flow totaled 1.66B - equivalent to 33.10 per share.
| Operating Cash Flow | 1.87B |
| Capital Expenditures | -215.10M |
| Free Cash Flow | 1.66B |
| FCF Per Share | 33.10 |
Margins
Assurant, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 9.86 |
| Profit Margin | 7.90 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of 16.61 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 3.53 |
| Dividend Yield | N/A |
| Payout Ratio | 16.61 |
| Shareholder Yield | 3.52 |
| FCF Yield | 15.38 |
Scores
Assurant, Inc. posts an Altman Z-Score of 0.89, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.89 |