- Business
- AXA S.A. is a leading global insurance and asset management company headquartered in Paris, France, founded in 1817. The company operates primarily in three major business lines: property and casualty insurance; life, savings, and health insurance; and asset management. AXA's core products and services include motor, household, property, and general liability insurance; health and employee benefits; savings and pension products; retirement planning solutions; and investment-based financial products. The company serves a broad customer base including individuals, professionals, and businesses across 50 countries worldwide, with significant operations in Europe, Asia, Africa, the Americas, and the Middle East.
Recently, AXA has undergone several major strategic initiatives. In 2025, AXA unified its Group and AXA XL Ceded Reinsurance teams under a single integrated Ceded Re team to streamline operations and enhance efficiency. The company completed the sale of its investment-management arm to BNP Paribas for 5.1 billion euros, bolstering its financial strength, with a Solvency II ratio of 222% as of September 2025. AXA continues to focus on digital transformation, sustainability including climate strategy and biodiversity commitments, and innovative customer solutions such as telemedicine consultations and geolocation tools for health and geopolitical alerts through the MAXIS Global Benefits Network. The firm also recently completed its 2025 employee shareholding offer, reinforcing employee alignment with corporate goals.
AXA's insurance subsidiaries cover a wide range of sectors including personal and commercial lines, with AXA XL being a top provider globally in property and casualty commercial insurance and reinsurance. The company targets diverse markets, providing integrated insurance solutions in both mature and emerging markets, and leverages partnerships such as with Liverpool Football Club and strategic alliances in Asia to accelerate growth, especially in China where it is a leading foreign insurer. AXA employs approximately 154,000 people globally and serves about 95 million customers, maintaining high credit ratings across Standard & Poor's, Moody’s, and AM Best, reflecting its financial stability and leadership position in the global financial services industry.