Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

318.00
BRL
+0.83
(+0.26%)
24.79EPS
14.84P/E
150.93BMarket Cap
Jan 20Next Earn

Total Valuation

BRL

As of June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh carries a market capitalization of 150.93B, placing it among publicly traded companies globally. Its enterprise value stands at -18.08B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap150.93B
Enterprise Value-18.08B

Important Dates

Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh's next confirmed earnings release is scheduled for January 20, 2027.

Earnings Date1/20/2027

Share Statistics

As of June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh has 434.22M shares outstanding.

Shares Outstanding434.22M

Valuation Ratios

As of June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh trades at a trailing price-to-earnings ratio of 14.84. The price-to-sales ratio is 3.38, and the price-to-book ratio stands at 1.21.

PE Ratio14.84
PS Ratio3.38
PB Ratio1.21
P/TBV Ratio1.85
P/FCF Ratio11.92
P/OCF Ratio11.80

Financial Position

These figures are as of June 30, 2026.

Debt / Equity62.44

Financial Efficiency

BRL

Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh posted a return on equity (ROE) of 8.43, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.94, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.28, useful for judging operating efficiency across full business cycles. The company generates approximately 2.60M in revenue per employee across its workforce of 17,370.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)8.43
Return on Assets (ROA)0.94
Return on Capital Employed (ROCE)5.28
Revenue Per Employee2.60M
Employee Count17,370.25

Taxes

BRL

Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh recorded 3.02B in income tax expense. That works out to an effective tax rate of 21.58, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 14.01B, leaving 10.99B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax3.02B
Effective Tax Rate21.58

Stock Price Statistics

BRL

As of the close on October 19, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh's stock has gained approximately 21.24% over the past 52 weeks. The 50-day moving average sits at 319.68, while the 200-day moving average is 267.93.

52-Week Price Change21.24%
50-Day Moving Average319.68
200-Day Moving Average267.93

Income Statement

BRL

Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh generated 45.10B in revenue and converted that into 10.99B in net income, yielding earnings per share of 24.79.

Revenue45.10B
Pretax Income14.01B
Net Income10.99B
Earnings Per Share (EPS)24.79

Balance Sheet

BRL

As of June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh holds 264.43B in cash and equivalents against 84.51B in total debt, resulting in a net debt position of 12.83B.

Cash & Cash Equivalents264.43B
Total Debt84.51B
Net Debt12.83B
Equity (Book Value)124.43B
Book Value Per Share286.55

Cash Flow

BRL

Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh produced 12.93B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow12.93B
Free Cash Flow12.93B
FCF Per Share29.45

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin31.07
Profit Margin24.36

Dividends & Yields

BRL

Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh paid dividends of 10.80 per share. The dividend payout ratio of 39.22 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.39, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -42.49, meaning Citizens Financial Group, Inc. Shs Unsponsored Brazilian Depositary Receipt Repr 1 Sh raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share10.80
Payout Ratio39.22
Shareholder Yield-42.49
FCF Yield8.39