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    Banks - Regional
Aareal Bank AG

Aareal Bank AG

ARLN.F
Aareal Bank AGundefined flagFrankfurt Stock Exchange
33.06
EUR
-0.06
- -
1.98BMarket Cap
Aareal Bank AG
ARLN.F
(Frankfurt Stock Exchange)

Recent

price

33.06

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
12.21
13.47
13.5
13.33
11.19
12.3
15.27
17.59
17.46
15.57
14.35
14.85
13.37
14.65
17.74
- -
- -
Revenue per Share
0.99
1.03
1.6
2.11
1.75
1.95
5.28
5.93
3.59
3.46
3.74
2.69
-1.24
1.12
2.56
- -
- -
Basic EPS, GAAP
31.99
20.12
-7.52
-39.61
80.56
-58.39
-34.23
-9.56
-4.08
13.13
-5.43
7.55
49.58
43.22
-21.62
- -
- -
Free Cash Flow per Basic Share
0.44
- -
- -
- -
- -
- -
0.75
1.32
1.9
2.26
2.76
2.36
0.27
0.63
0.23
- -
- -
Dividend per Share
18.73
19.11
20.3
20.48
20.05
21.58
25.68
30.29
31.98
33.05
33.03
33.28
34.78
35.37
37.69
- -
- -
Book Value per Share
28.75
42.08
39.88
38.48
37.21
39.14
43.65
48.75
50.17
46.29
46.28
44.87
46.11
44.56
44.97
- -
- -
Tangible Book Value per Share
48
48
47
54
60
60
60
60
60
60
60
60
60
60
60
- -
- -
Basic Weighted Avg Shares
580
640
641
722
670
736
914
1,053
1,045
932
859
889
800
877
1,062
1,301
1,257
Sales/Revenue/Turnover
20.17
13.59
20.9
- -
26.27
26.9
47.7
44.63
35.02
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
89
29
58
31
23
20
21
27
38
27
16
46
45
48
59
74
- -
Depreciation Expense
47
49
76
114
105
117
316
355
215
207
224
161
-74
67
153
71
26
Net Income, GAAP
40.91
22.99
29.85
28.11
29.55
31.31
23.17
20.43
36.07
35.06
28.48
34.27
- -
56.13
35.98
67.79
51.44
Effective Tax Rate (%)
8.1
7.66
11.86
15.79
15.67
15.9
34.57
33.71
20.57
22.21
26.08
18.11
-9.25
7.64
14.41
5.46
2.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
10,733
10,382
10,272
10,617
10,308
9,103
9,833
8,863
1,366
27,351
27,415
25,578
29,227
31,287
26,855
27,069
25,908
LT Debt
1,452
2,077
1,985
2,169
2,317
2,450
2,723
3,044
3,129
2,924
2,928
2,861
2,967
3,061
3,258
3,300
3,281
Total Equity
0.91
0.54
0.76
- -
0.97
1.12
2.76
3.03
2.82
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.35
5.45
8.12
11
9.09
9.39
22.34
21.19
11.54
10.64
11.33
8.11
-3.63
3.19
7
3.11
1.13
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
60
60
60
Market Capitalization
1,979
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
977
3,153
1,658
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.16%
2.46%
1.29%
Free Cash Flow
-34.31%
78.24%
236.48%
Net Income, GAAP
-14.24%
-57.97%
-53.59%
Sales/Revenue/Turnover
6.67%
9.34%
22.5%
Total Cash Common Dividend
- -
-1.49%
21.43%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
234
288
231
251
1,062
2023
293
316
285
408
1,301
2024
333
231
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
0.3
0.65
0.72
0.89
2.56
2023
0.85
0.27
- -
- -
- -
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.23
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
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Business
Aareal Bank AG (ARL exonerN.F) is a Germany-based specialized property finance bank that provides customized financing solutions to international real estate and strategic operating companies. The company offers a range of products and services including structured property finance, deposit-taking business, asset management, digital platform solutions for loan processing and administration, sales and distribution services for funding products, and consulting services for real estate investors and operators; its key offerings encompass non-recourse financing for commercial property projects, refinancing solutions, investment management for real estate portfolios, and technology platforms such as Aareon for smart real estate management. Aareal Bank operates primarily in Europe, North America, and Asia-Pacific, serving clients such as institutional property investors, developers, and corporate operators in sectors like retail, office, hotel, and logistics properties. Founded in 1923 as Deutsche Hypothekenbank and headquartered in Wiesbaden, Germany, the bank focuses on mid-cap financing markets and maintains subsidiaries including Aareal Bank Asia Limited in Singapore and Aareal Bank America in the United States. In recent developments, Aareal Bank completed the sale of its subsidiary Aareon Group to PAI Partners in 2024, enabling a strategic refocus on core property financing activities; the company also reported strong performance in 2024 with net income rising to EUR 2.4 million amid portfolio growth and cost efficiencies, alongside ongoing expansion of its digital platforms and selective new financings in key European and US markets.