Arrow Financial Corporation
NASDAQ Global SelectTotal Valuation
Arrow Financial Corporation carries a market capitalization of 654.05M, placing it among publicly traded companies globally. Its enterprise value stands at 274.95M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 654.05M |
| Enterprise Value | 274.95M |
Share Statistics
Arrow Financial Corporation currently has 16.55M shares outstanding.
| Shares Outstanding | 16.55M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Arrow Financial Corporation trades at a trailing price-to-earnings ratio of 13.11. The price-to-sales ratio is 3.84, and the price-to-book ratio stands at 1.52.
| PE Ratio | 13.11 |
| PS Ratio | 3.84 |
| PB Ratio | 1.52 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | 11.35 |
| P/OCF Ratio | 12.94 |
Enterprise Valuation
On an enterprise value basis, Arrow Financial Corporation trades at an EV/EBITDA multiple of 51.15 and an EV/FCF ratio of 4.64.
| EV / Sales | 1.57 |
| EV / EBITDA | 51.15 |
| EV / EBIT | N/A |
| EV / FCF | 4.64 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 75.08 |
| Debt / EBITDA | 62.34 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.00 |
| Return on Assets (ROA) | 1.15 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Arrow Financial Corporation has paid 13.32M in income taxes, reflecting an effective tax rate of 20.61.
| Income Tax | 13.32M |
| Effective Tax Rate | 20.61 |
Stock Price Statistics
Arrow Financial Corporation's stock has gained approximately 35.05119% over the past 52 weeks. The 50-day moving average sits at 39.85, while the 200-day moving average is 35.67.
| Beta (5Y) | N/A |
| 52-Week Price Change | 35.05119% |
| 50-Day Moving Average | 39.85 |
| 200-Day Moving Average | 35.67 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Arrow Financial Corporation generated 175.20M in revenue and converted that into 51.29M in net income, yielding earnings per share of 3.12.
| Revenue | 175.20M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 64.60M |
| Net Income | 51.29M |
| EBITDA | 5.38M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.12 |
Balance Sheet
Arrow Financial Corporation holds 738.31M in cash and equivalents against 335.08M in total debt, resulting in a net debt position of 143.40M.
| Cash & Cash Equivalents | 738.31M |
| Total Debt | 335.08M |
| Net Debt | 143.40M |
| Equity (Book Value) | 446.31M |
| Book Value Per Share | 26.98 |
| Working Capital | N/A |
Cash Flow
Arrow Financial Corporation produced 51.97M in operating cash flow over the past twelve months. After subtracting -7.32M in capital expenditures, free cash flow totaled 44.65M - equivalent to 2.72 per share.
| Operating Cash Flow | 51.97M |
| Capital Expenditures | -7.32M |
| Free Cash Flow | 44.65M |
| FCF Per Share | 2.72 |
Margins
Arrow Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 36.87 |
| Profit Margin | 29.27 |
| EBITDA Margin | 3.07 |
Dividends & Yields
The company's payout ratio of 37.92 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.19 |
| Dividend Yield | N/A |
| Payout Ratio | 37.92 |
| Shareholder Yield | -1.73 |
| FCF Yield | 8.81 |
Stock Splits
Arrow Financial Corporation's most recent stock split took place on September 19, 2023 with a 100:103 split ratio.
| Last Split Date | 9/19/2023 |
| Split Ratio | 100:103 |
Scores
Arrow Financial Corporation posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |