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Assicurazioni Generali S.p.A.

Assicurazioni Generali S.p.A.

ASG.DE
Assicurazioni Generali S.p.A.DE flagDeutsche Börse
42.95
EUR
+0.06
- -
64.34BMarket Cap
Assicurazioni Generali S.p.A.
ASG.DE
(Deutsche Börse)

Recent

price

42.95

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
56.07
46.27
49.52
50.6
53.51
55.7
51.59
49.67
43.88
56.9
50.11
59.72
21.05
43.4
38.47
48.97
- -
Revenue per Share
1.3
0.56
0.06
1.24
1.07
1.3
1.34
1.35
1.48
1.7
1.11
1.81
1.42
2.43
2.45
2.76
- -
Basic EPS, GAAP
12.33
8.34
6.34
8.34
12.69
11.54
12.09
10.45
9.59
12.97
12.32
11.11
6.59
1.12
10.11
12.99
- -
Free Cash Flow per Basic Share
0.79
0.45
0.2
0.2
0.45
0.6
0.72
0.8
0.8
0.9
0.5
1.47
1.22
1.16
1.31
1.43
- -
Dividend per Share
6.82
1.57
1.07
2.24
2.07
2.3
2.34
2.35
2.48
2.7
2.12
2.81
2.43
3.46
3.5
3.81
- -
Book Value per Share
6.07
4.79
7.67
7.79
10.02
10.32
10.78
11.14
10.17
13.04
14.13
13.92
12.06
13.81
13.96
14.92
- -
Tangible Book Value per Share
1,547
1,541
1,541
1,548
1,556
1,556
1,559
1,561
1,564
1,568
1,569
1,573
1,570
1,542
1,522
1,514
1,502
Basic Weighted Avg Shares
86,744
71,291
76,299
78,338
83,260
86,690
80,411
77,519
68,624
89,212
78,648
93,943
33,057
66,939
58,527
74,133
- -
Sales/Revenue/Turnover
3.27
- -
2.15
2.97
3.55
3.93
3.93
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
497
528
410
594
583
608
562
555
771
836
776
1,072
- -
- -
- -
- -
Depreciation Expense
2,018
856
94
1,915
1,670
2,030
2,081
2,110
2,309
2,670
1,744
2,847
2,235
3,747
3,724
4,172
- -
Net Income, GAAP
30.64
36.12
78.61
31.37
34.98
32.64
29.37
32.67
32.64
31.28
34.66
30.22
34.97
27.56
30.51
26.98
- -
Effective Tax Rate (%)
2.33
1.2
0.12
2.44
2.01
2.34
2.59
2.72
3.36
2.99
2.22
3.03
6.76
5.6
6.36
5.63
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,041
3,303
19,598
17,881
16,800
15,385
15,097
15,252
14,535
14,180
13,424
16,572
36,224
35,345
37,543
39,571
- -
LT Debt
20,064
17,810
21,726
21,405
24,185
24,707
25,667
26,178
24,643
29,852
31,796
31,876
28,973
31,285
33,096
34,788
- -
Total Equity
7.38
- -
1.02
3.49
4.17
5.04
4.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
28.63
11.31
0.61
10.65
9.98
12.22
13.45
13.08
14.19
15.78
10.42
14.32
7.27
9.25
9.21
7.86
- -
Return on Capital (%)
30.09
13.21
4.63
74.76
49.86
59.58
57.58
57.71
61.2
65.81
46.14
73.49
54.18
81.8
69.83
75.16
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
39,571
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
1,503
- -
Market Capitalization
50,414
53,947
51,841

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
249,059
- -
Accounts Receivable, Net
- -
4,430
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.77%
2%
5.11%
Free Cash Flow
69.64%
136.46%
27.86%
Net Income, GAAP
11.51%
24.16%
12.03%
Sales/Revenue/Turnover
6.71%
14.25%
26.66%
Total Cash Common Dividend
- -
38.33%
9.32%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
58,527
2025
- -
- -
- -
- -
74,133
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.45
2025
- -
- -
- -
- -
2.76
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.31
2025
- -
- -
- -
- -
1.43
2026
- -
- -
- -
- -
- -
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Business
Assicurazioni Generali S.p.A. (Generali) operates as one of the largest integrated insurance and asset management groups worldwide, offering life insurance; property and casualty (P&C) insurance, including individual and family protection, savings, unit-linked, health, home, and accident policies; and asset management solutions for listed and unlisted financial instruments, alongside services for retail customers, small and medium enterprises (SMEs), and corporates. The company maintains business units in Italy; Germany, Austria, and Switzerland; France and Global Business Activities; International; and Asset & Wealth Management, with operations spanning over 50 countries and serving 71 million customers. Generali provides P&C insurance and specialty solutions through Generali Global Corporate & Commercial (GC&C) in over 180 countries; Banca Generali serves as a majority-owned banking subsidiary. Founded in 1831 and headquartered in Trieste, Italy, Generali targets diverse markets including Europe (notably Italy, France, Germany), Asia, Latin America, and the US. In recent developments, the company completes the integration of the former Liberty Seguros business in Spain and Portugal, acquired in January 2024 as its largest transaction; launches the Lifetime Partner 27: Driving Excellence three-year strategic plan in January 2025, targeting 8-10% EPS CAGR, over €11 billion in net holding cash flow, and normalized capital generation above €14 billion; announces a non-binding memorandum of understanding in January 2025 with BPCE to form a 50/50 joint venture combining Generali Investments Holding and Natixis Investment Managers into Europe's largest asset manager; unveils the GC&C 2025-27 Next Level plan in April 2025, emphasizing specialty lines, cyber, alternative risk transfer, parametric solutions, and geographic expansion in Germany, Iberia, Latin America, and Asia; and finalizes Generali Investments' acquisition of a majority stake in US-based MGG Investment Group in October 2025. These initiatives underscore Generali's focus on strategic growth, operational optimization, digital capabilities, and sustainability amid a new organizational setup.