1. Brazil Stocks

  2. •

    Finance

  3. •

    Regional banks
Banco do Estado de Sergipe SA - Banese

Banco do Estado de Sergipe SA - Banese

35.55
BRL
+0.15
(+0.42%)
Banco do Estado de Sergipe SA - Banese
B3:BGIP4
(B3)

Recent

price

35.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
BRL
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
110
472
632
507
517
531
653
738
720
823
883
883
911
933
1,052
1,205
1,279
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
12
13
15
18
19
18
18
20
19
19
20
19
18
25
29
32
36
Depreciation Expense
59
91
88
58
7
27
66
86
63
84
49
84
76
3
188
-7
11
Net Income, GAAP
37.88
37.14
40.36
23.31
- -
28.01
32.82
38.6
48.44
25.42
26.57
34.52
- -
- -
27.76
25.41
21.67
Effective Tax Rate (%)
53.53
19.29
13.93
11.51
1.35
5.11
10.04
11.61
8.69
10.16
5.54
9.48
8.29
0.35
17.91
-0.59
0.84
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1
187
294
245
214
326
327
346
349
289
329
336
279
207
219
586
644
LT Debt
198
253
281
296
248
289
338
380
433
473
531
607
635
645
839
966
1,029
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
24.69
26.91
16.42
11.67
- -
3.62
6.11
10.13
7.11
9.27
4.55
8.89
- -
- -
19.78
-12.16
- -
Return on Capital (%)
36.14
44.83
36.18
21.72
2.5
9.57
21.03
24.63
16.31
19.91
10.64
16
13.05
0.54
26.51
-0.82
- -
Return on Common Equity (%)

Capital Structure

BRL

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,422
1,434
1,787
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.07%
13.15%
15.18%
Free Cash Flow
-275.41%
-57.38%
-13.59%
Net Income, GAAP
569.63%
1,111.82%
-103.81%
Sales/Revenue/Turnover
8.81%
6.57%
14.57%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
275
271
264
263
1,052
2025
275
280
329
326
1,205
2026
296
328
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
Banco do Estado de Sergipe S.A. Banco do Estado de Sergipe S.A. (Banese) operates as a multiple-service commercial bank primarily serving the state of Sergipe in Brazil; it offers a comprehensive range of retail and corporate banking products and services, including current, savings, and payroll accounts; personal, real estate, working capital, and development loans; debit and credit cards; insurance policies through subsidiaries; investment products such as CBD/RDB certificates of deposit and portfolio management; payroll deduction financing; digital banking channels; and payment services via internet and correspondent networks. Founded in 1961 as Banco de Fomento Econômico do Estado de Sergipe and renamed Banco do Estado de Sergipe S.A. in 1967, the bank is headquartered in Aracaju, Sergipe, with a network of 63 branches, 7 service posts, and 445 ATMs covering all 75 municipalities in the state; it maintains subsidiaries including SEAC for cards and services, Banese Corretora e Administradora de Seguros for insurance brokerage, SERGUS for pension funds, and recently formed Mulvi Instituição de Pagamentos S.A. for payment services, forming an economic conglomerate controlled by the State of Sergipe government. In recent developments, Banese registered a new subsidiary and entered a strategic partnership agreement related to loteria operations in late 2024, while advancing digital financial inclusion to reach over 1 million clients in the Banese conglomerate as of mid-2025 and conducting a debt negotiation mutirão with Febraban through November 2025.