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Arion banki hf.

Arion banki hf.

ARION-SDB.ST
Arion banki hf.SE flagStockholm Stock Exchange
14.62
SEK
+0.02
- -
19.81BMarket Cap
Arion banki hf.
ARION-SDB.ST
(Stockholm Stock Exchange)

Recent

price

14.62

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
26.16
29.38
27.79
23.9
25.06
26.34
29.87
36.54
36.9
44.47
46.71
56.43
53.05
Revenue per Share
14.82
21.75
10.96
7.2
3.87
0.61
7.24
17.96
17.4
17.8
18.31
22.05
22.66
Basic EPS, GAAP
0.47
18.18
7.87
30.12
-14.26
-7.08
-33.6
39.48
37.97
-8.5
15.88
25.35
-3.16
Free Cash Flow per Basic Share
4.05
6.64
- -
- -
8.79
5.01
- -
1.79
15.08
8.54
9.16
11.6
11.29
Dividend per Share
82.42
97.53
99.2
104.42
100.98
69.77
79.37
100.48
110.51
122.56
132.16
146.14
131.86
Book Value per Share
79.08
99.8
103.8
105.94
105.63
100.31
109.2
116.22
120.17
132.17
139.83
151.09
137.52
Tangible Book Value per Share
1,930
1,930
1,930
2,000
1,841
1,809
1,723
1,593
1,491
1,447
1,426
1,389
1,427
Basic Weighted Avg Shares
50,492
56,704
53,638
47,790
46,139
47,646
51,458
58,203
55,017
64,342
66,609
78,381
75,686
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,034
1,656
1,842
1,288
1,321
1,546
1,592
1,924
1,719
1,886
1,697
1,661
1,713
Depreciation Expense
28,594
41,968
21,147
14,400
7,116
1,096
12,476
28,605
25,945
25,755
26,111
30,626
32,333
Net Income, GAAP
17.7
5.98
23.37
28.26
31.17
20.9
16.17
19.95
33.87
27.15
25.43
27.69
24.71
Effective Tax Rate (%)
56.63
74.01
39.43
30.13
15.42
2.3
24.25
49.15
47.16
40.03
39.2
39.07
42.72
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
232,219
266,423
339,476
384,998
424,314
325,742
335,794
392,603
440,864
462,813
478,691
539,208
526,170
LT Debt
162,212
201,894
211,384
225,734
200,859
189,825
197,845
194,598
187,956
199,301
207,086
217,391
204,195
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
24.17
11.14
7.19
3.61
0.7
9.49
19.27
15.97
15.06
14.28
15.65
17.83
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,413
1,395
1,383
Market Capitalization
238,532
216,121
235,584

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
124,094
124,808
114,114
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.91%
1.98%
4.98%
Free Cash Flow
-17.2%
-113.81%
55.46%
Net Income, GAAP
95.95%
27.58%
17.29%
Sales/Revenue/Turnover
3.73%
9.16%
17.67%
Total Cash Common Dividend
- -
120.53%
23.4%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14,450
16,843
17,418
17,900
66,609
2025
19,026
21,342
19,026
- -
78,381
2026
19,460
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.07
3.86
5.62
- -
18.31
2025
4.59
6.59
- -
- -
22.05
2026
5.33
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9.02
- -
- -
- -
9.16
2025
11.51
- -
- -
- -
11.6
2026
11.49
- -
- -
- -
- -
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Business
Arion banki hf. (ARION-SDB.ST) is an Iceland-based universal bank that provides comprehensive financial services to companies, institutional investors, individuals and households; its core offerings span retail banking including deposit accounts, savings accounts, mortgages and payment solutions; corporate and investment banking encompassing guarantees, loans, value-added digital services and comprehensive financial solutions for domestic and international clients; capital markets and treasury services; asset management through its wholly-owned subsidiary Stefnir hf.; and wealth management for private banking clients. The bank operates exclusively in Iceland, where it holds a leading position with approximately 29% market share, and targets retail customers, corporates and institutional investors primarily within the Icelandic market. Founded in 2008 and headquartered at Borgartúni 19 in Reykjavik, the bank recently signed a letter of intent on July 6, 2025, for a proposed merger with Kvika bank hf.; issued EUR 300 million in senior preferred notes; launched a share buy-back program authorized in April 2025; entered market making agreements for its covered bonds with Íslandsbanki, Kvika and Landsbankinn; and conducted multiple covered bond auctions and exchange offers including one on October 1, 2025.