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Resimac Group Limited

Resimac Group Limited

AASX:RMC
0.80
AUD
0.00
(0.00%)
0.09EPS
9.74P/E
334.22MMarket Cap
Feb 25Next Earn
Resimac Group Limited
ASX:RMC
(Australian Securities Exchange)

Recent

price

0.80

P/E

ratio

9.74

div

yld

14.15%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
AUD
0.36
0.34
0.31
0.31
-0.19
-0.31
-0.05
-0.48
-0.56
-0.77
0.45
0.59
0.62
0.49
0.34
0.4
Revenue per Share
0.12
0.09
0.08
0.07
0.06
0.05
0.05
0.04
0.06
0.12
0.14
0.26
0.25
0.17
0.09
0.09
Basic EPS, GAAP
0.03
0.04
0.06
0.03
0.05
0.04
0.05
-3.36
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
0.09
0.05
0.04
0.06
0.06
0.04
0.04
0.01
0.01
0.01
0.02
0.04
0.08
0.08
0.08
0.11
Dividend per Share
0.69
0.37
0.39
0.4
0.4
0.41
0.42
0.36
0.4
0.48
0.59
0.79
0.93
1.03
1.04
0.92
Book Value per Share
0.56
0.25
0.27
0.28
0.27
0.29
0.17
0.3
0.34
0.43
0.52
0.72
0.86
0.96
0.97
0.84
Tangible Book Value per Share
100
102
106
107
106
105
106
359
397
401
407
408
408
402
400
399
Basic Weighted Avg Shares
36
34
33
33
-21
-33
-5
-172
-223
-310
181
242
252
198
137
158
Sales/Revenue/Turnover
-62.01
-68.2
-67.03
-70.79
-91.63
-53.48
3.64
-100.08
-111.93
-112.1
203.24
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
1
1
1
3
3
2
2
2
3
Depreciation Expense
12
9
8
8
6
6
5
16
25
47
56
108
102
66
35
35
Net Income, GAAP
12.99
25.98
29.72
30.54
30.23
30.07
30
31.46
29.5
26.21
30.23
29.11
28.8
30.33
30.57
29.03
Effective Tax Rate (%)
33.83
26.6
24.35
23.28
-30.13
-16.99
-101.63
-9.18
-11.38
-15.24
30.88
44.38
40.56
33.58
25.34
21.92
Profit Margin (%)
-451
-363
-270
-169
-163
-167
-144
5,478
192
241
337
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
31
24
19
202
6,709
8,717
8,047
9,777
- -
- -
- -
- -
- -
LT Debt
69
38
42
43
42
43
45
141
160
196
242
321
378
415
416
365
Total Equity
-1.71
-1.89
-2.19
-2.91
2.79
2.74
-0.03
2.72
1.84
2.38
1.45
- -
- -
- -
- -
- -
Return on Invested Capital (%)
3.31
3.19
3.21
3.09
2.88
2.8
2.65
3.47
2.15
2.68
1.46
0.58
0.66
0.42
0.23
0.22
Return on Capital (%)
18.14
17.02
20.18
18.27
14.72
13.21
11.92
16.96
16.83
26.52
25.55
38.23
29.22
16.75
8.32
8.86
Return on Common Equity (%)

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
32.64%
9.68%
-12.3%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
36.37%
0.89%
-0.02%
Sales/Revenue/Turnover
305.03%
0.18%
15.6%
Total Cash Common Dividend
34.06%
40.07%
49.07%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
198
2024
- -
- -
137
2025
- -
- -
158

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.17
2024
- -
- -
0.09
2025
- -
- -
0.09

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.08
2024
- -
- -
0.08
2025
- -
- -
0.11
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Business
Resimac Group Limited (ASX:RMC) operates as a leading Australian non-bank lender, originating, servicing and funding prime and non-conforming residential mortgages alongside asset finance products distributed through brokers, wholesale channels and direct-to-consumer brands in Australia and New Zealand. The company provides a broad suite of home loans featuring competitive interest rates, offset accounts, extra repayments and redraw options tailored to clean-credit borrowers with equity, self-employed individuals and those with prior financial setbacks; consumer car loans with fixed rates up to $150,000 for private vehicle purchases; and SME/commercial finance encompassing business auto loans, equipment finance, secured loans and insurance premium funding via accredited brokers. Products are offered under brands including Resimac, Resimac (NZ), Resimac Asset Finance and homeloans.com.au, which delivers no-fee variable rate home loans with online approvals in as little as 20 minutes; the group serves over 55,000 customers, maintains assets under management exceeding $14 billion with home loans at nearly $13 billion and asset finance over $1 billion, and funds operations through warehouse lines and a securitisation program that has issued almost $50 billion since 1987. Founded in 1985 and headquartered in Sydney, New South Wales, Resimac Group employs over 300 staff across Australia, New Zealand and the Philippines. In recent developments, the company completed its acquisition of a $1.5 billion Westpac auto loan portfolio in February 2025, significantly diversifying its asset finance segment, adding over 100,000 customers and enabling new product introductions; it reported 1H25 origination volumes up 5.6% to $2.8 billion and application volumes surging 39% to $5 billion, alongside a 25% rise in active brokers through digital enhancements; total loan settlements grew 14% to $5.8 billion for FY2025 ending June, with asset finance AUM expanding 127% including the Westpac deal; and Pete Lirantzis assumed the CEO role in April 2025, prioritizing mortgage growth, broker experience and automation for FY26.