Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
ATLCL
NASDAQ Global Market25.19
USD
+0.01
- -
CIK
0001464343
ISIN
US04914Y3009
CUSIP
04914Y300
Return %
Stock
S&P500
1Y
5.75
26.53
3Y
14.50
76.60
5Y
0.88
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- Jeffrey A. Howard
- Full Time Employees
- 386
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 5 Concourse Parkway, Suite 300 Atlanta GA United States of America 30328
- IPO Date
- Nov 23, 2021
- CIK
- 0001464343
- Website
- atlanticus.com
- Similar Companies
- Business
- Atlanticus Holdings Corporation is a financial technology company primarily engaged in providing consumer credit and related financial services to lenders in the United States. It operates through two main segments: Credit as a Service (CaaS) and Auto Finance. The CaaS segment offers private label credit products in the healthcare sector under the Curae brand, and consumer electronics, furniture, elective medical procedures, and home improvement credit products under the Fortiva brand as well as third-party retail partners' brands. It also issues general-purpose credit cards under the Aspire, Imagine, and Fortiva brand names. These credit products are originated through partnerships with banks, distributed via retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing, and third-party partnerships. Additionally, this segment provides loan servicing including risk management and customer service outsourcing. The Auto Finance segment focuses on purchasing and servicing loans secured by automobiles through a network of independent automotive dealers and finance companies within the buy-here-pay-here used car market, also providing floor plan financing and installment lending products. Atlanticus Holdings was founded in 1996 and is headquartered in Atlanta, Georgia. Recent significant company developments include the acquisition of Mercury Financial LLC in 2025 for approximately $166.5 million, which added $3.2 billion in credit card receivables and 1.3 million new consumer accounts, substantially increasing the scale and origination capabilities of the business. This acquisition contributed to record managed receivables growth to $6.6 billion and expanded the customer base to approximately 5.7 million consumers. The company reported a 41.1% increase in total operating revenue to $495.3 million and a 20% rise in adjusted net income to $27.9 million in the most recent quarters, reflecting improved profitability and operational efficiencies post-acquisition. Atlanticus is actively integrating the Mercury portfolio to leverage technology and resource capabilities for enhanced customer service and operational cost reductions, pursuing a unified platform under the "ONE Atlanticus" initiative. The company continues to focus on using technology, data, and product innovation to provide inclusive financial services to everyday American consumers, particularly within financially underserved markets. Atlanticus Holdings operates exclusively in the U.S. consumer finance and financial technology space, targeting subprime consumers through credit card products, point-of-sale financing, and auto loans, supported by partnerships with banks, retail, and healthcare providers. The company is publicly traded and headquartered in Atlanta, Georgia. It maintains a strategic emphasis on expanding its product offerings and customer reach through acquisitions and technology-driven growth initiatives.
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCL) Shares Up 0.1% – Here’s What Happened
Atlanticus Holdings Co. 6.125% Senior Notes due 2026 (NASDAQ:ATLCL) Sees Significant Increase in Short Interest