Alerus Financial Corporation
NASDAQ Capital MarketTotal Valuation
Alerus Financial Corporation carries a market capitalization of 814.17M, placing it among publicly traded companies globally. Its enterprise value stands at 294.23M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 814.17M |
| Enterprise Value | 294.23M |
Share Statistics
Alerus Financial Corporation currently has 25.21M shares outstanding.
| Shares Outstanding | 25.21M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Alerus Financial Corporation trades at a trailing price-to-earnings ratio of 22.21. The price-to-sales ratio is 2.65, and the price-to-book ratio stands at 1.92.
| PE Ratio | 22.21 |
| PS Ratio | 2.65 |
| PB Ratio | 1.92 |
| P/TBV Ratio | 1.33 |
| P/FCF Ratio | 6.33 |
| P/OCF Ratio | 6.87 |
Enterprise Valuation
On an enterprise value basis, Alerus Financial Corporation trades at an EV/EBITDA multiple of 15.29 and an EV/FCF ratio of 3.06.
| EV / Sales | 1.29 |
| EV / EBITDA | 15.29 |
| EV / EBIT | N/A |
| EV / FCF | 3.06 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 52.52 |
| Debt / EBITDA | 15.68 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 8.74 |
| Return on Assets (ROA) | 0.51 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Alerus Financial Corporation has paid 8.19M in income taxes, reflecting an effective tax rate of 23.20.
| Income Tax | 8.19M |
| Effective Tax Rate | 23.20 |
Stock Price Statistics
Alerus Financial Corporation's stock has gained approximately 46.47378% over the past 52 weeks. The 50-day moving average sits at 29.61, while the 200-day moving average is 24.99.
| Beta (5Y) | N/A |
| 52-Week Price Change | 46.47378% |
| 50-Day Moving Average | 29.61 |
| 200-Day Moving Average | 24.99 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Alerus Financial Corporation generated 227.52M in revenue and converted that into 27.10M in net income, yielding earnings per share of 1.05.
| Revenue | 227.52M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 35.28M |
| Net Income | 27.10M |
| EBITDA | 19.25M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.05 |
Balance Sheet
Alerus Financial Corporation holds 609.45M in cash and equivalents against 301.80M in total debt, resulting in a net debt position of 130.39M.
| Cash & Cash Equivalents | 609.45M |
| Total Debt | 301.80M |
| Net Debt | 130.39M |
| Equity (Book Value) | 312.91M |
| Book Value Per Share | 12.33 |
| Working Capital | N/A |
Cash Flow
Alerus Financial Corporation produced 87.63M in operating cash flow over the past twelve months. After subtracting -8.67M in capital expenditures, free cash flow totaled 78.96M - equivalent to 3.11 per share.
| Operating Cash Flow | 87.63M |
| Capital Expenditures | -8.67M |
| Free Cash Flow | 78.96M |
| FCF Per Share | 3.11 |
Margins
Alerus Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 15.51 |
| Profit Margin | 11.91 |
| EBITDA Margin | 8.46 |
Dividends & Yields
The company's payout ratio of 76.87 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.82 |
| Dividend Yield | N/A |
| Payout Ratio | 76.87 |
| Shareholder Yield | 27.48 |
| FCF Yield | 15.80 |
Stock Splits
Alerus Financial Corporation's most recent stock split took place on September 15, 2014 with a 1:3 split ratio.
| Last Split Date | 9/15/2014 |
| Split Ratio | 1:3 |
Scores
Alerus Financial Corporation posts an Altman Z-Score of 0.20, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.20 |