QBE Insurance Group Limited

QBE Insurance Group Limited

26.38
AUD
+0.36
(+1.38%)
2.11EPS
9.29P/E
29.95BMarket Cap
Feb 19Next Earn

Total Valuation

AUD

As of December 31, 2025, QBE Insurance Group Limited carries a market capitalization of 29.95B, placing it among publicly traded companies globally. Its enterprise value stands at 33.04B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap29.95B
Enterprise Value33.04B

Important Dates

QBE Insurance Group Limited's next confirmed earnings release is scheduled for February 19, 2027.

Earnings Date2/19/2027

Share Statistics

As of December 31, 2025, QBE Insurance Group Limited has 1.51B shares outstanding.

Shares Outstanding1.51B

Valuation Ratios

As of December 31, 2025, QBE Insurance Group Limited trades at a trailing price-to-earnings ratio of 9.29. The price-to-sales ratio is 1.03, and the price-to-book ratio stands at 1.71.

PE Ratio9.29
PS Ratio1.03
PB Ratio1.71
P/TBV Ratio2.09

Enterprise Valuation

These figures are as of December 31, 2025. The EV/Sales ratio of 1.13 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 33.04B versus a market cap of 29.95B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.13

Financial Position

These figures are as of December 31, 2025.

Debt / Equity33.67

Financial Efficiency

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Over the twelve months ended December 31, 2025, QBE Insurance Group Limited posted a return on equity (ROE) of 19.26, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 4.67, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 16.03, useful for judging operating efficiency across full business cycles. The company generates approximately 2.17M in revenue per employee across its workforce of 13,479.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)19.26
Return on Assets (ROA)4.67
Return on Capital Employed (ROCE)16.03
Revenue Per Employee2.17M
Employee Count13,479.00

Taxes

AUD

Over the twelve months ended December 31, 2025, QBE Insurance Group Limited recorded 1.02B in income tax expense. That works out to an effective tax rate of 23.90, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.26B, leaving 3.23B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.02B
Effective Tax Rate23.90

Stock Price Statistics

AUD

As of the close on October 22, 2026, QBE Insurance Group Limited's stock has gained approximately 31.57% over the past 52 weeks. The 50-day moving average sits at 23.39, while the 200-day moving average is 22.69.

52-Week Price Change31.57%
50-Day Moving Average23.39
200-Day Moving Average22.69

Income Statement

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Over the twelve months ended December 31, 2025, QBE Insurance Group Limited generated 29.22B in revenue and converted that into 3.23B in net income, yielding earnings per share of 2.11.

Revenue29.22B
Pretax Income4.26B
Net Income3.23B
Earnings Per Share (EPS)2.11

Balance Sheet

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As of December 31, 2025, QBE Insurance Group Limited holds 2.80B in cash and equivalents against 5.89B in total debt, resulting in a net debt position of 2.74B.

Cash & Cash Equivalents2.80B
Total Debt5.89B
Net Debt2.74B
Equity (Book Value)17.49B
Book Value Per Share11.61

Cash Flow

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These figures cover the twelve months ended December 31, 2025.

Capital Expenditures-238.20M

Margins

These figures cover the twelve months ended December 31, 2025.

Pretax Margin14.59
Profit Margin11.06

Dividends & Yields

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Over the twelve months ended December 31, 2025, QBE Insurance Group Limited paid dividends of 0.80 per share. The dividend payout ratio of 37.14 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Total shareholder yield reaches 5.38, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to QBE Insurance Group Limited shareholders.

Dividend Per Share0.80
Payout Ratio37.14
Shareholder Yield5.38

Stock Splits

QBE Insurance Group Limited's most recent stock split took place on October 29, 1997 with a 4:5 split ratio.

Last Split Date10/29/1997
Split Ratio4:5