Smartpay Holdings Limited

As of March 31, 2025, Smartpay Holdings Limited has 242.11M shares outstanding.

These figures are as of March 31, 2025. The price-to-sales ratio is 1.96, and the price-to-book ratio stands at 4.02.

As of March 31, 2025, Smartpay Holdings Limited trades at an EV/EBITDA multiple of 765.56 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 2.04 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 765.56 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Smartpay Holdings Limited trades at an EV/FCF ratio of 7.97, comparing the total takeover cost of the business to the cash it actually generates for all capital providers.

As of March 31, 2025, Smartpay Holdings Limited maintains a current ratio of 0.73, meaning it holds 0.7x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 40.97, indicating elevated leverage, while an interest coverage ratio of 0.34 demonstrates limited ability to service its debt obligations.

Over the twelve months ended March 31, 2025, Smartpay Holdings Limited posted a negative return on equity (ROE) of -1.45, meaning shareholder capital produced losses rather than profits. Return on assets (ROA) is negative at -0.56, reflecting losses generated across the asset base.

Over the twelve months ended March 31, 2025, Smartpay Holdings Limited posted a gross margin of 57.76, reflecting its pricing power and cost economics. The operating margin of 0.27 and net profit margin of -0.69 provide insight into operational efficiency.

These figures cover the twelve months ended March 31, 2025. Free cash flow yield stands at 10.50, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -1.76, meaning Smartpay Holdings Limited raised more capital through share issuance and new debt than it returned via dividends and buybacks.

As of March 31, 2025, Smartpay Holdings Limited has an Altman Z-Score of 2.64, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.