ARC Finance Limited

ARC Finance Limited

ARCFIN.BO
ARC Finance LimitedIN flagBombay Stock Exchange
0.53
INR
-0.01
- -
461.90MMarket Cap
ARC Finance Limited
ARCFIN.BO
(Bombay Stock Exchange)

Recent

price

0.53

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
- -
0.11
0.04
-0.03
0.01
0.02
-0.08
- -
0.14
0.27
- -
0.34
Revenue per Share
- -
- -
- -
-0.01
- -
- -
- -
- -
- -
0.04
- -
0.01
Basic EPS, GAAP
- -
-0.02
- -
- -
- -
0.02
-0.16
-0.16
-0.17
-0.47
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
0.76
0.76
0.75
0.76
0.76
0.76
0.77
0.01
0.01
- -
1.07
Book Value per Share
- -
0.76
0.77
0.76
0.76
0.76
0.77
0.77
0.77
0.01
- -
1.21
Tangible Book Value per Share
- -
667
667
667
667
667
667
667
667
872
- -
818
Basic Weighted Avg Shares
- -
71
24
-22
5
14
-54
1
92
233
281
281
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
3.91
23.28
3.49
3.48
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
2
3
3
3
Depreciation Expense
- -
1
1
-6
2
2
3
3
3
33
7
7
Net Income, GAAP
- -
31.56
27.15
- -
0.19
26
26
26
26
26
26
26
Effective Tax Rate (%)
- -
1.94
6.34
26.51
52.91
13.38
-5.26
242.52
2.94
14.22
2.58
2.58
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
7
10
1,075
1,075
Working Capital
- -
- -
10
78
10
1
252
148
161
- -
141
141
LT Debt
508
510
511
505
508
510
513
516
512
10
989
989
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
0.4
11.76
1.27
1.27
Return on Invested Capital (%)
- -
0.27
0.29
- -
0.44
0.36
0.45
0.46
0.66
37.99
1.42
1.42
Return on Capital (%)
- -
0.27
0.29
-1.14
0.48
0.36
0.56
0.64
1.05
473.06
1.65
1.65
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
147
- -
141
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
872
- -
872
Market Capitalization
638
540
368

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
1,104
- -
1,081
Cash, Cash Equivalents & STI
3
- -
5
Accounts Receivable, Net
8
- -
1
Inventories
212
- -
207
Total Current Liabilities
20
- -
6
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
986.55%
1,973.05%
9,962.88%
Free Cash Flow
- -
-163.24%
-102.14%
Net Income, GAAP
- -
219.45%
-78.12%
Sales/Revenue/Turnover
- -
1,263.22%
20.56%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4
5
5
-119
92
2025
6
124
67
124
233
2026
8
200
16
56
281

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
0.06
0.07
- -
0.04
0.04
2026
- -
- -
- -
0.01
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
ARC Finance Limited (ARCFIN.BO) operates as a non-deposit taking non-banking finance company (NBFC) registered with the Reserve Bank of India, primarily engaged in lending activities and investment in securities in India. Incorporated on March 23, 1982, as ARC Modellors & Services Limited and renamed ARC Finance Limited in February 1993, the company is headquartered in Kolkata, West Bengal, and maintains listings on the Bombay Stock Exchange and Calcutta Stock Exchange. It provides an array of financial products and services including secured and unsecured loans and advances; trading and investment in shares and securities; fixed deposit schemes; recurring deposit schemes; microfinance loans to individuals and groups; consumer finance such as personal loans for medical, education, and home improvement needs, and consumer durable loans for appliances and electronics; business loans encompassing small and medium enterprise (SME) financing and working capital facilities; wealth management and financial planning services covering retirement, tax, and estate planning; insurance products including life, health, property, and vehicle coverage; and business consulting for financial management, strategic planning, and risk mitigation. Geographically, ARC Finance Limited focuses operations across India, targeting low-income individuals, small businesses, SMEs, high-net-worth individuals, and corporate clients. In recent developments, the company demonstrates sustained financial growth with total income rising to ₹924.21 lacs in fiscal year 2024 and net income reflecting improved profitability metrics including a net profit margin of 11.53%, alongside revenue of ₹232.96 million and positive earnings per share, underscoring its competitive standing in the finance sector over the past five years.