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Alerus Financial Corporation

Alerus Financial Corporation

ALRS
Alerus Financial CorporationUS flagNASDAQ Capital Market
33.79
USD
+0.42
- -
849.10MMarket Cap

Total Valuation

Alerus Financial Corporation carries a market capitalization of 849.10M, placing it among publicly traded companies globally. Its enterprise value stands at 635.38M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap849.10M
Enterprise Value635.38M

Share Statistics

Alerus Financial Corporation currently has 24.99M shares outstanding.

Shares Outstanding24.99M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Alerus Financial Corporation trades at a trailing price-to-earnings ratio of 28.41. The price-to-sales ratio is 3.37, and the price-to-book ratio stands at 1.33.

PE Ratio28.41
PS Ratio3.37
PB Ratio1.33
P/TBV Ratio1.69
P/FCF Ratio7.83
P/OCF Ratio8.24

Enterprise Valuation

On an enterprise value basis, Alerus Financial Corporation trades at an EV/EBITDA multiple of 32.61 and an EV/FCF ratio of 6.24.

EV / Sales2.72
EV / EBITDA32.61
EV / EBITN/A
EV / FCF6.24

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity76.65
Debt / EBITDA22.94
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)4.96
Return on Assets (ROA)0.52
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Alerus Financial Corporation has paid 8.50M in income taxes, reflecting an effective tax rate of 23.47.

Income Tax8.50M
Effective Tax Rate23.47

Stock Price Statistics

Alerus Financial Corporation's stock has gained approximately 49.6457% over the past 52 weeks. The 50-day moving average sits at 32.54, while the 200-day moving average is 26.87.

Beta (5Y)N/A
52-Week Price Change49.6457%
50-Day Moving Average32.54
200-Day Moving Average26.87
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Alerus Financial Corporation generated 233.70M in revenue and converted that into 27.71M in net income, yielding earnings per share of 1.08.

Revenue233.70M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income36.20M
Net Income27.71M
EBITDA19.49M
EBITN/A
Earnings Per Share (EPS)1.08

Balance Sheet

Alerus Financial Corporation holds 588.67M in cash and equivalents against 446.99M in total debt, resulting in a net debt position of 295.23M.

Cash & Cash Equivalents588.67M
Total Debt446.99M
Net Debt295.23M
Equity (Book Value)583.14M
Book Value Per Share23.34
Working CapitalN/A

Cash Flow

Alerus Financial Corporation produced 95.54M in operating cash flow over the past twelve months. After subtracting -6.23M in capital expenditures, free cash flow totaled 89.31M - equivalent to 3.53 per share.

Operating Cash Flow95.54M
Capital Expenditures-6.23M
Free Cash Flow89.31M
FCF Per Share3.53

Margins

Alerus Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin15.49
Profit Margin11.86
EBITDA Margin8.34

Dividends & Yields

The company's payout ratio of 76.14 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.83
Dividend YieldN/A
Payout Ratio76.14
Shareholder Yield19.36
FCF Yield12.77

Stock Splits

Alerus Financial Corporation's most recent stock split took place on September 15, 2014 with a 1:3 split ratio.

Last Split Date9/15/2014
Split Ratio1:3

Scores

Alerus Financial Corporation posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.23