Arrow Financial Corporation
NASDAQ Global SelectTotal Valuation
Arrow Financial Corporation carries a market capitalization of 591.41M, placing it among publicly traded companies globally. Its enterprise value stands at -269.85M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 591.41M |
| Enterprise Value | -269.85M |
Share Statistics
Arrow Financial Corporation currently has 16.53M shares outstanding.
| Shares Outstanding | 16.53M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Arrow Financial Corporation trades at a trailing price-to-earnings ratio of 10.79. The price-to-sales ratio is 3.22, and the price-to-book ratio stands at 4.15.
| PE Ratio | 10.79 |
| PS Ratio | 3.22 |
| PB Ratio | 4.15 |
| P/TBV Ratio | 1.33 |
| P/FCF Ratio | 10.70 |
| P/OCF Ratio | 11.87 |
Enterprise Valuation
| EV / Sales | 8.56 |
| EV / EBITDA | 255.18 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 6.63 |
| Debt / EBITDA | 5.34 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 43.74 |
| Return on Assets (ROA) | 1.14 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Arrow Financial Corporation has paid 13.47M in income taxes, reflecting an effective tax rate of 20.86.
| Income Tax | 13.47M |
| Effective Tax Rate | 20.86 |
Stock Price Statistics
Arrow Financial Corporation's stock has gained approximately 40.14884% over the past 52 weeks. The 50-day moving average sits at 35.89, while the 200-day moving average is 32.10.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40.14884% |
| 50-Day Moving Average | 35.89 |
| 200-Day Moving Average | 32.10 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Arrow Financial Corporation generated 171.16M in revenue and converted that into 51.13M in net income, yielding earnings per share of 3.11.
| Revenue | 171.16M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 64.60M |
| Net Income | 51.13M |
| EBITDA | 5.46M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.11 |
Balance Sheet
Arrow Financial Corporation holds 850.57M in cash and equivalents against 29.17M in total debt, resulting in a net debt position of -261.34M.
| Cash & Cash Equivalents | 850.57M |
| Total Debt | 29.17M |
| Net Debt | -261.34M |
| Equity (Book Value) | 132.87M |
| Book Value Per Share | 8.09 |
| Working Capital | N/A |
Cash Flow
Arrow Financial Corporation produced 46.45M in operating cash flow over the past twelve months. After subtracting -5.12M in capital expenditures, free cash flow totaled 41.34M - equivalent to 2.52 per share.
| Operating Cash Flow | 46.45M |
| Capital Expenditures | -5.12M |
| Free Cash Flow | 41.34M |
| FCF Per Share | 2.52 |
Margins
Arrow Financial Corporation operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 37.74 |
| Profit Margin | 29.87 |
| EBITDA Margin | 3.19 |
Dividends & Yields
The company's payout ratio of 37.46 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.17 |
| Dividend Yield | N/A |
| Payout Ratio | 37.46 |
| Shareholder Yield | -3.51 |
| FCF Yield | 9.34 |
Stock Splits
Arrow Financial Corporation's most recent stock split took place on September 19, 2023 with a 100:103 split ratio.
| Last Split Date | 9/19/2023 |
| Split Ratio | 100:103 |
Scores
Arrow Financial Corporation posts an Altman Z-Score of 0.15, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.15 |