- Business
- ARC Finance Limited (ARCFIN.BO) operates as a non-deposit taking non-banking finance company (NBFC) registered with the Reserve Bank of India, primarily engaged in lending activities and investment in securities in India. Incorporated on March 23, 1982, as ARC Modellors & Services Limited and renamed ARC Finance Limited in February 1993, the company is headquartered in Kolkata, West Bengal, and maintains listings on the Bombay Stock Exchange and Calcutta Stock Exchange. It provides an array of financial products and services including secured and unsecured loans and advances; trading and investment in shares and securities; fixed deposit schemes; recurring deposit schemes; microfinance loans to individuals and groups; consumer finance such as personal loans for medical, education, and home improvement needs, and consumer durable loans for appliances and electronics; business loans encompassing small and medium enterprise (SME) financing and working capital facilities; wealth management and financial planning services covering retirement, tax, and estate planning; insurance products including life, health, property, and vehicle coverage; and business consulting for financial management, strategic planning, and risk mitigation. Geographically, ARC Finance Limited focuses operations across India, targeting low-income individuals, small businesses, SMEs, high-net-worth individuals, and corporate clients. In recent developments, the company demonstrates sustained financial growth with total income rising to ₹924.21 lacs in fiscal year 2024 and net income reflecting improved profitability metrics including a net profit margin of 11.53%, alongside revenue of ₹232.96 million and positive earnings per share, underscoring its competitive standing in the finance sector over the past five years.