- Business
- Alpcot Holding AB (publ) (ALPCOT-B.ST) operates a digital platform for personal finance, savings, investments, insurance intermediation, and advisory services in the Swedish financial industry. The company provides custody accounts, discounted fund dealing including access to one of Sweden's largest discounted fund platforms, stock and ETF trading, pension optimization tools, insurance brokerage focused on occupational pension plans and risk insurance, discretionary portfolio management, proprietary funds such as Alpcot Equities and Alpcot Fixed Income, private banking services with tiered offerings for high-net-worth clients, and the Curo Professional platform for external financial advisers; additional services encompass capital management for excess liquidity, generational planning, legal and property protection advisory, fund rebates credited back to clients, and integrations for aggregating external accounts via partners like Tink. Founded in 2005 in London with Swedish operations expanding in 2014, Alpcot Holding AB (publ) maintains headquarters at Grev Turegatan 18 in Stockholm, Sweden, employs approximately 30 people, and conducts activities primarily in Sweden with asset management presence in the UK and planned international expansion; it operates as a subsidiary of Alpcot Ltd through entities including Alpcot AB, Alpcot Fribrev AB, and Alpcot Capital Management Ltd. Recent developments include the June 2025 agreement to acquire Luxembourg-based wealth manager Gadd & Cie S.A. for SEK 93.7m in a merger expected to close in Q4 2025, adding approximately SEK 4bn in assets under management including the Gadd SMP Fund, enhancing high-net-worth client exposure, and broadening geographic reach with branches in Luxembourg, Geneva, and Stockholm; a renewed strategic partnership with Tydliga AB through 2028 for co-marketing advisory tools and back-office integration on the Curo platform; March 2024 exclusive partnership with Aktiespararna to distribute a fee-free equity fund exclusively via Alpcot; 2024 collaboration with Pensionera transitioning 22 advisers to its platform targeting SEK 1-3bn in asset migrations; January 2025 partnership with Meriti Capital migrating asset management operations to Alpcot's infrastructure for at least SEK 150m in deposits; and achievement of adjusted EBITDA profitability in Q4 2024 with custody assets under management reaching SEK 9.9bn and over 12,000 clients as of August 2025.