American Riviera Bancorp
Other OTCTotal Valuation
American Riviera Bancorp carries a market capitalization of 149.73M, placing it among publicly traded companies globally. Its enterprise value stands at -39.49M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 149.73M |
| Enterprise Value | -39.49M |
Share Statistics
American Riviera Bancorp currently has 5.81M shares outstanding.
| Shares Outstanding | 5.81M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
American Riviera Bancorp trades at a trailing price-to-earnings ratio of 12.37. The price-to-sales ratio is 2.39, and the price-to-book ratio stands at 0.83.
| PE Ratio | 12.37 |
| PS Ratio | 2.39 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 0.50 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 32.74 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.93 |
| Return on Assets (ROA) | 0.71 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, American Riviera Bancorp has paid 3.57M in income taxes, reflecting an effective tax rate of 28.24.
| Income Tax | 3.57M |
| Effective Tax Rate | 28.24 |
Stock Price Statistics
American Riviera Bancorp's stock has gained approximately 35.13233% over the past 52 weeks. The 50-day moving average sits at 25.38, while the 200-day moving average is 23.74.
| Beta (5Y) | N/A |
| 52-Week Price Change | 35.13233% |
| 50-Day Moving Average | 25.38 |
| 200-Day Moving Average | 23.74 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, American Riviera Bancorp generated 46.90M in revenue and converted that into 9.07M in net income, yielding earnings per share of 1.56.
| Revenue | 46.90M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 12.65M |
| Net Income | 9.07M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.56 |
Balance Sheet
American Riviera Bancorp holds 190.20M in cash and equivalents against 38.50M in total debt, resulting in a net debt position of 10.39M.
| Cash & Cash Equivalents | 190.20M |
| Total Debt | 38.50M |
| Net Debt | 10.39M |
| Equity (Book Value) | 135.56M |
| Book Value Per Share | 23.28 |
| Working Capital | N/A |
Margins
American Riviera Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 26.96 |
| Profit Margin | 19.35 |
| EBITDA Margin | N/A |
Stock Splits
American Riviera Bancorp's most recent stock split took place on November 9, 2022 with a 10:11 split ratio.
| Last Split Date | 11/9/2022 |
| Split Ratio | 10:11 |
Scores
American Riviera Bancorp posts an Altman Z-Score of 0.17, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.17 |